Buy Cheap Elaine, AR Auto Insurance (2021)

Elaine, AR auto insurance rates average $373 a month. Minimum auto insurance requirements in Elaine, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Elaine, AR, compare Elaine auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elaine, AR after a DUI are $5,401/year
  • Average auto insurance rates in Elaine, AR for teens drivers are $9,093/year
  • Average auto insurance rates in Elaine, AR are $373/month

Finding affordable Elaine, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Elaine, AR auto insurance with confidence is right here. Auto insurance rates in Elaine are affected by local factors as well as personal ones like your driving record.

See how Elaine, AR car insurance rates compare to Bentonville auto insurance rates, Little Rock auto insurance rates, and Jonesboro auto insurance rates before you read more about the cost of auto insurance in Elaine.

Don’t buy Elaine, AR auto insurance until you’ve compared rates. Get free Elaine, Arkansas auto insurance quotes when you enter your ZIP code above.

Elaine, AR Minimum Auto Insurance Requirements

The required auto insurance in Elaine, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Elaine, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Elaine, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Elaine, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elaine, AR. Take a look at Elaine, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elaine, Arkansas

Insurance Company Poor Fair Good
Allstate $7,348 $5,626 $4,555
Farmers $5,155 $4,305 $4,104
GEICO $5,122 $4,204 $3,491
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $4,353 $3,506 $3,196
Progressive $6,315 $5,354 $4,968
State Farm $4,996 $3,002 $2,334
Travelers $7,420 $6,184 $5,777
USAA $3,186 $2,166 $1,843

Buy Cheap Elaine, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elaine, Arkansas auto insurance rates? Find out how car insurance rates in Elaine, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elaine, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,276 $2,908 $3,112 $12,129 $14,565 $3,593 $3,901
Farmers $2,499 $2,496 $2,237 $2,346 $10,174 $10,561 $2,851 $3,010
GEICO $3,177 $3,153 $2,939 $2,857 $7,876 $7,938 $3,099 $3,142
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $2,514 $2,562 $2,259 $2,387 $6,062 $7,723 $2,875 $3,099
Progressive $2,996 $2,858 $2,460 $2,561 $12,221 $13,810 $3,584 $3,875
State Farm $2,177 $2,177 $1,945 $1,945 $6,213 $7,854 $2,453 $2,787
Travelers $2,427 $2,477 $2,373 $2,387 $13,944 $22,484 $2,583 $3,007
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

Buy Cheap Elaine, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elaine can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elaine, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elaine, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,129 $14,565
Farmers $10,174 $10,561
GEICO $7,876 $7,938
Liberty Mutual $8,580 $9,444
Nationwide $6,062 $7,723
Progressive $12,221 $13,810
State Farm $6,213 $7,854
Travelers $13,944 $22,484
USAA $4,636 $4,863

Buy Cheap Elaine, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Elaine, Arkansas by comparing Elaine senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elaine, AR here.

Annual Auto Insurance Rates for Senior Drivers in Elaine, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,908 $3,112
Farmers $2,237 $2,346
GEICO $2,939 $2,857
Liberty Mutual $2,288 $2,555
Nationwide $2,259 $2,387
Progressive $2,460 $2,561
State Farm $1,945 $1,945
Travelers $2,373 $2,387
USAA $1,364 $1,379

Find Cheap Auto Insurance Rates in Elaine, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elaine, Arkansas auto insurance. Compare Elaine, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elaine, Arkansas

Insurance Company Low Medium High
Allstate $5,675 $5,840 $6,014
Farmers $4,302 $4,475 $4,788
GEICO $4,099 $4,271 $4,447
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $3,704 $3,609 $3,742
Progressive $5,094 $5,444 $6,099
State Farm $3,262 $3,443 $3,627
Travelers $6,146 $6,478 $6,756
USAA $2,302 $2,390 $2,503

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Find Cheap Elaine, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elaine. Compare auto insurance rates in Elaine, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elaine, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,843 $5,843
Farmers $4,522 $4,522
GEICO $4,250 $4,295
Liberty Mutual $4,134 $4,134
Nationwide $3,685 $3,685
Progressive $5,546 $5,546
State Farm $3,358 $3,530
Travelers $6,460 $6,460
USAA $2,329 $2,468

Find Cheap Elaine, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Elaine, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elaine, AR, take a look at the average cost for various violations versus rates for a clean driving record in Elaine.

Annual Elaine, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,800 $6,064 $6,751 $5,756
Farmers $3,831 $4,893 $4,777 $4,585
GEICO $2,870 $4,440 $6,692 $3,088
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $2,870 $3,704 $5,007 $3,159
Progressive $4,788 $6,614 $5,029 $5,751
State Farm $3,166 $3,722 $3,444 $3,444
Travelers $5,420 $5,600 $8,172 $6,649
USAA $1,840 $2,334 $3,374 $2,044

Find Cheap Elaine, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elaine, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Elaine for less when you shop around and compare rates from multiple Elaine, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elaine, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,751
Farmers $4,777
GEICO $6,692
Liberty Mutual $5,360
Nationwide $5,007
Progressive $5,029
State Farm $3,444
Travelers $8,172
USAA $3,374

Winners by Category: Where to Buy Cheap Auto Insurance in Elaine, AR

Compare rates from the cheapest auto insurance companies in Elaine, AR for your needs. Take a look at how Elaine, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elaine, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Elaine, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Elaine, AR auto insurance companies overall, you can compare them here. Find the best price for Elaine, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Elaine, Arkansas

Insurance Company Average Annual Rates
Allstate $5,843
Farmers $4,522
GEICO $4,272
Liberty Mutual $4,134
Nationwide $3,685
Progressive $5,546
State Farm $3,444
Travelers $6,460
USAA $2,398

What affects Elaine, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Elaine, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Elaine auto insurance rates.

Commute Times in Elaine

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elaine, AR is 20.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Elaine, AR

You can buy cheap Elaine, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elaine, Arkansas auto insurance quotes from top companies.

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