Buy Cheap Edinburg, TX Auto Insurance (2021)

Edinburg, TX auto insurance rates average $382 a month. Minimum auto insurance requirements in Edinburg, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Edinburg, TX, compare Edinburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Edinburg is Allstate
  • The most expensive auto insurance company in Edinburg after a DUI is Allstate
  • Average auto insurance rates in Edinburg, TX after a DUI are $5,234/year

Finding affordable Edinburg, Texas auto insurance can be challenging, but everything you need to know to buy cheap Edinburg, TX auto insurance with confidence is right here. Auto insurance rates in Edinburg are affected by local factors as well as personal ones like your driving record.

See how Edinburg, TX car insurance rates compare to San Antonio auto insurance rates, El Paso auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in Edinburg.

Don’t buy Edinburg, TX auto insurance until you’ve compared rates. Get free Edinburg, Texas auto insurance quotes when you enter your ZIP code above.

Edinburg, TX Minimum Auto Insurance Requirements

The required auto insurance in Edinburg, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Edinburg, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Edinburg, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Edinburg, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Edinburg, TX. Take a look at Edinburg, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Edinburg, Texas

Insurance Company Poor Fair Good
Allstate $7,880 $5,731 $4,892
American Family $6,797 $4,364 $3,802
GEICO $5,823 $3,282 $2,178
Nationwide $6,899 $5,471 $4,746
Progressive $5,920 $5,051 $4,656
State Farm $4,329 $2,691 $2,143
USAA $4,666 $2,708 $2,184

Buy Cheap Edinburg, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Edinburg, Texas auto insurance rates? Find out how car insurance rates in Edinburg, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edinburg, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,097 $4,156 $4,051 $4,051 $10,221 $12,405 $5,057 $5,302
American Family $2,977 $3,329 $2,785 $3,208 $8,004 $10,399 $4,307 $4,892
GEICO $2,815 $3,077 $2,804 $3,286 $6,076 $6,124 $3,017 $2,892
Nationwide $3,615 $3,687 $3,181 $3,388 $10,001 $12,950 $4,224 $4,594
Progressive $2,885 $2,733 $2,541 $2,606 $11,425 $12,701 $3,386 $3,394
State Farm $2,152 $2,152 $1,911 $1,911 $5,099 $6,477 $2,336 $2,396
USAA $2,052 $2,085 $1,968 $1,984 $5,562 $6,095 $2,755 $2,987

Buy Cheap Edinburg, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Edinburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Edinburg, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Edinburg, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,221 $12,405
American Family $8,004 $10,399
GEICO $6,076 $6,124
Nationwide $10,001 $12,950
Progressive $11,425 $12,701
State Farm $5,099 $6,477
USAA $5,562 $6,095

Buy Cheap Edinburg, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Edinburg, Texas by comparing Edinburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Edinburg, TX here.

Annual Auto Insurance Rates for Senior Drivers in Edinburg, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,051 $4,051
American Family $2,785 $3,208
GEICO $2,804 $3,286
Nationwide $3,181 $3,388
Progressive $2,541 $2,606
State Farm $1,911 $1,911
USAA $1,968 $1,984

Find Cheap Auto Insurance Rates in Edinburg, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Edinburg, Texas auto insurance. Compare Edinburg, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edinburg, Texas

Insurance Company Low Medium High
Allstate $6,017 $6,111 $6,375
American Family $4,566 $4,753 $5,644
GEICO $3,420 $3,655 $4,210
Nationwide $6,048 $5,446 $5,621
Progressive $4,843 $5,173 $5,610
State Farm $2,853 $3,030 $3,280
USAA $3,048 $3,166 $3,344

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Find Cheap Edinburg, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Edinburg. Compare auto insurance rates in Edinburg, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Edinburg, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,023 $6,312
American Family $4,988 $4,988
GEICO $3,682 $3,840
Nationwide $5,705 $5,705
Progressive $5,209 $5,209
State Farm $3,054 $3,054
USAA $3,144 $3,228

Find Cheap Edinburg, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Edinburg, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Edinburg, TX to see how much where you live in Edinburg affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Edinburg, Texas

ZIP Code Average Annual Rates
78539 $6,715
78541 $6,874
78542 $6,697

Find Cheap Edinburg, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Edinburg, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Edinburg, TX, take a look at the average cost for various violations versus rates for a clean driving record in Edinburg.

Annual Edinburg, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,898 $7,316 $7,558 $4,898
American Family $4,549 $5,778 $5,074 $4,549
GEICO $3,185 $4,207 $3,509 $4,145
Nationwide $4,924 $4,924 $7,384 $5,588
Progressive $4,539 $5,845 $5,326 $5,125
State Farm $2,716 $3,112 $3,674 $2,716
USAA $2,379 $3,515 $4,114 $2,735

Find Cheap Edinburg, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Edinburg, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Edinburg for less when you shop around and compare rates from multiple Edinburg, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Edinburg, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,558
American Family $5,074
GEICO $3,509
Nationwide $7,384
Progressive $5,326
State Farm $3,674
USAA $4,114

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Winners by Category: Where to Buy Cheap Auto Insurance in Edinburg, TX

Compare rates from the cheapest auto insurance companies in Edinburg, TX for your needs. Take a look at how Edinburg, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Edinburg, Texas

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation State Farm

Find Cheap Edinburg, Texas Auto Insurance Companies

If you’re looking for the cheapest Edinburg, TX auto insurance companies overall, you can compare them here. Find the best price for Edinburg, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Edinburg, Texas

Insurance Company Average Annual Rates
Allstate $6,168
American Family $4,988
GEICO $3,761
Nationwide $5,705
Progressive $5,209
State Farm $3,054
USAA $3,186

What affects Edinburg, Texas auto insurance rates?

Local factors affect auto insurance rates in Edinburg, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Edinburg auto insurance rates.

Auto Theft in Edinburg

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Edinburg, TX auto theft show a total of 74 vehicle thefts annually.

Commute Times in Edinburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Edinburg, TX is 19.4 minutes according to City-Data.

Traffic in Edinburg

How is traffic in Edinburg, Texas? Inrix data shows that Edinburg, TX traffic makes it the 112th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Edinburg, TX

You can buy cheap Edinburg, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Edinburg, Texas auto insurance quotes from top companies.

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