Buy Cheap El Campo, TX Auto Insurance (2021)

El Campo, TX auto insurance rates average $313 a month. Minimum auto insurance requirements in El Campo, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in El Campo, TX, compare El Campo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in El Campo, TX are $313/month
  • The most expensive auto insurance company in El Campo is American Family
  • Average auto insurance rates in El Campo, TX after a DUI are $4,254/year

Finding affordable El Campo, Texas auto insurance can be challenging, but everything you need to know to buy cheap El Campo, TX auto insurance with confidence is right here. Auto insurance rates in El Campo are affected by local factors as well as personal ones like your driving record.

See how El Campo, TX car insurance rates compare to Laredo auto insurance rates, Fort Worth auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in El Campo.

Don’t buy El Campo, TX auto insurance until you’ve compared rates. Get free El Campo, Texas auto insurance quotes when you enter your ZIP code above.

El Campo, TX Minimum Auto Insurance Requirements

The required auto insurance in El Campo, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in El Campo, Texas is outlined here.

Minimum Required Auto Insurance Coverage in El Campo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap El Campo, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in El Campo, TX. Take a look at El Campo, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in El Campo, Texas

Insurance Company Poor Fair Good
Allstate $6,446 $4,730 $4,050
American Family $7,405 $4,831 $4,217
GEICO $4,531 $2,575 $1,725
Nationwide $4,121 $3,316 $2,885
Progressive $4,952 $4,297 $3,988
State Farm $3,707 $2,307 $1,839
USAA $3,443 $1,987 $1,598

Buy Cheap El Campo, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Campo, Texas auto insurance rates? Find out how car insurance rates in El Campo, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Campo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,314 $3,245 $3,245 $8,714 $10,507 $4,061 $4,228
American Family $3,125 $3,521 $3,007 $3,485 $9,042 $11,752 $4,644 $5,296
GEICO $2,200 $2,373 $2,125 $2,415 $4,773 $4,926 $2,376 $2,358
Nationwide $2,164 $2,199 $1,916 $2,026 $6,107 $7,828 $2,540 $2,745
Progressive $2,336 $2,210 $2,087 $2,124 $9,933 $11,058 $2,760 $2,789
State Farm $1,843 $1,843 $1,638 $1,638 $4,362 $5,552 $2,000 $2,066
USAA $1,497 $1,508 $1,428 $1,420 $4,185 $4,565 $1,995 $2,145

Buy Cheap El Campo, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Campo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Campo, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Campo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,714 $10,507
American Family $9,042 $11,752
GEICO $4,773 $4,926
Nationwide $6,107 $7,828
Progressive $9,933 $11,058
State Farm $4,362 $5,552
USAA $4,185 $4,565

Buy Cheap El Campo, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in El Campo, Texas by comparing El Campo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Campo, TX here.

Annual Auto Insurance Rates for Senior Drivers in El Campo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,245 $3,245
American Family $3,007 $3,485
GEICO $2,125 $2,415
Nationwide $1,916 $2,026
Progressive $2,087 $2,124
State Farm $1,638 $1,638
USAA $1,428 $1,420

Find Cheap Auto Insurance Rates in El Campo, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Campo, Texas auto insurance. Compare El Campo, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Campo, Texas

Insurance Company Low Medium High
Allstate $4,953 $5,029 $5,243
American Family $5,015 $5,228 $6,209
GEICO $2,776 $2,903 $3,151
Nationwide $3,697 $3,295 $3,330
Progressive $4,198 $4,391 $4,648
State Farm $2,490 $2,610 $2,754
USAA $2,266 $2,333 $2,428

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Find Cheap El Campo, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Campo. Compare auto insurance rates in El Campo, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Campo, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,956 $5,194
American Family $5,484 $5,484
GEICO $2,888 $2,999
Nationwide $3,441 $3,441
Progressive $4,412 $4,412
State Farm $2,618 $2,618
USAA $2,313 $2,372

Find Cheap El Campo, TX Auto Insurance Rates by Driving Record

Auto insurance rates in El Campo, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Campo, TX, take a look at the average cost for various violations versus rates for a clean driving record in El Campo.

Annual El Campo, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,937 $6,074 $6,352 $3,937
American Family $4,979 $6,388 $5,591 $4,979
GEICO $2,500 $3,292 $2,761 $3,220
Nationwide $2,989 $2,989 $4,413 $3,372
Progressive $3,848 $4,987 $4,486 $4,328
State Farm $2,332 $2,667 $3,140 $2,332
USAA $1,749 $2,576 $3,038 $2,007

Find Cheap El Campo, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Campo, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in El Campo for less when you shop around and compare rates from multiple El Campo, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Campo, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,352
American Family $5,591
GEICO $2,761
Nationwide $4,413
Progressive $4,486
State Farm $3,140
USAA $3,038

Winners by Category: Where to Buy Cheap Auto Insurance in El Campo, TX

Compare rates from the cheapest auto insurance companies in El Campo, TX for your needs. Take a look at how El Campo, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Campo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap El Campo, Texas Auto Insurance Companies

If you’re looking for the cheapest El Campo, TX auto insurance companies overall, you can compare them here. Find the best price for El Campo, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in El Campo, Texas

Insurance Company Average Annual Rates
Allstate $5,075
American Family $5,484
GEICO $2,943
Nationwide $3,441
Progressive $4,412
State Farm $2,618
USAA $2,343

What affects El Campo, Texas auto insurance rates?

Local factors affect auto insurance rates in El Campo, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact El Campo auto insurance rates.

Auto Theft in El Campo

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for El Campo, TX auto theft show a total of 12 vehicle thefts annually.

Commute Times in El Campo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in El Campo, TX is 18.9 minutes according to City-Data.

Compare Auto Insurance Quotes in El Campo, TX

You can buy cheap El Campo, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Campo, Texas auto insurance quotes from top companies.

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