Buy Cheap El Dorado Hills, CA Auto Insurance (2021)

El Dorado Hills, CA auto insurance rates average $297 a month. Minimum auto insurance requirements in El Dorado Hills, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in El Dorado Hills, CA, compare El Dorado Hills auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in El Dorado Hills is Farmers
  • Average auto insurance rates in El Dorado Hills, CA after a DUI are $5,000/year
  • The most expensive auto insurance company in El Dorado Hills after a DUI is State Farm

Finding affordable El Dorado Hills, California auto insurance can be challenging, but everything you need to know to buy cheap El Dorado Hills, CA auto insurance with confidence is right here. Auto insurance rates in El Dorado Hills are affected by local factors as well as personal ones like your driving record.

See how El Dorado Hills, CA car insurance rates compare to Fresno auto insurance rates, Los Angeles auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in El Dorado Hills.

Don’t buy El Dorado Hills, CA auto insurance until you’ve compared rates. Get free El Dorado Hills, California auto insurance quotes when you enter your ZIP code above.

El Dorado Hills, CA Minimum Auto Insurance Requirements

The required auto insurance in El Dorado Hills, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in El Dorado Hills, California is outlined here.

Minimum Required Auto Insurance Coverage in El Dorado Hills, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap El Dorado Hills, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Dorado Hills, California auto insurance rates? Find out how car insurance rates in El Dorado Hills, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Dorado Hills, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,643 $2,650 $1,938 $1,954 $7,364 $9,280 $3,376 $3,713
Farmers $2,668 $2,668 $2,411 $2,411 $8,525 $13,952 $3,164 $3,525
GEICO $1,827 $1,828 $1,718 $1,718 $5,540 $5,639 $2,622 $2,684
Liberty Mutual $2,277 $2,162 $2,110 $2,048 $5,001 $5,301 $2,575 $2,587
Nationwide $2,950 $2,817 $2,588 $2,440 $7,479 $8,261 $3,520 $3,476
Progressive $1,710 $1,758 $1,478 $1,742 $4,636 $5,555 $2,478 $2,660
State Farm $3,374 $3,374 $3,015 $3,015 $6,244 $7,765 $3,735 $3,848
Travelers $2,351 $2,274 $2,077 $2,057 $4,864 $5,503 $3,037 $2,976
USAA $1,950 $1,846 $1,907 $1,914 $4,423 $4,448 $2,701 $2,551

Buy Cheap El Dorado Hills, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Dorado Hills can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Dorado Hills, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Dorado Hills, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,280
Farmers $8,525 $13,952
GEICO $5,540 $5,639
Liberty Mutual $5,001 $5,301
Nationwide $7,479 $8,261
Progressive $4,636 $5,555
State Farm $6,244 $7,765
Travelers $4,864 $5,503
USAA $4,423 $4,448

Buy Cheap El Dorado Hills, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in El Dorado Hills, California by comparing El Dorado Hills senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Dorado Hills, CA here.

Annual Auto Insurance Rates for Senior Drivers in El Dorado Hills, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,938 $1,954
Farmers $2,411 $2,411
GEICO $1,718 $1,718
Liberty Mutual $2,110 $2,048
Nationwide $2,588 $2,440
Progressive $1,478 $1,742
State Farm $3,015 $3,015
Travelers $2,077 $2,057
USAA $1,907 $1,914

Find Cheap Auto Insurance Rates in El Dorado Hills, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Dorado Hills, California auto insurance. Compare El Dorado Hills, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Dorado Hills, California

Insurance Company Low Medium High
Allstate $3,905 $4,150 $4,289
Farmers $4,572 $4,955 $5,220
GEICO $2,657 $2,979 $3,205
Liberty Mutual $2,818 $3,034 $3,171
Nationwide $3,749 $4,266 $4,559
Progressive $2,415 $2,848 $2,993
State Farm $3,825 $4,381 $4,684
Travelers $2,706 $3,233 $3,488
USAA $2,472 $2,769 $2,912

Find Cheap El Dorado Hills, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Dorado Hills. Compare auto insurance rates in El Dorado Hills, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Dorado Hills, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,711 $4,519
Farmers $4,460 $5,371
GEICO $2,677 $3,217
Liberty Mutual $2,763 $3,252
Nationwide $3,704 $4,679
Progressive $2,496 $3,008
State Farm $4,139 $4,454
Travelers $2,831 $3,454
USAA $2,504 $2,931

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Find Cheap El Dorado Hills, CA Auto Insurance Rates by Driving Record

Auto insurance rates in El Dorado Hills, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Dorado Hills, CA, take a look at the average cost for various violations versus rates for a clean driving record in El Dorado Hills.

Annual El Dorado Hills, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,489 $4,165 $6,542 $3,263
Farmers $3,636 $4,949 $6,162 $4,914
GEICO $2,061 $3,178 $3,991 $2,557
Liberty Mutual $2,610 $3,499 $3,155 $2,766
Nationwide $2,927 $3,751 $6,336 $3,751
Progressive $1,796 $3,070 $3,551 $2,590
State Farm $3,068 $3,658 $6,901 $3,559
Travelers $2,101 $3,421 $3,957 $3,090
USAA $1,806 $2,684 $4,402 $1,978

Find Cheap El Dorado Hills, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Dorado Hills, California is higher than for a clean driving record. You can buy auto insurance after a DUI in El Dorado Hills for less when you shop around and compare rates from multiple El Dorado Hills, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Dorado Hills, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,542
Farmers $6,162
GEICO $3,991
Liberty Mutual $3,155
Nationwide $6,336
Progressive $3,551
State Farm $6,901
Travelers $3,957
USAA $4,402

Winners by Category: Where to Buy Cheap Auto Insurance in El Dorado Hills, CA

Compare rates from the cheapest auto insurance companies in El Dorado Hills, CA for your needs. Take a look at how El Dorado Hills, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Dorado Hills, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap El Dorado Hills, California Auto Insurance Companies

If you’re looking for the cheapest El Dorado Hills, CA auto insurance companies overall, you can compare them here. Find the best price for El Dorado Hills, California car insurance by company.

Average Annual Auto Insurance Rates by Company in El Dorado Hills, California

Insurance Company Average Annual Rates
Allstate $4,115
Farmers $4,916
GEICO $2,947
Liberty Mutual $3,008
Nationwide $4,191
Progressive $2,752
State Farm $4,297
Travelers $3,142
USAA $2,718

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What affects El Dorado Hills, California auto insurance rates?

Local factors affect auto insurance rates in El Dorado Hills, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact El Dorado Hills auto insurance rates.

Commute Times in El Dorado Hills

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in El Dorado Hills, CA is 31.5 minutes according to City-Data.

Compare Auto Insurance Quotes in El Dorado Hills, CA

You can buy cheap El Dorado Hills, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Dorado Hills, California auto insurance quotes from top companies.

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