Buy Cheap El Dorado, CA Auto Insurance (2021)

El Dorado, CA auto insurance rates average $286 a month. Minimum auto insurance requirements in El Dorado, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in El Dorado, CA, compare El Dorado auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in El Dorado, CA after a DUI are $4,816/year
  • Average auto insurance rates in El Dorado, CA are $286/month
  • The most expensive auto insurance company in El Dorado after a DUI is State Farm

Finding affordable El Dorado, California auto insurance can be challenging, but everything you need to know to buy cheap El Dorado, CA auto insurance with confidence is right here. Auto insurance rates in El Dorado are affected by local factors as well as personal ones like your driving record.

See how El Dorado, CA car insurance rates compare to Bakersfield auto insurance rates, Fresno auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in El Dorado.

Don’t buy El Dorado, CA auto insurance until you’ve compared rates. Get free El Dorado, California auto insurance quotes when you enter your ZIP code above.

El Dorado, CA Minimum Auto Insurance Requirements

The required auto insurance in El Dorado, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in El Dorado, California is outlined here.

Minimum Required Auto Insurance Coverage in El Dorado, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap El Dorado, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Dorado, California auto insurance rates? Find out how car insurance rates in El Dorado, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Dorado, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,448 $2,455 $1,786 $1,809 $6,732 $8,476 $3,145 $3,476
Farmers $2,481 $2,481 $2,237 $2,237 $7,919 $12,981 $2,940 $3,274
GEICO $1,696 $1,697 $1,596 $1,596 $5,131 $5,228 $2,432 $2,493
Liberty Mutual $2,190 $2,078 $2,033 $1,972 $4,816 $5,104 $2,476 $2,489
Nationwide $2,901 $2,772 $2,549 $2,406 $7,293 $8,075 $3,451 $3,406
Progressive $1,867 $1,919 $1,623 $1,910 $5,091 $6,098 $2,725 $2,926
State Farm $3,121 $3,121 $2,787 $2,787 $5,720 $7,099 $3,452 $3,559
Travelers $2,313 $2,243 $2,043 $2,022 $4,720 $5,399 $2,994 $2,937
USAA $1,972 $1,871 $1,917 $1,926 $4,552 $4,555 $2,712 $2,566

Buy Cheap El Dorado, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Dorado can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Dorado, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Dorado, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,732 $8,476
Farmers $7,919 $12,981
GEICO $5,131 $5,228
Liberty Mutual $4,816 $5,104
Nationwide $7,293 $8,075
Progressive $5,091 $6,098
State Farm $5,720 $7,099
Travelers $4,720 $5,399
USAA $4,552 $4,555

Buy Cheap El Dorado, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in El Dorado, California by comparing El Dorado senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Dorado, CA here.

Annual Auto Insurance Rates for Senior Drivers in El Dorado, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,786 $1,809
Farmers $2,237 $2,237
GEICO $1,596 $1,596
Liberty Mutual $2,033 $1,972
Nationwide $2,549 $2,406
Progressive $1,623 $1,910
State Farm $2,787 $2,787
Travelers $2,043 $2,022
USAA $1,917 $1,926

Find Cheap Auto Insurance Rates in El Dorado, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Dorado, California auto insurance. Compare El Dorado, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Dorado, California

Insurance Company Low Medium High
Allstate $3,600 $3,822 $3,951
Farmers $4,258 $4,604 $4,844
GEICO $2,472 $2,762 $2,967
Liberty Mutual $2,716 $2,919 $3,049
Nationwide $3,653 $4,181 $4,486
Progressive $2,629 $3,125 $3,307
State Farm $3,579 $4,020 $4,270
Travelers $2,702 $3,164 $3,385
USAA $2,468 $2,818 $2,991

Find Cheap El Dorado, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Dorado. Compare auto insurance rates in El Dorado, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Dorado, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,421 $4,161
Farmers $4,145 $4,992
GEICO $2,484 $2,984
Liberty Mutual $2,659 $3,130
Nationwide $3,633 $4,581
Progressive $2,741 $3,298
State Farm $3,812 $4,100
Travelers $2,777 $3,391
USAA $2,539 $2,979

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Find Cheap El Dorado, CA Auto Insurance Rates by Driving Record

Auto insurance rates in El Dorado, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Dorado, CA, take a look at the average cost for various violations versus rates for a clean driving record in El Dorado.

Annual El Dorado, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,288 $3,849 $6,027 $3,000
Farmers $3,378 $4,599 $5,729 $4,568
GEICO $1,914 $2,943 $3,704 $2,374
Liberty Mutual $2,513 $3,368 $3,037 $2,662
Nationwide $2,866 $3,677 $6,207 $3,677
Progressive $1,964 $3,368 $3,914 $2,834
State Farm $2,821 $3,366 $6,363 $3,275
Travelers $2,072 $3,345 $3,892 $3,027
USAA $1,831 $2,728 $4,471 $2,006

Find Cheap El Dorado, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Dorado, California is higher than for a clean driving record. You can buy auto insurance after a DUI in El Dorado for less when you shop around and compare rates from multiple El Dorado, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Dorado, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,027
Farmers $5,729
GEICO $3,704
Liberty Mutual $3,037
Nationwide $6,207
Progressive $3,914
State Farm $6,363
Travelers $3,892
USAA $4,471

Winners by Category: Where to Buy Cheap Auto Insurance in El Dorado, CA

Compare rates from the cheapest auto insurance companies in El Dorado, CA for your needs. Take a look at how El Dorado, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Dorado, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap El Dorado, California Auto Insurance Companies

If you’re looking for the cheapest El Dorado, CA auto insurance companies overall, you can compare them here. Find the best price for El Dorado, California car insurance by company.

Average Annual Auto Insurance Rates by Company in El Dorado, California

Insurance Company Average Annual Rates
Allstate $3,791
Farmers $4,569
GEICO $2,734
Liberty Mutual $2,895
Nationwide $4,107
Progressive $3,020
State Farm $3,956
Travelers $3,084
USAA $2,759

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What affects El Dorado, California auto insurance rates?

Local factors affect auto insurance rates in El Dorado, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact El Dorado auto insurance rates.

Commute Times in El Dorado

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in El Dorado, CA is 37.3 minutes according to City-Data.

Compare Auto Insurance Quotes in El Dorado, CA

You can buy cheap El Dorado, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Dorado, California auto insurance quotes from top companies.

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