Buy Cheap Edgewater, CO Auto Insurance (2021)

Edgewater, CO auto insurance rates average $368 a month. Minimum auto insurance requirements in Edgewater, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Edgewater, CO, compare Edgewater auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Edgewater, CO for teens drivers are $8,705/year
  • Average auto insurance rates in Edgewater, CO are $368/month
  • Average auto insurance rates in Edgewater, CO after a DUI are $5,256/year

Finding affordable Edgewater, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Edgewater, CO auto insurance with confidence is right here. Auto insurance rates in Edgewater are affected by local factors as well as personal ones like your driving record.

See how Edgewater, CO car insurance rates compare to Aurora auto insurance rates, Lakewood auto insurance rates, and Denver auto insurance rates before you read more about the cost of auto insurance in Edgewater.

Don’t buy Edgewater, CO auto insurance until you’ve compared rates. Get free Edgewater, Colorado auto insurance quotes when you enter your ZIP code above.

Edgewater, CO Minimum Auto Insurance Requirements

The required auto insurance in Edgewater, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Edgewater, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Edgewater, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Edgewater, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Edgewater, CO. Take a look at Edgewater, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Edgewater, Colorado

Insurance Company Poor Fair Good
Allstate $7,768 $5,993 $4,513
American Family $5,564 $3,967 $3,329
Farmers $7,262 $5,937 $5,640
GEICO $4,190 $3,481 $2,773
Liberty Mutual $4,465 $2,757 $2,187
Nationwide $5,436 $4,308 $3,744
Progressive $5,123 $4,385 $4,030
State Farm $5,603 $3,603 $2,905
USAA $5,006 $2,880 $2,316

Buy Cheap Edgewater, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Edgewater, Colorado auto insurance rates? Find out how car insurance rates in Edgewater, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edgewater, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,661 $3,415 $3,305 $3,337 $13,146 $13,835 $4,013 $4,019
American Family $2,924 $2,924 $2,638 $2,638 $7,106 $9,559 $2,924 $3,580
Farmers $3,567 $3,538 $3,218 $3,483 $14,200 $14,365 $3,922 $3,944
GEICO $2,160 $2,383 $2,369 $2,750 $6,965 $7,304 $1,961 $1,957
Liberty Mutual $2,000 $1,925 $1,714 $1,894 $6,484 $7,060 $2,014 $2,002
Nationwide $2,961 $3,010 $2,648 $2,794 $7,657 $9,779 $3,424 $3,695
Progressive $2,694 $2,512 $2,375 $2,359 $9,542 $10,652 $3,030 $2,936
State Farm $2,470 $2,470 $2,249 $2,249 $7,424 $9,368 $2,776 $3,289
USAA $2,241 $2,219 $2,156 $2,138 $5,826 $6,644 $2,877 $3,102

Buy Cheap Edgewater, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Edgewater can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Edgewater, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Edgewater, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,146 $13,835
American Family $7,106 $9,559
Farmers $14,200 $14,365
GEICO $6,965 $7,304
Liberty Mutual $6,484 $7,060
Nationwide $7,657 $9,779
Progressive $9,542 $10,652
State Farm $7,424 $9,368
USAA $5,826 $6,644

Buy Cheap Edgewater, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Edgewater, Colorado by comparing Edgewater senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Edgewater, CO here.

Annual Auto Insurance Rates for Senior Drivers in Edgewater, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,305 $3,337
American Family $2,638 $2,638
Farmers $3,218 $3,483
GEICO $2,369 $2,750
Liberty Mutual $1,714 $1,894
Nationwide $2,648 $2,794
Progressive $2,375 $2,359
State Farm $2,249 $2,249
USAA $2,156 $2,138

Find Cheap Auto Insurance Rates in Edgewater, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Edgewater, Colorado auto insurance. Compare Edgewater, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edgewater, Colorado

Insurance Company Low Medium High
Allstate $5,742 $6,071 $6,461
American Family $4,061 $4,374 $4,426
Farmers $5,432 $6,179 $7,228
GEICO $3,014 $3,395 $4,035
Liberty Mutual $2,927 $3,124 $3,358
Nationwide $4,491 $4,500 $4,497
Progressive $4,108 $4,529 $4,901
State Farm $3,720 $4,041 $4,349
USAA $3,227 $3,401 $3,573

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Find Cheap Edgewater, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Edgewater. Compare auto insurance rates in Edgewater, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Edgewater, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,091 $6,091
American Family $4,194 $4,380
Farmers $6,280 $6,280
GEICO $3,411 $3,551
Liberty Mutual $3,136 $3,136
Nationwide $4,496 $4,496
Progressive $4,512 $4,512
State Farm $3,935 $4,139
USAA $3,304 $3,497

Find Cheap Edgewater, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Edgewater, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Edgewater, CO, take a look at the average cost for various violations versus rates for a clean driving record in Edgewater.

Annual Edgewater, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,167 $5,973 $7,345 $5,879
American Family $3,175 $4,474 $5,897 $3,601
Farmers $5,300 $6,834 $6,736 $6,248
GEICO $2,416 $3,831 $4,542 $3,136
Liberty Mutual $2,759 $3,228 $3,322 $3,236
Nationwide $3,456 $4,726 $5,998 $3,804
Progressive $3,889 $5,522 $4,106 $4,533
State Farm $3,690 $4,383 $4,037 $4,037
USAA $2,468 $3,034 $5,318 $2,781

Find Cheap Edgewater, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Edgewater, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Edgewater for less when you shop around and compare rates from multiple Edgewater, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Edgewater, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,345
American Family $5,897
Farmers $6,736
GEICO $4,542
Liberty Mutual $3,322
Nationwide $5,998
Progressive $4,106
State Farm $4,037
USAA $5,318

Winners by Category: Where to Buy Cheap Auto Insurance in Edgewater, CO

Compare rates from the cheapest auto insurance companies in Edgewater, CO for your needs. Take a look at how Edgewater, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Edgewater, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Edgewater, Colorado Auto Insurance Companies

If you’re looking for the cheapest Edgewater, CO auto insurance companies overall, you can compare them here. Find the best price for Edgewater, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Edgewater, Colorado

Insurance Company Average Annual Rates
Allstate $6,091
American Family $4,287
Farmers $6,280
GEICO $3,481
Liberty Mutual $3,136
Nationwide $4,496
Progressive $4,512
State Farm $4,037
USAA $3,400

What affects Edgewater, Colorado auto insurance rates?

Local factors affect auto insurance rates in Edgewater, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Edgewater auto insurance rates.

Commute Times in Edgewater

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Edgewater, CO is 22.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Edgewater, CO

You can buy cheap Edgewater, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Edgewater, Colorado auto insurance quotes from top companies.

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