Buy Cheap East Rochester, NY Auto Insurance (2021)

East Rochester, NY auto insurance rates average $245 a month. Minimum auto insurance requirements in East Rochester, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in East Rochester, NY, compare East Rochester auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in East Rochester, NY are $245/month
  • The most expensive auto insurance company in East Rochester is Liberty Mutual
  • Average auto insurance rates in East Rochester, NY after a DUI are $3,861/year

Finding affordable East Rochester, New York auto insurance can be challenging, but everything you need to know to buy cheap East Rochester, NY auto insurance with confidence is right here. Auto insurance rates in East Rochester are affected by local factors as well as personal ones like your driving record.

See how East Rochester, NY car insurance rates compare to Utica auto insurance rates, New Rochelle auto insurance rates, and Mount Vernon auto insurance rates before you read more about the cost of auto insurance in East Rochester.

Don’t buy East Rochester, NY auto insurance until you’ve compared rates. Get free East Rochester, New York auto insurance quotes when you enter your ZIP code above.

East Rochester, NY Minimum Auto Insurance Requirements

The required auto insurance in East Rochester, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in East Rochester, New York is outlined here.

Minimum Required Auto Insurance Coverage in East Rochester, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap East Rochester, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in East Rochester, NY. Take a look at East Rochester, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in East Rochester, New York

Insurance Company Poor Fair Good
Allstate $5,055 $2,955 $2,545
GEICO $1,868 $1,372 $1,232
Liberty Mutual $5,725 $3,760 $2,828
Nationwide $2,634 $2,634 $2,634
Progressive $4,041 $2,125 $1,568
State Farm $4,682 $2,936 $2,330
Travelers $4,237 $2,707 $2,364
USAA $4,238 $2,150 $1,903

Buy Cheap East Rochester, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect East Rochester, New York auto insurance rates? Find out how car insurance rates in East Rochester, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in East Rochester, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,374 $2,224 $2,237 $2,268 $6,944 $7,464 $2,315 $2,319
GEICO $1,083 $1,046 $1,059 $1,043 $2,306 $3,406 $974 $1,008
Liberty Mutual $2,985 $2,985 $2,782 $2,782 $5,782 $9,365 $2,985 $3,169
Nationwide $1,990 $1,990 $1,881 $1,881 $3,551 $5,265 $1,990 $2,529
Progressive $1,520 $1,418 $1,220 $1,239 $5,346 $5,967 $1,980 $1,936
State Farm $2,049 $2,049 $1,793 $1,793 $6,190 $7,989 $2,259 $2,404
Travelers $2,189 $2,219 $2,019 $2,170 $5,199 $6,248 $2,336 $2,440
USAA $1,445 $1,418 $1,315 $1,312 $5,824 $6,925 $1,841 $2,027

Buy Cheap East Rochester, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in East Rochester can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in East Rochester, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in East Rochester, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,944 $7,464
GEICO $2,306 $3,406
Liberty Mutual $5,782 $9,365
Nationwide $3,551 $5,265
Progressive $5,346 $5,967
State Farm $6,190 $7,989
Travelers $5,199 $6,248
USAA $5,824 $6,925

Buy Cheap East Rochester, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in East Rochester, New York by comparing East Rochester senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in East Rochester, NY here.

Annual Auto Insurance Rates for Senior Drivers in East Rochester, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,268
GEICO $1,059 $1,043
Liberty Mutual $2,782 $2,782
Nationwide $1,881 $1,881
Progressive $1,220 $1,239
State Farm $1,793 $1,793
Travelers $2,019 $2,170
USAA $1,315 $1,312

Find Cheap Auto Insurance Rates in East Rochester, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of East Rochester, New York auto insurance. Compare East Rochester, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in East Rochester, New York

Insurance Company Low Medium High
Allstate $3,304 $3,505 $3,745
GEICO $1,417 $1,493 $1,561
Liberty Mutual $3,922 $4,089 $4,303
Nationwide $2,475 $2,615 $2,814
Progressive $2,449 $2,567 $2,719
State Farm $3,120 $3,338 $3,489
Travelers $2,943 $3,076 $3,289
USAA $2,679 $2,750 $2,861

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Find Cheap East Rochester, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in East Rochester. Compare auto insurance rates in East Rochester, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in East Rochester, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,471 $3,565
GEICO $1,447 $1,535
Liberty Mutual $3,990 $4,219
Nationwide $2,634 $2,634
Progressive $2,578 $2,578
State Farm $3,202 $3,430
Travelers $3,102 $3,102
USAA $2,736 $2,791

Find Cheap East Rochester, NY Auto Insurance Rates by Driving Record

Auto insurance rates in East Rochester, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in East Rochester, NY, take a look at the average cost for various violations versus rates for a clean driving record in East Rochester.

Annual East Rochester, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,981 $2,981 $4,352 $3,759
GEICO $1,165 $1,270 $2,363 $1,165
Liberty Mutual $3,297 $3,297 $6,526 $3,297
Nationwide $2,026 $2,026 $4,416 $2,070
Progressive $2,507 $2,507 $2,776 $2,522
State Farm $3,154 $3,154 $3,478 $3,478
Travelers $2,650 $3,312 $3,359 $3,089
USAA $2,451 $2,492 $3,619 $2,492

Find Cheap East Rochester, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in East Rochester, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in East Rochester for less when you shop around and compare rates from multiple East Rochester, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in East Rochester, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,352
GEICO $2,363
Liberty Mutual $6,526
Nationwide $4,416
Progressive $2,776
State Farm $3,478
Travelers $3,359
USAA $3,619

Winners by Category: Where to Buy Cheap Auto Insurance in East Rochester, NY

Compare rates from the cheapest auto insurance companies in East Rochester, NY for your needs. Take a look at how East Rochester, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in East Rochester, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap East Rochester, New York Auto Insurance Companies

If you’re looking for the cheapest East Rochester, NY auto insurance companies overall, you can compare them here. Find the best price for East Rochester, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in East Rochester, New York

Insurance Company Average Annual Rates
Allstate $3,518
GEICO $1,491
Liberty Mutual $4,105
Nationwide $2,634
Progressive $2,578
State Farm $3,316
Travelers $3,102
USAA $2,763

What affects East Rochester, New York auto insurance rates?

Local factors affect auto insurance rates in East Rochester, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact East Rochester auto insurance rates.

Commute Times in East Rochester

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in East Rochester, NY is 16.0 minutes according to City-Data.

Compare Auto Insurance Quotes in East Rochester, NY

You can buy cheap East Rochester, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free East Rochester, New York auto insurance quotes from top companies.

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