Buy Cheap El Prado, NM Auto Insurance (2021)

El Prado, NM auto insurance rates average $308 a month. Minimum auto insurance requirements in El Prado, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in El Prado, NM, compare El Prado auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in El Prado, NM after a DUI are $4,754/year
  • Average auto insurance rates in El Prado, NM for teens drivers are $7,169/year
  • The most expensive auto insurance company in El Prado after a DUI is GEICO

Finding affordable El Prado, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap El Prado, NM auto insurance with confidence is right here. Auto insurance rates in El Prado are affected by local factors as well as personal ones like your driving record.

See how El Prado, NM car insurance rates compare to Farmington auto insurance rates, Alamogordo auto insurance rates, and Roswell auto insurance rates before you read more about the cost of auto insurance in El Prado.

Don’t buy El Prado, NM auto insurance until you’ve compared rates. Get free El Prado, New Mexico auto insurance quotes when you enter your ZIP code above.

El Prado, NM Minimum Auto Insurance Requirements

The required auto insurance in El Prado, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in El Prado, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in El Prado, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap El Prado, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in El Prado, NM. Take a look at El Prado, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in El Prado, New Mexico

Insurance Company Poor Fair Good
Allstate $4,981 $4,107 $3,757
Farmers $5,215 $4,306 $4,094
GEICO $5,580 $4,858 $4,495
Nationwide $4,618 $3,592 $3,111
Progressive $3,509 $3,129 $2,961
State Farm $3,616 $2,232 $1,769
USAA $3,168 $2,376 $2,062

Buy Cheap El Prado, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Prado, New Mexico auto insurance rates? Find out how car insurance rates in El Prado, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Prado, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,520 $2,522 $2,316 $2,433 $8,658 $10,075 $2,779 $2,950
Farmers $2,530 $2,524 $2,267 $2,424 $10,270 $10,546 $2,833 $2,914
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,576 $2,615 $2,344 $2,454 $6,281 $7,896 $2,912 $3,114
Progressive $1,704 $1,648 $1,553 $1,555 $7,031 $7,930 $2,056 $2,122
State Farm $1,642 $1,642 $1,496 $1,496 $4,512 $5,644 $1,837 $2,043
USAA $1,664 $1,645 $1,593 $1,581 $4,476 $5,054 $2,064 $2,205

Buy Cheap El Prado, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Prado can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Prado, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Prado, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,658 $10,075
Farmers $10,270 $10,546
GEICO $8,952 $12,283
Nationwide $6,281 $7,896
Progressive $7,031 $7,930
State Farm $4,512 $5,644
USAA $4,476 $5,054

Buy Cheap El Prado, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in El Prado, New Mexico by comparing El Prado senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Prado, NM here.

Annual Auto Insurance Rates for Senior Drivers in El Prado, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,316 $2,433
Farmers $2,267 $2,424
GEICO $2,903 $2,903
Nationwide $2,344 $2,454
Progressive $1,553 $1,555
State Farm $1,496 $1,496
USAA $1,593 $1,581

Find Cheap Auto Insurance Rates in El Prado, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Prado, New Mexico auto insurance. Compare El Prado, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Prado, New Mexico

Insurance Company Low Medium High
Allstate $4,093 $4,273 $4,479
Farmers $4,107 $4,490 $5,018
GEICO $4,635 $4,964 $5,335
Nationwide $3,691 $3,737 $3,894
Progressive $3,025 $3,195 $3,379
State Farm $2,319 $2,546 $2,752
USAA $2,348 $2,549 $2,709

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Find Cheap El Prado, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Prado. Compare auto insurance rates in El Prado, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Prado, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,282 $4,282
Farmers $4,538 $4,538
GEICO $4,902 $5,054
Nationwide $3,774 $3,774
Progressive $3,200 $3,200
State Farm $2,477 $2,600
USAA $2,460 $2,611

Find Cheap El Prado, NM Auto Insurance Rates by Driving Record

Auto insurance rates in El Prado, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Prado, NM, take a look at the average cost for various violations versus rates for a clean driving record in El Prado.

Annual El Prado, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,501 $4,643 $5,016 $3,967
Farmers $3,837 $4,939 $4,825 $4,552
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,831 $3,962 $5,100 $3,202
Progressive $2,763 $3,791 $2,980 $3,265
State Farm $2,381 $2,592 $2,592 $2,592
USAA $1,877 $2,623 $3,452 $2,189

Find Cheap El Prado, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Prado, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in El Prado for less when you shop around and compare rates from multiple El Prado, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Prado, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,016
Farmers $4,825
GEICO $9,310
Nationwide $5,100
Progressive $2,980
State Farm $2,592
USAA $3,452

Winners by Category: Where to Buy Cheap Auto Insurance in El Prado, NM

Compare rates from the cheapest auto insurance companies in El Prado, NM for your needs. Take a look at how El Prado, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Prado, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap El Prado, New Mexico Auto Insurance Companies

If you’re looking for the cheapest El Prado, NM auto insurance companies overall, you can compare them here. Find the best price for El Prado, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in El Prado, New Mexico

Insurance Company Average Annual Rates
Allstate $4,282
Farmers $4,538
GEICO $4,978
Nationwide $3,774
Progressive $3,200
State Farm $2,539
USAA $2,535

Compare Auto Insurance Quotes in El Prado, NM

You can buy cheap El Prado, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Prado, New Mexico auto insurance quotes from top companies.

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