Buy Cheap El Moro, CO Auto Insurance (2021)

El Moro, CO auto insurance rates average $320 a month. Minimum auto insurance requirements in El Moro, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in El Moro, CO, compare El Moro auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in El Moro is Allstate
  • Average auto insurance rates in El Moro, CO after a DUI are $4,567/year
  • Average auto insurance rates in El Moro, CO for teens drivers are $7,244/year

Finding affordable El Moro, Colorado auto insurance can be challenging, but everything you need to know to buy cheap El Moro, CO auto insurance with confidence is right here. Auto insurance rates in El Moro are affected by local factors as well as personal ones like your driving record.

See how El Moro, CO car insurance rates compare to Fort Collins auto insurance rates, Greeley auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in El Moro.

Don’t buy El Moro, CO auto insurance until you’ve compared rates. Get free El Moro, Colorado auto insurance quotes when you enter your ZIP code above.

El Moro, CO Minimum Auto Insurance Requirements

The required auto insurance in El Moro, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in El Moro, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in El Moro, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap El Moro, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in El Moro, CO. Take a look at El Moro, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in El Moro, Colorado

Insurance Company Poor Fair Good
Allstate $7,549 $5,788 $4,376
American Family $4,441 $3,137 $2,627
Farmers $5,922 $4,793 $4,554
GEICO $3,578 $2,977 $2,375
Liberty Mutual $3,926 $2,376 $1,900
Nationwide $4,848 $3,820 $3,334
Progressive $4,252 $3,615 $3,310
State Farm $4,361 $2,799 $2,254
USAA $5,346 $3,014 $2,405

Buy Cheap El Moro, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Moro, Colorado auto insurance rates? Find out how car insurance rates in El Moro, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Moro, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,845 $3,662 $3,389 $3,433 $11,710 $12,271 $4,419 $4,506
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,005 $2,982 $2,726 $2,937 $11,174 $11,245 $3,302 $3,345
GEICO $1,918 $2,076 $1,995 $2,230 $5,844 $6,191 $1,760 $1,801
Liberty Mutual $1,935 $1,913 $1,641 $1,798 $5,103 $5,551 $1,949 $1,981
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,333 $2,192 $2,015 $2,016 $7,582 $8,471 $2,630 $2,564
State Farm $1,980 $1,980 $1,770 $1,770 $5,629 $7,129 $2,214 $2,631
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Buy Cheap El Moro, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Moro can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Moro, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Moro, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,710 $12,271
American Family $5,641 $7,517
Farmers $11,174 $11,245
GEICO $5,844 $6,191
Liberty Mutual $5,103 $5,551
Nationwide $6,687 $8,617
Progressive $7,582 $8,471
State Farm $5,629 $7,129
USAA $5,826 $6,723

Buy Cheap El Moro, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in El Moro, Colorado by comparing El Moro senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Moro, CO here.

Annual Auto Insurance Rates for Senior Drivers in El Moro, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,389 $3,433
American Family $2,098 $2,098
Farmers $2,726 $2,937
GEICO $1,995 $2,230
Liberty Mutual $1,641 $1,798
Nationwide $2,380 $2,529
Progressive $2,015 $2,016
State Farm $1,770 $1,770
USAA $2,298 $2,340

Find Cheap Auto Insurance Rates in El Moro, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Moro, Colorado auto insurance. Compare El Moro, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Moro, Colorado

Insurance Company Low Medium High
Allstate $5,625 $5,887 $6,201
American Family $3,255 $3,472 $3,479
Farmers $4,470 $5,017 $5,782
GEICO $2,715 $2,928 $3,287
Liberty Mutual $2,590 $2,723 $2,889
Nationwide $4,052 $4,001 $3,949
Progressive $3,462 $3,735 $3,979
State Farm $2,955 $3,139 $3,319
USAA $3,452 $3,588 $3,726

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Find Cheap El Moro, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Moro. Compare auto insurance rates in El Moro, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Moro, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,904 $5,904
American Family $3,330 $3,473
Farmers $5,090 $5,090
GEICO $2,911 $3,042
Liberty Mutual $2,734 $2,734
Nationwide $4,001 $4,001
Progressive $3,725 $3,725
State Farm $3,062 $3,213
USAA $3,485 $3,692

Find Cheap El Moro, CO Auto Insurance Rates by Driving Record

Auto insurance rates in El Moro, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Moro, CO, take a look at the average cost for various violations versus rates for a clean driving record in El Moro.

Annual El Moro, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,169 $5,840 $6,881 $5,728
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,301 $5,519 $5,447 $5,092
GEICO $2,121 $3,271 $3,728 $2,787
Liberty Mutual $2,376 $2,799 $2,931 $2,829
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,238 $4,469 $3,416 $3,778
State Farm $2,892 $3,383 $3,138 $3,138
USAA $2,644 $3,195 $5,527 $2,989

Find Cheap El Moro, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Moro, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in El Moro for less when you shop around and compare rates from multiple El Moro, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Moro, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,881
American Family $4,659
Farmers $5,447
GEICO $3,728
Liberty Mutual $2,931
Nationwide $5,371
Progressive $3,416
State Farm $3,138
USAA $5,527

Winners by Category: Where to Buy Cheap Auto Insurance in El Moro, CO

Compare rates from the cheapest auto insurance companies in El Moro, CO for your needs. Take a look at how El Moro, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Moro, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap El Moro, Colorado Auto Insurance Companies

If you’re looking for the cheapest El Moro, CO auto insurance companies overall, you can compare them here. Find the best price for El Moro, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in El Moro, Colorado

Insurance Company Average Annual Rates
Allstate $5,904
American Family $3,402
Farmers $5,090
GEICO $2,977
Liberty Mutual $2,734
Nationwide $4,001
Progressive $3,725
State Farm $3,138
USAA $3,589

What affects El Moro, Colorado auto insurance rates?

Local factors affect auto insurance rates in El Moro, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact El Moro auto insurance rates.

Commute Times in El Moro

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in El Moro, CO is 14.2 minutes according to City-Data.

Compare Auto Insurance Quotes in El Moro, CO

You can buy cheap El Moro, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Moro, Colorado auto insurance quotes from top companies.

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