Buy Cheap El Rio, CA Auto Insurance (2021)

El Rio, CA auto insurance rates average $300 a month. Minimum auto insurance requirements in El Rio, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in El Rio, CA, compare El Rio auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in El Rio after a DUI is Allstate
  • The most expensive auto insurance company in El Rio is Farmers
  • Average auto insurance rates in El Rio, CA are $300/month

Finding affordable El Rio, California auto insurance can be challenging, but everything you need to know to buy cheap El Rio, CA auto insurance with confidence is right here. Auto insurance rates in El Rio are affected by local factors as well as personal ones like your driving record.

See how El Rio, CA car insurance rates compare to Bakersfield auto insurance rates, Oakland auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in El Rio.

Don’t buy El Rio, CA auto insurance until you’ve compared rates. Get free El Rio, California auto insurance quotes when you enter your ZIP code above.

El Rio, CA Minimum Auto Insurance Requirements

The required auto insurance in El Rio, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in El Rio, California is outlined here.

Minimum Required Auto Insurance Coverage in El Rio, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap El Rio, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Rio, California auto insurance rates? Find out how car insurance rates in El Rio, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Rio, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,626 $2,626 $2,389 $2,389 $8,362 $13,584 $3,113 $3,471
GEICO $1,700 $1,700 $1,598 $1,598 $5,169 $5,252 $2,442 $2,493
Liberty Mutual $2,156 $2,032 $2,014 $1,948 $4,668 $4,998 $2,420 $2,453
Nationwide $3,164 $3,017 $2,782 $2,619 $8,102 $8,940 $3,777 $3,722
Progressive $1,790 $1,841 $1,521 $1,804 $4,782 $5,752 $2,575 $2,765
State Farm $3,255 $3,255 $2,910 $2,910 $6,031 $7,497 $3,603 $3,713
Travelers $2,391 $2,314 $2,118 $2,095 $4,941 $5,661 $3,116 $3,042
USAA $1,881 $1,781 $1,836 $1,843 $4,289 $4,315 $2,603 $2,459

Buy Cheap El Rio, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Rio can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Rio, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Rio, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $8,362 $13,584
GEICO $5,169 $5,252
Liberty Mutual $4,668 $4,998
Nationwide $8,102 $8,940
Progressive $4,782 $5,752
State Farm $6,031 $7,497
Travelers $4,941 $5,661
USAA $4,289 $4,315

Buy Cheap El Rio, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in El Rio, California by comparing El Rio senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Rio, CA here.

Annual Auto Insurance Rates for Senior Drivers in El Rio, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,389 $2,389
GEICO $1,598 $1,598
Liberty Mutual $2,014 $1,948
Nationwide $2,782 $2,619
Progressive $1,521 $1,804
State Farm $2,910 $2,910
Travelers $2,118 $2,095
USAA $1,836 $1,843

Find Cheap Auto Insurance Rates in El Rio, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Rio, California auto insurance. Compare El Rio, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Rio, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $4,447 $4,862 $5,151
GEICO $2,456 $2,777 $2,999
Liberty Mutual $2,617 $2,863 $3,028
Nationwide $4,033 $4,599 $4,914
Progressive $2,552 $2,945 $3,064
State Farm $3,690 $4,227 $4,523
Travelers $2,807 $3,294 $3,529
USAA $2,382 $2,677 $2,819

Find Cheap El Rio, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Rio. Compare auto insurance rates in El Rio, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Rio, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $4,372 $5,268
GEICO $2,492 $2,995
Liberty Mutual $2,603 $3,069
Nationwide $3,986 $5,045
Progressive $2,586 $3,121
State Farm $3,994 $4,299
Travelers $2,889 $3,531
USAA $2,421 $2,831

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Find Cheap El Rio, CA Auto Insurance Rates by Driving Record

Auto insurance rates in El Rio, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Rio, CA, take a look at the average cost for various violations versus rates for a clean driving record in El Rio.

Annual El Rio, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,570 $4,857 $6,036 $4,818
GEICO $1,917 $2,966 $3,715 $2,378
Liberty Mutual $2,462 $3,296 $2,977 $2,609
Nationwide $3,152 $4,041 $6,828 $4,041
Progressive $1,870 $3,178 $3,671 $2,696
State Farm $2,962 $3,530 $6,659 $3,436
Travelers $2,142 $3,492 $4,054 $3,151
USAA $1,745 $2,598 $4,249 $1,912

Find Cheap El Rio, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Rio, California is higher than for a clean driving record. You can buy auto insurance after a DUI in El Rio for less when you shop around and compare rates from multiple El Rio, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Rio, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,445
Farmers $6,036
GEICO $3,715
Liberty Mutual $2,977
Nationwide $6,828
Progressive $3,671
State Farm $6,659
Travelers $4,054
USAA $4,249

Winners by Category: Where to Buy Cheap Auto Insurance in El Rio, CA

Compare rates from the cheapest auto insurance companies in El Rio, CA for your needs. Take a look at how El Rio, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Rio, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap El Rio, California Auto Insurance Companies

If you’re looking for the cheapest El Rio, CA auto insurance companies overall, you can compare them here. Find the best price for El Rio, California car insurance by company.

Average Annual Auto Insurance Rates by Company in El Rio, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,820
GEICO $2,744
Liberty Mutual $2,836
Nationwide $4,515
Progressive $2,854
State Farm $4,147
Travelers $3,210
USAA $2,626

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What affects El Rio, California auto insurance rates?

Local factors affect auto insurance rates in El Rio, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact El Rio auto insurance rates.

Commute Times in El Rio

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in El Rio, CA is 23.2 minutes according to City-Data.

Compare Auto Insurance Quotes in El Rio, CA

You can buy cheap El Rio, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Rio, California auto insurance quotes from top companies.

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