Buy Cheap East Shoreham, NY Auto Insurance (2021)

East Shoreham, NY auto insurance rates average $452 a month. Minimum auto insurance requirements in East Shoreham, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in East Shoreham, NY, compare East Shoreham auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in East Shoreham, NY after a DUI are $7,233/year
  • The most expensive auto insurance company in East Shoreham is Liberty Mutual
  • Average auto insurance rates in East Shoreham, NY are $452/month

Finding affordable East Shoreham, New York auto insurance can be challenging, but everything you need to know to buy cheap East Shoreham, NY auto insurance with confidence is right here. Auto insurance rates in East Shoreham are affected by local factors as well as personal ones like your driving record.

See how East Shoreham, NY car insurance rates compare to Rochester auto insurance rates, Schenectady auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in East Shoreham.

Don’t buy East Shoreham, NY auto insurance until you’ve compared rates. Get free East Shoreham, New York auto insurance quotes when you enter your ZIP code above.

East Shoreham, NY Minimum Auto Insurance Requirements

The required auto insurance in East Shoreham, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in East Shoreham, New York is outlined here.

Minimum Required Auto Insurance Coverage in East Shoreham, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap East Shoreham, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in East Shoreham, NY. Take a look at East Shoreham, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in East Shoreham, New York

Insurance Company Poor Fair Good
Allstate $7,793 $4,433 $3,766
GEICO $3,347 $2,458 $2,206
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $9,043 $4,443 $3,203
State Farm $8,232 $5,163 $4,098
Travelers $8,752 $5,348 $4,577
USAA $6,717 $3,426 $3,016

Buy Cheap East Shoreham, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect East Shoreham, New York auto insurance rates? Find out how car insurance rates in East Shoreham, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in East Shoreham, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,640 $3,342 $3,443 $3,461 $10,629 $11,285 $3,446 $3,399
GEICO $1,938 $1,865 $1,884 $1,856 $4,160 $6,138 $1,742 $1,782
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,406 $3,077 $2,639 $2,708 $11,629 $12,688 $4,308 $4,048
State Farm $3,709 $3,709 $3,252 $3,252 $10,905 $13,405 $4,098 $4,316
Travelers $4,449 $4,365 $4,069 $4,280 $10,626 $12,593 $4,665 $4,762
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Buy Cheap East Shoreham, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in East Shoreham can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in East Shoreham, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in East Shoreham, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,629 $11,285
GEICO $4,160 $6,138
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,629 $12,688
State Farm $10,905 $13,405
Travelers $10,626 $12,593
USAA $9,224 $10,935

Buy Cheap East Shoreham, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in East Shoreham, New York by comparing East Shoreham senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in East Shoreham, NY here.

Annual Auto Insurance Rates for Senior Drivers in East Shoreham, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,443 $3,461
GEICO $1,884 $1,856
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,639 $2,708
State Farm $3,252 $3,252
Travelers $4,069 $4,280
USAA $2,085 $2,091

Find Cheap Auto Insurance Rates in East Shoreham, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of East Shoreham, New York auto insurance. Compare East Shoreham, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in East Shoreham, New York

Insurance Company Low Medium High
Allstate $4,877 $5,301 $5,814
GEICO $2,492 $2,653 $2,867
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $5,202 $5,516 $5,971
State Farm $5,479 $5,870 $6,144
Travelers $5,849 $6,149 $6,681
USAA $4,224 $4,357 $4,579

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Find Cheap East Shoreham, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in East Shoreham. Compare auto insurance rates in East Shoreham, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in East Shoreham, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,256 $5,405
GEICO $2,592 $2,749
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,563 $5,563
State Farm $5,617 $6,045
Travelers $6,226 $6,226
USAA $4,342 $4,431

Find Cheap East Shoreham, NY Auto Insurance Rates by Driving Record

Auto insurance rates in East Shoreham, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in East Shoreham, NY, take a look at the average cost for various violations versus rates for a clean driving record in East Shoreham.

Annual East Shoreham, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,506 $4,506 $6,611 $5,700
GEICO $2,067 $2,254 $4,294 $2,067
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,398 $5,398 $6,019 $5,437
State Farm $5,541 $5,541 $6,121 $6,121
Travelers $5,243 $6,689 $6,784 $6,189
USAA $3,912 $3,976 $5,682 $3,976

Find Cheap East Shoreham, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in East Shoreham, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in East Shoreham for less when you shop around and compare rates from multiple East Shoreham, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in East Shoreham, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,611
GEICO $4,294
Liberty Mutual $13,289
Nationwide $9,066
Progressive $6,019
State Farm $6,121
Travelers $6,784
USAA $5,682

Winners by Category: Where to Buy Cheap Auto Insurance in East Shoreham, NY

Compare rates from the cheapest auto insurance companies in East Shoreham, NY for your needs. Take a look at how East Shoreham, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in East Shoreham, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap East Shoreham, New York Auto Insurance Companies

If you’re looking for the cheapest East Shoreham, NY auto insurance companies overall, you can compare them here. Find the best price for East Shoreham, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in East Shoreham, New York

Insurance Company Average Annual Rates
Allstate $5,331
GEICO $2,671
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,563
State Farm $5,831
Travelers $6,226
USAA $4,387

What affects East Shoreham, New York auto insurance rates?

Local factors affect auto insurance rates in East Shoreham, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact East Shoreham auto insurance rates.

Commute Times in East Shoreham

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in East Shoreham, NY is 35.3 minutes according to City-Data.

Compare Auto Insurance Quotes in East Shoreham, NY

You can buy cheap East Shoreham, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free East Shoreham, New York auto insurance quotes from top companies.

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