Buy Cheap Eastpointe, MI Auto Insurance (2022)

Eastpointe, MI auto insurance rates average $1,288 a month. Minimum auto insurance requirements in Eastpointe, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Eastpointe, MI, compare Eastpointe auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Eastpointe after a DUI is Allstate
  • Average auto insurance rates in Eastpointe, MI for teens drivers are $29,102/year
  • Average auto insurance rates in Eastpointe, MI after a DUI are $24,542/year

Finding affordable Eastpointe, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Eastpointe, MI auto insurance with confidence is right here. Auto insurance rates in Eastpointe are affected by local factors as well as personal ones like your driving record.

See how Eastpointe, MI car insurance rates compare to Dearborn auto insurance rates, Sterling Heights auto insurance rates, and Troy auto insurance rates before you read more about the cost of auto insurance in Eastpointe.

Don’t buy Eastpointe, MI auto insurance until you’ve compared rates. Get free Eastpointe, Michigan auto insurance quotes when you enter your ZIP code above.

Eastpointe, MI Minimum Auto Insurance Requirements

The required auto insurance in Eastpointe, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Eastpointe, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Eastpointe, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Eastpointe, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Eastpointe, MI. Take a look at Eastpointe, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Eastpointe, Michigan

Insurance Company Poor Fair Good
Allstate $45,109 $24,937 $19,080
Farmers $38,814 $20,749 $19,259
GEICO $10,968 $8,037 $6,521
Liberty Mutual $38,880 $22,434 $12,364
Nationwide $9,141 $6,857 $5,806
Progressive $9,162 $7,601 $6,723
State Farm $36,336 $18,277 $12,342
Travelers $8,206 $7,958 $7,858
USAA $6,930 $3,930 $2,943

Buy Cheap Eastpointe, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Eastpointe, Michigan auto insurance rates? Find out how car insurance rates in Eastpointe, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eastpointe, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $21,684 $21,684 $20,120 $20,120 $54,177 $54,177 $22,855 $22,855
Farmers $19,696 $19,696 $18,151 $18,151 $44,845 $44,845 $22,404 $22,404
GEICO $5,965 $5,965 $6,105 $6,105 $16,287 $16,287 $5,678 $5,678
Liberty Mutual $18,271 $18,271 $18,086 $18,086 $43,608 $43,608 $18,271 $18,271
Nationwide $5,136 $5,136 $4,564 $4,564 $13,729 $13,729 $5,644 $5,644
Progressive $4,724 $4,277 $4,141 $4,782 $16,894 $17,519 $5,487 $4,806
State Farm $13,303 $13,303 $12,437 $12,437 $47,889 $47,889 $15,642 $15,642
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $3,403 $3,170 $3,203 $2,988 $8,306 $7,748 $4,115 $3,875

Buy Cheap Eastpointe, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Eastpointe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Eastpointe, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Eastpointe, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $54,177 $54,177
Farmers $44,845 $44,845
GEICO $16,287 $16,287
Liberty Mutual $43,608 $43,608
Nationwide $13,729 $13,729
Progressive $16,894 $17,519
State Farm $47,889 $47,889
Travelers $16,180 $16,180
USAA $8,306 $7,748

Buy Cheap Eastpointe, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Eastpointe, Michigan by comparing Eastpointe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Eastpointe, MI here.

Annual Auto Insurance Rates for Senior Drivers in Eastpointe, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $20,120 $20,120
Farmers $18,151 $18,151
GEICO $6,105 $6,105
Liberty Mutual $18,086 $18,086
Nationwide $4,564 $4,564
Progressive $4,141 $4,782
State Farm $12,437 $12,437
Travelers $4,626 $4,626
USAA $3,203 $2,988

Find Cheap Auto Insurance Rates in Eastpointe, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Eastpointe, Michigan auto insurance. Compare Eastpointe, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eastpointe, Michigan

Insurance Company Low Medium High
Allstate $28,845 $29,787 $30,495
Farmers $25,588 $26,205 $27,028
GEICO $7,941 $8,425 $9,159
Liberty Mutual $24,081 $24,512 $25,084
Nationwide $7,598 $7,148 $7,058
Progressive $7,608 $7,836 $8,043
State Farm $21,000 $22,481 $23,473
Travelers $7,920 $8,016 $8,086
USAA $4,469 $4,613 $4,721

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Eastpointe, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Eastpointe. Compare auto insurance rates in Eastpointe, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Eastpointe, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $29,709 $29,709
Farmers $26,274 $26,274
GEICO $8,314 $8,703
Liberty Mutual $23,698 $25,421
Nationwide $7,268 $7,268
Progressive $7,829 $7,829
State Farm $21,676 $22,960
Travelers $7,961 $8,053
USAA $4,546 $4,656

Find Cheap Eastpointe, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Eastpointe, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Eastpointe, MI, take a look at the average cost for various violations versus rates for a clean driving record in Eastpointe.

Annual Eastpointe, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $14,466 $19,317 $64,803 $20,249
Farmers $21,802 $28,318 $27,782 $27,194
GEICO $2,936 $6,311 $19,296 $5,491
Liberty Mutual $17,400 $20,823 $37,876 $22,138
Nationwide $6,197 $8,337 $7,546 $6,993
Progressive $6,522 $8,785 $7,872 $8,137
State Farm $13,987 $16,885 $37,169 $21,231
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,685 $4,634 $6,064 $4,020

Find Cheap Eastpointe, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Eastpointe, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Eastpointe for less when you shop around and compare rates from multiple Eastpointe, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Eastpointe, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $64,803
Farmers $27,782
GEICO $19,296
Liberty Mutual $37,876
Nationwide $7,546
Progressive $7,872
State Farm $37,169
Travelers $12,473
USAA $6,064

Winners by Category: Where to Buy Cheap Auto Insurance in Eastpointe, MI

Compare rates from the cheapest auto insurance companies in Eastpointe, MI for your needs. Take a look at how Eastpointe, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Eastpointe, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Eastpointe, Michigan Auto Insurance Companies

If you’re looking for the cheapest Eastpointe, MI auto insurance companies overall, you can compare them here. Find the best price for Eastpointe, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Eastpointe, Michigan

Insurance Company Average Annual Rates
Allstate $29,709
Farmers $26,274
GEICO $8,509
Liberty Mutual $24,559
Nationwide $7,268
Progressive $7,829
State Farm $22,318
Travelers $8,007
USAA $4,601

What affects Eastpointe, Michigan auto insurance rates?

Local factors affect auto insurance rates in Eastpointe, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Eastpointe auto insurance rates.

Auto Theft in Eastpointe

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Eastpointe, MI auto theft show a total of 288 vehicle thefts annually.

Commute Times in Eastpointe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Eastpointe, MI is 25.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Eastpointe, MI

You can buy cheap Eastpointe, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Eastpointe, Michigan auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption