Buy Cheap Elba, AL Auto Insurance (2021)

Elba, AL auto insurance rates average $286 a month. Minimum auto insurance requirements in Elba, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Elba, AL, compare Elba auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Elba is Liberty Mutual
  • Average auto insurance rates in Elba, AL after a DUI are $3,921/year
  • Average auto insurance rates in Elba, AL are $286/month

Finding affordable Elba, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Elba, AL auto insurance with confidence is right here. Auto insurance rates in Elba are affected by local factors as well as personal ones like your driving record.

See how Elba, AL car insurance rates compare to Mobile auto insurance rates, Decatur auto insurance rates, and Tuscaloosa auto insurance rates before you read more about the cost of auto insurance in Elba.

Don’t buy Elba, AL auto insurance until you’ve compared rates. Get free Elba, Alabama auto insurance quotes when you enter your ZIP code above.

Elba, AL Minimum Auto Insurance Requirements

The required auto insurance in Elba, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Elba, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Elba, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Elba, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elba, AL. Take a look at Elba, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elba, Alabama

Insurance Company Poor Fair Good
Allstate $3,946 $3,085 $2,521
Farmers $4,376 $3,771 $3,574
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,019 $4,301 $3,382
Nationwide $3,073 $2,400 $2,171
Progressive $4,297 $3,669 $3,420
State Farm $6,841 $3,466 $2,356
Travelers $4,051 $3,510 $3,574
USAA $2,646 $1,725 $1,541

Buy Cheap Elba, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elba, Alabama auto insurance rates? Find out how car insurance rates in Elba, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elba, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,962 $1,884 $1,762 $1,800 $6,527 $7,014 $2,231 $2,291
Farmers $2,225 $2,209 $1,987 $2,116 $8,679 $8,928 $2,515 $2,598
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $2,899 $3,134 $2,388 $2,671 $10,297 $11,448 $3,085 $3,284
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,089 $1,967 $1,711 $1,825 $8,377 $9,354 $2,444 $2,595
State Farm $2,602 $2,602 $2,351 $2,351 $7,785 $9,768 $2,937 $3,372
Travelers $1,535 $1,560 $1,433 $1,429 $8,037 $12,553 $1,457 $1,688
USAA $1,234 $1,256 $1,154 $1,135 $3,627 $4,023 $1,604 $1,735

Buy Cheap Elba, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elba can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elba, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elba, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,527 $7,014
Farmers $8,679 $8,928
GEICO $4,936 $4,820
Liberty Mutual $10,297 $11,448
Nationwide $4,358 $5,617
Progressive $8,377 $9,354
State Farm $7,785 $9,768
Travelers $8,037 $12,553
USAA $3,627 $4,023

Buy Cheap Elba, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Elba, Alabama by comparing Elba senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elba, AL here.

Annual Auto Insurance Rates for Senior Drivers in Elba, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,762 $1,800
Farmers $1,987 $2,116
GEICO $1,817 $1,864
Liberty Mutual $2,388 $2,671
Nationwide $1,527 $1,581
Progressive $1,711 $1,825
State Farm $2,351 $2,351
Travelers $1,433 $1,429
USAA $1,154 $1,135

Find Cheap Auto Insurance Rates in Elba, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elba, Alabama auto insurance. Compare Elba, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elba, Alabama

Insurance Company Low Medium High
Allstate $3,080 $3,180 $3,292
Farmers $3,670 $3,852 $4,199
GEICO $2,433 $2,631 $2,867
Liberty Mutual $4,673 $4,877 $5,151
Nationwide $2,529 $2,526 $2,589
Progressive $3,414 $3,774 $4,197
State Farm $3,983 $4,215 $4,465
Travelers $3,559 $3,785 $3,790
USAA $1,897 $1,960 $2,056

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Find Cheap Elba, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elba. Compare auto insurance rates in Elba, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elba, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,184 $3,184
Farmers $3,907 $3,907
GEICO $2,594 $2,694
Liberty Mutual $4,901 $4,901
Nationwide $2,548 $2,548
Progressive $3,795 $3,795
State Farm $4,118 $4,324
Travelers $3,712 $3,712
USAA $1,881 $2,061

Find Cheap Elba, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Elba, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elba, AL, take a look at the average cost for various violations versus rates for a clean driving record in Elba.

Annual Elba, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,733 $3,203 $3,738 $3,062
Farmers $3,290 $4,258 $4,155 $3,926
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $3,848 $5,343 $5,236 $5,175
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,434 $4,298 $3,678 $3,770
State Farm $3,816 $4,716 $4,176 $4,176
Travelers $3,092 $3,246 $4,740 $3,769
USAA $1,518 $1,902 $2,822 $1,642

Find Cheap Elba, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elba, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Elba for less when you shop around and compare rates from multiple Elba, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elba, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,738
Farmers $4,155
GEICO $3,506
Liberty Mutual $5,236
Nationwide $3,241
Progressive $3,678
State Farm $4,176
Travelers $4,740
USAA $2,822

Winners by Category: Where to Buy Cheap Auto Insurance in Elba, AL

Compare rates from the cheapest auto insurance companies in Elba, AL for your needs. Take a look at how Elba, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elba, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Elba, Alabama Auto Insurance Companies

If you’re looking for the cheapest Elba, AL auto insurance companies overall, you can compare them here. Find the best price for Elba, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Elba, Alabama

Insurance Company Average Annual Rates
Allstate $3,184
Farmers $3,907
GEICO $2,644
Liberty Mutual $4,901
Nationwide $2,548
Progressive $3,795
State Farm $4,221
Travelers $3,712
USAA $1,971

What affects Elba, Alabama auto insurance rates?

Local factors affect auto insurance rates in Elba, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Elba auto insurance rates.

Auto Theft in Elba

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Elba, AL auto theft show a total of 9 vehicle thefts annually.

Commute Times in Elba

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elba, AL is 22.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Elba, AL

You can buy cheap Elba, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elba, Alabama auto insurance quotes from top companies.

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