Buy Cheap El Rito, NM Auto Insurance (2021)

El Rito, NM auto insurance rates average $309 a month. Minimum auto insurance requirements in El Rito, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in El Rito, NM, compare El Rito auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in El Rito, NM are $309/month
  • Average auto insurance rates in El Rito, NM after a DUI are $4,774/year
  • The most expensive auto insurance company in El Rito is GEICO

Finding affordable El Rito, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap El Rito, NM auto insurance with confidence is right here. Auto insurance rates in El Rito are affected by local factors as well as personal ones like your driving record.

See how El Rito, NM car insurance rates compare to Gallup auto insurance rates, Farmington auto insurance rates, and Las Cruces auto insurance rates before you read more about the cost of auto insurance in El Rito.

Don’t buy El Rito, NM auto insurance until you’ve compared rates. Get free El Rito, New Mexico auto insurance quotes when you enter your ZIP code above.

El Rito, NM Minimum Auto Insurance Requirements

The required auto insurance in El Rito, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in El Rito, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in El Rito, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap El Rito, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in El Rito, NM. Take a look at El Rito, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in El Rito, New Mexico

Insurance Company Poor Fair Good
Allstate $5,028 $4,148 $3,795
Farmers $5,160 $4,273 $4,061
GEICO $5,580 $4,858 $4,495
Nationwide $4,737 $3,689 $3,196
Progressive $3,665 $3,261 $3,082
State Farm $3,576 $2,208 $1,750
USAA $3,070 $2,300 $1,994

Buy Cheap El Rito, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Rito, New Mexico auto insurance rates? Find out how car insurance rates in El Rito, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Rito, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,539 $2,540 $2,335 $2,453 $8,762 $10,198 $2,797 $2,967
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,633 $2,673 $2,394 $2,507 $6,472 $8,140 $2,983 $3,190
Progressive $1,784 $1,730 $1,613 $1,620 $7,296 $8,238 $2,163 $2,243
State Farm $1,624 $1,624 $1,482 $1,482 $4,462 $5,585 $1,818 $2,015
USAA $1,617 $1,602 $1,545 $1,535 $4,316 $4,875 $2,004 $2,142

Buy Cheap El Rito, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Rito can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Rito, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Rito, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,762 $10,198
Farmers $10,278 $10,545
GEICO $8,952 $12,283
Nationwide $6,472 $8,140
Progressive $7,296 $8,238
State Farm $4,462 $5,585
USAA $4,316 $4,875

Buy Cheap El Rito, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in El Rito, New Mexico by comparing El Rito senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Rito, NM here.

Annual Auto Insurance Rates for Senior Drivers in El Rito, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,335 $2,453
Farmers $2,218 $2,377
GEICO $2,903 $2,903
Nationwide $2,394 $2,507
Progressive $1,613 $1,620
State Farm $1,482 $1,482
USAA $1,545 $1,535

Find Cheap Auto Insurance Rates in El Rito, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Rito, New Mexico auto insurance. Compare El Rito, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Rito, New Mexico

Insurance Company Low Medium High
Allstate $4,135 $4,315 $4,521
Farmers $4,060 $4,451 $4,983
GEICO $4,635 $4,964 $5,335
Nationwide $3,792 $3,840 $3,990
Progressive $3,181 $3,334 $3,492
State Farm $2,287 $2,519 $2,728
USAA $2,279 $2,467 $2,618

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Find Cheap El Rito, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Rito. Compare auto insurance rates in El Rito, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Rito, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,324 $4,324
Farmers $4,498 $4,498
GEICO $4,902 $5,054
Nationwide $3,874 $3,874
Progressive $3,336 $3,336
State Farm $2,450 $2,573
USAA $2,381 $2,528

Find Cheap El Rito, NM Auto Insurance Rates by Driving Record

Auto insurance rates in El Rito, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Rito, NM, take a look at the average cost for various violations versus rates for a clean driving record in El Rito.

Annual El Rito, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,533 $4,690 $5,067 $4,005
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,901 $4,067 $5,244 $3,284
Progressive $2,882 $3,945 $3,107 $3,410
State Farm $2,355 $2,564 $2,564 $2,564
USAA $1,819 $2,539 $3,339 $2,121

Find Cheap El Rito, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Rito, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in El Rito for less when you shop around and compare rates from multiple El Rito, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Rito, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,067
Farmers $4,788
GEICO $9,310
Nationwide $5,244
Progressive $3,107
State Farm $2,564
USAA $3,339

Winners by Category: Where to Buy Cheap Auto Insurance in El Rito, NM

Compare rates from the cheapest auto insurance companies in El Rito, NM for your needs. Take a look at how El Rito, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Rito, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap El Rito, New Mexico Auto Insurance Companies

If you’re looking for the cheapest El Rito, NM auto insurance companies overall, you can compare them here. Find the best price for El Rito, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in El Rito, New Mexico

Insurance Company Average Annual Rates
Allstate $4,324
Farmers $4,498
GEICO $4,978
Nationwide $3,874
Progressive $3,336
State Farm $2,511
USAA $2,455

What affects El Rito, New Mexico auto insurance rates?

Local factors affect auto insurance rates in El Rito, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact El Rito auto insurance rates.

Commute Times in El Rito

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in El Rito, NM is 30.9 minutes according to City-Data.

Compare Auto Insurance Quotes in El Rito, NM

You can buy cheap El Rito, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Rito, New Mexico auto insurance quotes from top companies.

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