Buy Cheap El Dorado, AR Auto Insurance (2021)

El Dorado, AR auto insurance rates average $348 a month. Minimum auto insurance requirements in El Dorado, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in El Dorado, AR, compare El Dorado auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in El Dorado, AR for teens drivers are $8,416/year
  • Average auto insurance rates in El Dorado, AR are $348/month
  • The most expensive auto insurance company in El Dorado is Travelers

Finding affordable El Dorado, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap El Dorado, AR auto insurance with confidence is right here. Auto insurance rates in El Dorado are affected by local factors as well as personal ones like your driving record.

See how El Dorado, AR car insurance rates compare to North Little Rock auto insurance rates, Bentonville auto insurance rates, and Rogers auto insurance rates before you read more about the cost of auto insurance in El Dorado.

Don’t buy El Dorado, AR auto insurance until you’ve compared rates. Get free El Dorado, Arkansas auto insurance quotes when you enter your ZIP code above.

El Dorado, AR Minimum Auto Insurance Requirements

The required auto insurance in El Dorado, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in El Dorado, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in El Dorado, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap El Dorado, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in El Dorado, AR. Take a look at El Dorado, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in El Dorado, Arkansas

Insurance Company Poor Fair Good
Allstate $6,716 $5,122 $4,154
Farmers $4,617 $3,859 $3,678
GEICO $4,368 $3,585 $2,977
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,684 $3,739 $3,396
Progressive $5,706 $4,848 $4,502
State Farm $4,355 $2,620 $2,038
Travelers $7,115 $5,808 $5,442
USAA $3,196 $2,173 $1,849

Buy Cheap El Dorado, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Dorado, Arkansas auto insurance rates? Find out how car insurance rates in El Dorado, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Dorado, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,085 $3,131 $2,728 $2,925 $10,757 $12,812 $3,447 $3,760
Farmers $2,237 $2,229 $2,003 $2,102 $9,130 $9,460 $2,556 $2,696
GEICO $2,713 $2,693 $2,511 $2,441 $6,706 $6,759 $2,645 $2,681
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,706 $2,773 $2,421 $2,574 $6,408 $8,225 $3,077 $3,332
Progressive $2,686 $2,556 $2,206 $2,301 $11,141 $12,560 $3,218 $3,481
State Farm $1,918 $1,918 $1,706 $1,706 $5,379 $6,789 $2,158 $2,462
Travelers $2,267 $2,313 $2,206 $2,218 $13,317 $21,446 $2,408 $2,800
USAA $1,477 $1,495 $1,366 $1,380 $4,662 $4,887 $1,914 $2,068

Buy Cheap El Dorado, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Dorado can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Dorado, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Dorado, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,757 $12,812
Farmers $9,130 $9,460
GEICO $6,706 $6,759
Liberty Mutual $8,242 $9,071
Nationwide $6,408 $8,225
Progressive $11,141 $12,560
State Farm $5,379 $6,789
Travelers $13,317 $21,446
USAA $4,662 $4,887

Buy Cheap El Dorado, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in El Dorado, Arkansas by comparing El Dorado senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Dorado, AR here.

Annual Auto Insurance Rates for Senior Drivers in El Dorado, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,728 $2,925
Farmers $2,003 $2,102
GEICO $2,511 $2,441
Liberty Mutual $2,316 $2,583
Nationwide $2,421 $2,574
Progressive $2,206 $2,301
State Farm $1,706 $1,706
Travelers $2,206 $2,218
USAA $1,366 $1,380

Find Cheap Auto Insurance Rates in El Dorado, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Dorado, Arkansas auto insurance. Compare El Dorado, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Dorado, Arkansas

Insurance Company Low Medium High
Allstate $5,200 $5,327 $5,464
Farmers $3,864 $4,013 $4,279
GEICO $3,492 $3,642 $3,796
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $4,007 $3,868 $3,944
Progressive $4,661 $4,947 $5,447
State Farm $2,863 $3,002 $3,148
Travelers $5,880 $6,139 $6,346
USAA $2,308 $2,397 $2,513

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Find Cheap El Dorado, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Dorado. Compare auto insurance rates in El Dorado, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Dorado, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,331 $5,331
Farmers $4,052 $4,052
GEICO $3,625 $3,662
Liberty Mutual $4,090 $4,090
Nationwide $3,940 $3,940
Progressive $5,019 $5,019
State Farm $2,932 $3,077
Travelers $6,122 $6,122
USAA $2,336 $2,476

Find Cheap El Dorado, AR Auto Insurance Rates by Driving Record

Auto insurance rates in El Dorado, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Dorado, AR, take a look at the average cost for various violations versus rates for a clean driving record in El Dorado.

Annual El Dorado, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,440 $5,540 $6,093 $5,250
Farmers $3,430 $4,384 $4,282 $4,110
GEICO $2,450 $3,787 $5,701 $2,637
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $3,047 $3,960 $5,389 $3,363
Progressive $4,330 $5,998 $4,547 $5,199
State Farm $2,768 $3,241 $3,004 $3,004
Travelers $5,152 $5,396 $7,649 $6,291
USAA $1,846 $2,342 $3,387 $2,049

Find Cheap El Dorado, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Dorado, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in El Dorado for less when you shop around and compare rates from multiple El Dorado, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Dorado, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,093
Farmers $4,282
GEICO $5,701
Liberty Mutual $5,277
Nationwide $5,389
Progressive $4,547
State Farm $3,004
Travelers $7,649
USAA $3,387

Winners by Category: Where to Buy Cheap Auto Insurance in El Dorado, AR

Compare rates from the cheapest auto insurance companies in El Dorado, AR for your needs. Take a look at how El Dorado, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Dorado, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap El Dorado, Arkansas Auto Insurance Companies

If you’re looking for the cheapest El Dorado, AR auto insurance companies overall, you can compare them here. Find the best price for El Dorado, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in El Dorado, Arkansas

Insurance Company Average Annual Rates
Allstate $5,331
Farmers $4,052
GEICO $3,644
Liberty Mutual $4,090
Nationwide $3,940
Progressive $5,019
State Farm $3,004
Travelers $6,122
USAA $2,406

What affects El Dorado, Arkansas auto insurance rates?

Local factors affect auto insurance rates in El Dorado, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact El Dorado auto insurance rates.

Commute Times in El Dorado

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in El Dorado, AR is 16.1 minutes according to City-Data.

Compare Auto Insurance Quotes in El Dorado, AR

You can buy cheap El Dorado, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Dorado, Arkansas auto insurance quotes from top companies.

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