Buy Cheap East Lansing, MI Auto Insurance (2022)

East Lansing, MI auto insurance rates average $739 a month. Minimum auto insurance requirements in East Lansing, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in East Lansing, MI, compare East Lansing auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in East Lansing is Allstate
  • Average auto insurance rates in East Lansing, MI after a DUI are $14,911/year
  • Average auto insurance rates in East Lansing, MI for teens drivers are $16,799/year

Finding affordable East Lansing, Michigan auto insurance can be challenging, but everything you need to know to buy cheap East Lansing, MI auto insurance with confidence is right here. Auto insurance rates in East Lansing are affected by local factors as well as personal ones like your driving record.

See how East Lansing, MI car insurance rates compare to Dearborn auto insurance rates, Detroit auto insurance rates, and Livonia auto insurance rates before you read more about the cost of auto insurance in East Lansing.

Don’t buy East Lansing, MI auto insurance until you’ve compared rates. Get free East Lansing, Michigan auto insurance quotes when you enter your ZIP code above.

East Lansing, MI Minimum Auto Insurance Requirements

The required auto insurance in East Lansing, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in East Lansing, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in East Lansing, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap East Lansing, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in East Lansing, MI. Take a look at East Lansing, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in East Lansing, Michigan

Insurance Company Poor Fair Good
Allstate $33,146 $18,370 $14,079
Farmers $6,342 $4,259 $3,942
GEICO $6,447 $4,746 $3,866
Liberty Mutual $26,017 $15,039 $8,322
Nationwide $6,898 $5,239 $4,470
Progressive $5,231 $4,427 $4,004
State Farm $17,392 $8,808 $5,987
Travelers $7,808 $7,573 $7,477
USAA $4,811 $2,762 $2,115

Buy Cheap East Lansing, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect East Lansing, Michigan auto insurance rates? Find out how car insurance rates in East Lansing, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in East Lansing, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,987 $15,987 $14,848 $14,848 $39,780 $39,780 $16,845 $16,845
Farmers $3,643 $3,643 $3,395 $3,395 $8,258 $8,258 $4,095 $4,095
GEICO $3,417 $3,417 $3,506 $3,506 $9,884 $9,884 $3,273 $3,273
Liberty Mutual $12,336 $12,336 $12,215 $12,215 $28,951 $28,951 $12,336 $12,336
Nationwide $3,905 $3,905 $3,471 $3,471 $10,477 $10,477 $4,290 $4,290
Progressive $2,658 $2,474 $2,361 $2,618 $9,842 $10,529 $3,085 $2,867
State Farm $6,473 $6,473 $6,000 $6,000 $22,831 $22,831 $7,613 $7,613
Travelers $5,125 $5,125 $4,407 $4,407 $15,382 $15,382 $5,563 $5,563
USAA $2,357 $2,235 $2,220 $2,097 $5,790 $5,511 $2,871 $2,755

Buy Cheap East Lansing, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in East Lansing can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in East Lansing, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in East Lansing, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,780 $39,780
Farmers $8,258 $8,258
GEICO $9,884 $9,884
Liberty Mutual $28,951 $28,951
Nationwide $10,477 $10,477
Progressive $9,842 $10,529
State Farm $22,831 $22,831
Travelers $15,382 $15,382
USAA $5,790 $5,511

Buy Cheap East Lansing, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in East Lansing, Michigan by comparing East Lansing senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in East Lansing, MI here.

Annual Auto Insurance Rates for Senior Drivers in East Lansing, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,848 $14,848
Farmers $3,395 $3,395
GEICO $3,506 $3,506
Liberty Mutual $12,215 $12,215
Nationwide $3,471 $3,471
Progressive $2,361 $2,618
State Farm $6,000 $6,000
Travelers $4,407 $4,407
USAA $2,220 $2,097

Find Cheap Auto Insurance Rates in East Lansing, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of East Lansing, Michigan auto insurance. Compare East Lansing, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in East Lansing, Michigan

Insurance Company Low Medium High
Allstate $21,216 $21,923 $22,457
Farmers $4,724 $4,837 $4,983
GEICO $4,699 $4,977 $5,384
Liberty Mutual $16,093 $16,425 $16,860
Nationwide $5,758 $5,450 $5,399
Progressive $4,405 $4,560 $4,697
State Farm $10,240 $10,789 $11,158
Travelers $7,536 $7,630 $7,692
USAA $3,129 $3,238 $3,322

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Find Cheap East Lansing, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in East Lansing. Compare auto insurance rates in East Lansing, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in East Lansing, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,865 $21,865
Farmers $4,848 $4,848
GEICO $4,908 $5,131
Liberty Mutual $15,895 $17,024
Nationwide $5,536 $5,536
Progressive $4,554 $4,554
State Farm $10,451 $11,008
Travelers $7,576 $7,663
USAA $3,193 $3,266

Find Cheap East Lansing, MI Auto Insurance Rates by ZIP Code

Auto insurance rates in East Lansing, Michigan can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in East Lansing, MI to see how much where you live in East Lansing affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in East Lansing, Michigan

ZIP Code Average Annual Rates
48823 $6,077
48824 $6,311
48825 $6,456

Find Cheap East Lansing, MI Auto Insurance Rates by Driving Record

Auto insurance rates in East Lansing, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in East Lansing, MI, take a look at the average cost for various violations versus rates for a clean driving record in East Lansing.

Annual East Lansing, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,626 $14,215 $47,731 $14,887
Farmers $4,077 $5,192 $5,120 $5,002
GEICO $1,749 $3,742 $11,333 $3,255
Liberty Mutual $11,447 $13,871 $25,819 $14,701
Nationwide $4,752 $6,309 $5,743 $5,338
Progressive $3,877 $5,066 $4,555 $4,718
State Farm $6,776 $8,151 $17,775 $10,214
Travelers $5,149 $7,360 $11,881 $6,087
USAA $2,602 $3,243 $4,239 $2,834

Find Cheap East Lansing, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in East Lansing, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in East Lansing for less when you shop around and compare rates from multiple East Lansing, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in East Lansing, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $47,731
Farmers $5,120
GEICO $11,333
Liberty Mutual $25,819
Nationwide $5,743
Progressive $4,555
State Farm $17,775
Travelers $11,881
USAA $4,239

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Winners by Category: Where to Buy Cheap Auto Insurance in East Lansing, MI

Compare rates from the cheapest auto insurance companies in East Lansing, MI for your needs. Take a look at how East Lansing, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in East Lansing, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap East Lansing, Michigan Auto Insurance Companies

If you’re looking for the cheapest East Lansing, MI auto insurance companies overall, you can compare them here. Find the best price for East Lansing, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in East Lansing, Michigan

Insurance Company Average Annual Rates
Allstate $21,865
Farmers $4,848
GEICO $5,020
Liberty Mutual $16,459
Nationwide $5,536
Progressive $4,554
State Farm $10,729
Travelers $7,619
USAA $3,230

What affects East Lansing, Michigan auto insurance rates?

Local factors affect auto insurance rates in East Lansing, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact East Lansing auto insurance rates.

Auto Theft in East Lansing

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for East Lansing, MI auto theft show a total of 180 vehicle thefts annually.

Commute Times in East Lansing

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in East Lansing, MI is 16.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in East Lansing, MI

You can buy cheap East Lansing, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free East Lansing, Michigan auto insurance quotes from top companies.

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