Buy Cheap El Mirage, AZ Auto Insurance (2021)

El Mirage, AZ auto insurance rates average $364 a month. Minimum auto insurance requirements in El Mirage, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in El Mirage, AZ, compare El Mirage auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in El Mirage, AZ are $364/month
  • Average auto insurance rates in El Mirage, AZ for teens drivers are $8,374/year
  • The most expensive auto insurance company in El Mirage is Farmers

Finding affordable El Mirage, Arizona auto insurance can be challenging, but everything you need to know to buy cheap El Mirage, AZ auto insurance with confidence is right here. Auto insurance rates in El Mirage are affected by local factors as well as personal ones like your driving record.

See how El Mirage, AZ car insurance rates compare to Surprise auto insurance rates, Glendale auto insurance rates, and Tucson auto insurance rates before you read more about the cost of auto insurance in El Mirage.

Don’t buy El Mirage, AZ auto insurance until you’ve compared rates. Get free El Mirage, Arizona auto insurance quotes when you enter your ZIP code above.

El Mirage, AZ Minimum Auto Insurance Requirements

The required auto insurance in El Mirage, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in El Mirage, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in El Mirage, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap El Mirage, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in El Mirage, AZ. Take a look at El Mirage, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in El Mirage, Arizona

Insurance Company Poor Fair Good
Allstate $7,050 $5,036 $4,500
American Family $6,112 $4,550 $3,919
Farmers $6,897 $5,770 $5,486
GEICO $3,639 $2,381 $1,911
Nationwide $4,896 $3,888 $3,400
Progressive $4,645 $4,061 $3,795
State Farm $11,027 $4,265 $2,669
Travelers $4,013 $3,273 $2,611
USAA $3,625 $2,514 $2,084

Buy Cheap El Mirage, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Mirage, Arizona auto insurance rates? Find out how car insurance rates in El Mirage, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Mirage, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,974 $3,974 $3,865 $3,865 $8,443 $10,886 $4,426 $4,800
American Family $3,214 $3,214 $2,950 $2,950 $8,489 $11,084 $3,214 $3,769
Farmers $3,232 $3,228 $2,873 $3,075 $14,075 $14,569 $3,631 $3,725
GEICO $1,807 $2,016 $1,552 $1,996 $5,158 $5,395 $1,636 $1,590
Nationwide $2,721 $2,769 $2,431 $2,576 $6,768 $8,678 $3,145 $3,402
Progressive $2,288 $1,991 $2,058 $1,950 $9,533 $10,638 $2,454 $2,423
State Farm $3,611 $3,611 $3,210 $3,210 $11,275 $14,200 $3,884 $4,894
Travelers $2,049 $2,156 $1,915 $2,034 $6,094 $7,703 $2,166 $2,276
USAA $1,506 $1,514 $1,404 $1,427 $5,532 $6,423 $1,978 $2,143

Buy Cheap El Mirage, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Mirage can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Mirage, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Mirage, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,443 $10,886
American Family $8,489 $11,084
Farmers $14,075 $14,569
GEICO $5,158 $5,395
Nationwide $6,768 $8,678
Progressive $9,533 $10,638
State Farm $11,275 $14,200
Travelers $6,094 $7,703
USAA $5,532 $6,423

Buy Cheap El Mirage, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in El Mirage, Arizona by comparing El Mirage senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Mirage, AZ here.

Annual Auto Insurance Rates for Senior Drivers in El Mirage, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,865 $3,865
American Family $2,950 $2,950
Farmers $2,873 $3,075
GEICO $1,552 $1,996
Nationwide $2,431 $2,576
Progressive $2,058 $1,950
State Farm $3,210 $3,210
Travelers $1,915 $2,034
USAA $1,404 $1,427

Find Cheap Auto Insurance Rates in El Mirage, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Mirage, Arizona auto insurance. Compare El Mirage, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Mirage, Arizona

Insurance Company Low Medium High
Allstate $5,111 $5,552 $5,923
American Family $4,685 $5,016 $4,881
Farmers $5,065 $6,119 $6,969
GEICO $2,151 $2,686 $3,095
Nationwide $3,843 $4,112 $4,229
Progressive $3,596 $4,256 $4,649
State Farm $5,334 $6,111 $6,515
Travelers $2,920 $3,356 $3,621
USAA $2,557 $2,772 $2,894

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Find Cheap El Mirage, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Mirage. Compare auto insurance rates in El Mirage, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Mirage, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,529 $5,529
American Family $4,814 $4,907
Farmers $6,051 $6,051
GEICO $2,598 $2,689
Nationwide $4,061 $4,061
Progressive $4,167 $4,167
State Farm $5,831 $6,143
Travelers $3,299 $3,299
USAA $2,711 $2,771

Find Cheap El Mirage, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in El Mirage, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Mirage, AZ, take a look at the average cost for various violations versus rates for a clean driving record in El Mirage.

Annual El Mirage, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,448 $5,611 $6,332 $5,725
American Family $3,459 $5,297 $6,669 $4,017
Farmers $5,114 $6,605 $6,448 $6,038
GEICO $2,040 $2,776 $3,720 $2,040
Nationwide $3,430 $3,610 $5,362 $3,842
Progressive $3,668 $4,858 $3,872 $4,269
State Farm $5,442 $6,531 $5,987 $5,987
Travelers $2,637 $3,437 $3,839 $3,283
USAA $1,998 $2,853 $3,761 $2,351

Find Cheap El Mirage, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Mirage, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in El Mirage for less when you shop around and compare rates from multiple El Mirage, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Mirage, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,332
American Family $6,669
Farmers $6,448
GEICO $3,720
Nationwide $5,362
Progressive $3,872
State Farm $5,987
Travelers $3,839
USAA $3,761

Winners by Category: Where to Buy Cheap Auto Insurance in El Mirage, AZ

Compare rates from the cheapest auto insurance companies in El Mirage, AZ for your needs. Take a look at how El Mirage, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Mirage, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap El Mirage, Arizona Auto Insurance Companies

If you’re looking for the cheapest El Mirage, AZ auto insurance companies overall, you can compare them here. Find the best price for El Mirage, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in El Mirage, Arizona

Insurance Company Average Annual Rates
Allstate $5,529
American Family $4,861
Farmers $6,051
GEICO $2,644
Nationwide $4,061
Progressive $4,167
State Farm $5,987
Travelers $3,299
USAA $2,741

What affects El Mirage, Arizona auto insurance rates?

Local factors affect auto insurance rates in El Mirage, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact El Mirage auto insurance rates.

Auto Theft in El Mirage

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for El Mirage, AZ auto theft show a total of 88 vehicle thefts annually.

Commute Times in El Mirage

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in El Mirage, AZ is 29.0 minutes according to City-Data.

Compare Auto Insurance Quotes in El Mirage, AZ

You can buy cheap El Mirage, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Mirage, Arizona auto insurance quotes from top companies.

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