Buy Cheap El Centro, CA Auto Insurance (2021)

El Centro, CA auto insurance rates average $275 a month. Minimum auto insurance requirements in El Centro, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in El Centro, CA, compare El Centro auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in El Centro after a DUI is Allstate
  • The most expensive auto insurance company in El Centro is Allstate
  • Average auto insurance rates in El Centro, CA for teens drivers are $5,478/year

Finding affordable El Centro, California auto insurance can be challenging, but everything you need to know to buy cheap El Centro, CA auto insurance with confidence is right here. Auto insurance rates in El Centro are affected by local factors as well as personal ones like your driving record.

See how El Centro, CA car insurance rates compare to San Francisco auto insurance rates, Long Beach auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in El Centro.

Don’t buy El Centro, CA auto insurance until you’ve compared rates. Get free El Centro, California auto insurance quotes when you enter your ZIP code above.

El Centro, CA Minimum Auto Insurance Requirements

The required auto insurance in El Centro, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in El Centro, California is outlined here.

Minimum Required Auto Insurance Coverage in El Centro, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap El Centro, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Centro, California auto insurance rates? Find out how car insurance rates in El Centro, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Centro, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,016 $3,082 $2,129 $2,222 $7,687 $9,795 $4,047 $4,685
Farmers $2,183 $2,183 $1,951 $1,951 $6,946 $11,477 $2,583 $2,872
GEICO $1,711 $1,712 $1,609 $1,609 $5,201 $5,299 $2,457 $2,517
Liberty Mutual $1,918 $1,819 $1,779 $1,725 $4,150 $4,409 $2,164 $2,182
Nationwide $2,832 $2,709 $2,475 $2,338 $7,099 $7,851 $3,370 $3,335
Progressive $1,711 $1,759 $1,445 $1,717 $4,488 $5,416 $2,459 $2,642
State Farm $3,008 $3,008 $2,678 $2,678 $5,427 $6,743 $3,322 $3,423
Travelers $2,170 $2,109 $1,905 $1,887 $4,336 $4,923 $2,772 $2,738
USAA $1,754 $1,664 $1,711 $1,722 $3,970 $3,998 $2,433 $2,302

Buy Cheap El Centro, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Centro can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Centro, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Centro, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,687 $9,795
Farmers $6,946 $11,477
GEICO $5,201 $5,299
Liberty Mutual $4,150 $4,409
Nationwide $7,099 $7,851
Progressive $4,488 $5,416
State Farm $5,427 $6,743
Travelers $4,336 $4,923
USAA $3,970 $3,998

Buy Cheap El Centro, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in El Centro, California by comparing El Centro senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Centro, CA here.

Annual Auto Insurance Rates for Senior Drivers in El Centro, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,129 $2,222
Farmers $1,951 $1,951
GEICO $1,609 $1,609
Liberty Mutual $1,779 $1,725
Nationwide $2,475 $2,338
Progressive $1,445 $1,717
State Farm $2,678 $2,678
Travelers $1,905 $1,887
USAA $1,711 $1,722

Find Cheap Auto Insurance Rates in El Centro, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Centro, California auto insurance. Compare El Centro, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Centro, California

Insurance Company Low Medium High
Allstate $4,410 $4,610 $4,728
Farmers $3,778 $4,043 $4,233
GEICO $2,514 $2,793 $2,986
Liberty Mutual $2,357 $2,538 $2,660
Nationwide $3,600 $4,068 $4,335
Progressive $2,442 $2,781 $2,891
State Farm $3,468 $3,839 $4,050
Travelers $2,486 $2,928 $3,150
USAA $2,238 $2,487 $2,608

Find Cheap El Centro, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Centro. Compare auto insurance rates in El Centro, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Centro, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,128 $5,037
Farmers $3,647 $4,389
GEICO $2,512 $3,017
Liberty Mutual $2,313 $2,724
Nationwide $3,538 $4,464
Progressive $2,455 $2,954
State Farm $3,648 $3,924
Travelers $2,575 $3,135
USAA $2,253 $2,635

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Find Cheap El Centro, CA Auto Insurance Rates by Driving Record

Auto insurance rates in El Centro, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Centro, CA, take a look at the average cost for various violations versus rates for a clean driving record in El Centro.

Annual El Centro, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,709 $4,704 $7,324 $3,593
Farmers $2,965 $4,042 $5,048 $4,018
GEICO $1,934 $2,982 $3,744 $2,399
Liberty Mutual $2,185 $2,929 $2,643 $2,316
Nationwide $2,794 $3,580 $6,050 $3,580
Progressive $1,774 $3,004 $3,485 $2,555
State Farm $2,693 $3,217 $6,103 $3,130
Travelers $1,936 $3,091 $3,590 $2,802
USAA $1,626 $2,413 $3,957 $1,780

Find Cheap El Centro, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Centro, California is higher than for a clean driving record. You can buy auto insurance after a DUI in El Centro for less when you shop around and compare rates from multiple El Centro, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Centro, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,324
Farmers $5,048
GEICO $3,744
Liberty Mutual $2,643
Nationwide $6,050
Progressive $3,485
State Farm $6,103
Travelers $3,590
USAA $3,957

Winners by Category: Where to Buy Cheap Auto Insurance in El Centro, CA

Compare rates from the cheapest auto insurance companies in El Centro, CA for your needs. Take a look at how El Centro, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Centro, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap El Centro, California Auto Insurance Companies

If you’re looking for the cheapest El Centro, CA auto insurance companies overall, you can compare them here. Find the best price for El Centro, California car insurance by company.

Average Annual Auto Insurance Rates by Company in El Centro, California

Insurance Company Average Annual Rates
Allstate $4,583
Farmers $4,018
GEICO $2,764
Liberty Mutual $2,518
Nationwide $4,001
Progressive $2,704
State Farm $3,786
Travelers $2,855
USAA $2,444

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What affects El Centro, California auto insurance rates?

Local factors affect auto insurance rates in El Centro, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact El Centro auto insurance rates.

Auto Theft in El Centro

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for El Centro, CA auto theft show a total of 110 vehicle thefts annually.

Commute Times in El Centro

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in El Centro, CA is 18.0 minutes according to City-Data.

Compare Auto Insurance Quotes in El Centro, CA

You can buy cheap El Centro, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Centro, California auto insurance quotes from top companies.

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