Buy Cheap Eau Claire, MI Auto Insurance (2022)

Eau Claire, MI auto insurance rates average $721 a month. Minimum auto insurance requirements in Eau Claire, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Eau Claire, MI, compare Eau Claire auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Eau Claire, MI for teens drivers are $16,288/year
  • Average auto insurance rates in Eau Claire, MI are $721/month
  • The most expensive auto insurance company in Eau Claire after a DUI is Allstate

Finding affordable Eau Claire, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Eau Claire, MI auto insurance with confidence is right here. Auto insurance rates in Eau Claire are affected by local factors as well as personal ones like your driving record.

See how Eau Claire, MI car insurance rates compare to Detroit auto insurance rates, Troy auto insurance rates, and Grand Rapids auto insurance rates before you read more about the cost of auto insurance in Eau Claire.

Don’t buy Eau Claire, MI auto insurance until you’ve compared rates. Get free Eau Claire, Michigan auto insurance quotes when you enter your ZIP code above.

Eau Claire, MI Minimum Auto Insurance Requirements

The required auto insurance in Eau Claire, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Eau Claire, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Eau Claire, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Eau Claire, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Eau Claire, MI. Take a look at Eau Claire, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Eau Claire, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,971 $4,591 $4,234
GEICO $7,025 $5,167 $4,206
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $6,307 $4,775 $4,073
Progressive $5,472 $4,613 $4,160
State Farm $17,989 $9,105 $6,186
Travelers $6,813 $6,608 $6,525
USAA $5,208 $2,984 $2,274

Buy Cheap Eau Claire, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Eau Claire, Michigan auto insurance rates? Find out how car insurance rates in Eau Claire, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eau Claire, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,991 $3,991 $3,728 $3,728 $8,861 $8,861 $4,480 $4,480
GEICO $3,775 $3,775 $3,866 $3,866 $10,619 $10,619 $3,605 $3,605
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $3,627 $3,627 $3,244 $3,244 $9,368 $9,368 $3,968 $3,968
Progressive $2,802 $2,605 $2,482 $2,765 $10,201 $10,866 $3,255 $3,009
State Farm $6,667 $6,667 $6,212 $6,212 $23,661 $23,661 $7,833 $7,833
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,565 $2,424 $2,416 $2,279 $6,230 $5,899 $3,117 $2,981

Buy Cheap Eau Claire, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Eau Claire can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Eau Claire, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Eau Claire, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $8,861 $8,861
GEICO $10,619 $10,619
Liberty Mutual $28,240 $28,240
Nationwide $9,368 $9,368
Progressive $10,201 $10,866
State Farm $23,661 $23,661
Travelers $13,395 $13,395
USAA $6,230 $5,899

Buy Cheap Eau Claire, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Eau Claire, Michigan by comparing Eau Claire senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Eau Claire, MI here.

Annual Auto Insurance Rates for Senior Drivers in Eau Claire, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,728 $3,728
GEICO $3,866 $3,866
Liberty Mutual $12,062 $12,062
Nationwide $3,244 $3,244
Progressive $2,482 $2,765
State Farm $6,212 $6,212
Travelers $3,858 $3,858
USAA $2,416 $2,279

Find Cheap Auto Insurance Rates in Eau Claire, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Eau Claire, Michigan auto insurance. Compare Eau Claire, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eau Claire, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $5,116 $5,251 $5,427
GEICO $5,064 $5,412 $5,923
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $5,210 $4,987 $4,957
Progressive $4,594 $4,755 $4,896
State Farm $10,515 $11,165 $11,600
Travelers $6,575 $6,656 $6,715
USAA $3,369 $3,500 $3,599

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Find Cheap Eau Claire, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Eau Claire. Compare auto insurance rates in Eau Claire, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Eau Claire, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,896 $19,896
Farmers $5,265 $5,265
GEICO $5,343 $5,590
Liberty Mutual $15,619 $16,711
Nationwide $5,052 $5,052
Progressive $4,748 $4,748
State Farm $10,792 $11,395
Travelers $6,611 $6,686
USAA $3,449 $3,529

Find Cheap Eau Claire, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Eau Claire, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Eau Claire, MI, take a look at the average cost for various violations versus rates for a clean driving record in Eau Claire.

Annual Eau Claire, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $4,431 $5,635 $5,568 $5,426
GEICO $1,916 $4,076 $12,326 $3,548
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $4,333 $5,766 $5,239 $4,868
Progressive $4,031 $5,283 $4,755 $4,923
State Farm $6,990 $8,417 $18,408 $10,558
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,808 $3,502 $4,588 $3,058

Find Cheap Eau Claire, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Eau Claire, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Eau Claire for less when you shop around and compare rates from multiple Eau Claire, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Eau Claire, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $43,593
Farmers $5,568
GEICO $12,326
Liberty Mutual $25,747
Nationwide $5,239
Progressive $4,755
State Farm $18,408
Travelers $10,331
USAA $4,588

Winners by Category: Where to Buy Cheap Auto Insurance in Eau Claire, MI

Compare rates from the cheapest auto insurance companies in Eau Claire, MI for your needs. Take a look at how Eau Claire, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Eau Claire, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Eau Claire, Michigan Auto Insurance Companies

If you’re looking for the cheapest Eau Claire, MI auto insurance companies overall, you can compare them here. Find the best price for Eau Claire, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Eau Claire, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $5,265
GEICO $5,466
Liberty Mutual $16,165
Nationwide $5,052
Progressive $4,748
State Farm $11,093
Travelers $6,649
USAA $3,489

What affects Eau Claire, Michigan auto insurance rates?

Local factors affect auto insurance rates in Eau Claire, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Eau Claire auto insurance rates.

Commute Times in Eau Claire

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Eau Claire, MI is 21.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Eau Claire, MI

You can buy cheap Eau Claire, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Eau Claire, Michigan auto insurance quotes from top companies.

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