Buy Cheap Elberon, IA Auto Insurance (2021)

Elberon, IA auto insurance rates average $243 a month. Minimum auto insurance requirements in Elberon, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Elberon, IA, compare Elberon auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elberon, IA after a DUI are $3,512/year
  • The most expensive auto insurance company in Elberon after a DUI is Travelers
  • The most expensive auto insurance company in Elberon is Travelers

Finding affordable Elberon, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Elberon, IA auto insurance with confidence is right here. Auto insurance rates in Elberon are affected by local factors as well as personal ones like your driving record.

See how Elberon, IA car insurance rates compare to Iowa City auto insurance rates, Waterloo auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Elberon.

Don’t buy Elberon, IA auto insurance until you’ve compared rates. Get free Elberon, Iowa auto insurance quotes when you enter your ZIP code above.

Elberon, IA Minimum Auto Insurance Requirements

The required auto insurance in Elberon, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Elberon, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Elberon, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Elberon, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elberon, IA. Take a look at Elberon, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elberon, Iowa

Insurance Company Poor Fair Good
Allstate $3,591 $2,857 $2,565
American Family $3,773 $2,773 $2,331
Farmers $2,630 $2,181 $2,066
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,233 $3,856 $3,034
Nationwide $2,944 $2,296 $2,015
Progressive $2,909 $2,348 $2,126
State Farm $3,064 $1,896 $1,496
Travelers $5,986 $5,113 $4,871
USAA $2,421 $1,661 $1,438

Buy Cheap Elberon, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elberon, Iowa auto insurance rates? Find out how car insurance rates in Elberon, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elberon, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,994 $1,918 $1,768 $1,801 $5,713 $6,420 $2,177 $2,240
American Family $1,909 $1,909 $1,708 $1,708 $5,088 $7,139 $1,909 $2,300
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,081 $2,257 $1,832 $2,225 $10,185 $11,460 $2,358 $2,599
Nationwide $1,699 $1,748 $1,512 $1,619 $3,814 $4,957 $1,912 $2,085
Progressive $1,733 $1,670 $1,428 $1,480 $4,238 $4,788 $2,087 $2,261
State Farm $1,412 $1,412 $1,236 $1,236 $3,758 $4,774 $1,586 $1,802
Travelers $2,397 $2,444 $2,342 $2,342 $10,680 $16,938 $2,499 $2,944
USAA $1,234 $1,249 $1,130 $1,155 $3,311 $3,520 $1,482 $1,637

Buy Cheap Elberon, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elberon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elberon, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elberon, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,713 $6,420
American Family $5,088 $7,139
Farmers $4,272 $4,553
GEICO $4,328 $4,022
Liberty Mutual $10,185 $11,460
Nationwide $3,814 $4,957
Progressive $4,238 $4,788
State Farm $3,758 $4,774
Travelers $10,680 $16,938
USAA $3,311 $3,520

Buy Cheap Elberon, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Elberon, Iowa by comparing Elberon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elberon, IA here.

Annual Auto Insurance Rates for Senior Drivers in Elberon, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,801
American Family $1,708 $1,708
Farmers $1,273 $1,389
GEICO $1,710 $1,564
Liberty Mutual $1,832 $2,225
Nationwide $1,512 $1,619
Progressive $1,428 $1,480
State Farm $1,236 $1,236
Travelers $2,342 $2,342
USAA $1,130 $1,155

Find Cheap Auto Insurance Rates in Elberon, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elberon, Iowa auto insurance. Compare Elberon, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elberon, Iowa

Insurance Company Low Medium High
Allstate $2,885 $3,008 $3,119
American Family $2,973 $3,124 $2,780
Farmers $2,197 $2,300 $2,380
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,199 $4,367 $4,557
Nationwide $2,531 $2,401 $2,323
Progressive $2,326 $2,468 $2,589
State Farm $2,051 $2,164 $2,242
Travelers $5,024 $5,402 $5,543
USAA $1,749 $1,845 $1,925

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Find Cheap Elberon, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elberon. Compare auto insurance rates in Elberon, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elberon, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,932 $3,076
American Family $2,924 $2,993
Farmers $2,292 $2,292
GEICO $2,294 $2,387
Liberty Mutual $4,374 $4,374
Nationwide $2,418 $2,418
Progressive $2,461 $2,461
State Farm $2,100 $2,204
Travelers $5,323 $5,323
USAA $1,773 $1,907

Find Cheap Elberon, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Elberon, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elberon, IA, take a look at the average cost for various violations versus rates for a clean driving record in Elberon.

Annual Elberon, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,559 $3,096 $3,505 $2,856
American Family $2,136 $3,131 $4,058 $2,511
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,778 $4,676 $4,765 $4,279
Nationwide $1,744 $2,515 $3,438 $1,976
Progressive $1,978 $3,241 $2,145 $2,478
State Farm $1,996 $2,308 $2,152 $2,152
Travelers $3,869 $5,173 $6,935 $5,316
USAA $1,407 $1,885 $2,453 $1,615

Find Cheap Elberon, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elberon, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Elberon for less when you shop around and compare rates from multiple Elberon, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elberon, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,505
American Family $4,058
Farmers $2,458
GEICO $3,206
Liberty Mutual $4,765
Nationwide $3,438
Progressive $2,145
State Farm $2,152
Travelers $6,935
USAA $2,453

Winners by Category: Where to Buy Cheap Auto Insurance in Elberon, IA

Compare rates from the cheapest auto insurance companies in Elberon, IA for your needs. Take a look at how Elberon, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elberon, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Elberon, Iowa Auto Insurance Companies

If you’re looking for the cheapest Elberon, IA auto insurance companies overall, you can compare them here. Find the best price for Elberon, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Elberon, Iowa

Insurance Company Average Annual Rates
Allstate $3,004
American Family $2,959
Farmers $2,292
GEICO $2,341
Liberty Mutual $4,374
Nationwide $2,418
Progressive $2,461
State Farm $2,152
Travelers $5,323
USAA $1,840

What affects Elberon, Iowa auto insurance rates?

Local factors affect auto insurance rates in Elberon, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Elberon auto insurance rates.

Commute Times in Elberon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elberon, IA is 34.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Elberon, IA

You can buy cheap Elberon, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elberon, Iowa auto insurance quotes from top companies.

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