Buy Cheap Earlville, NY Auto Insurance (2021)

Earlville, NY auto insurance rates average $263 a month. Minimum auto insurance requirements in Earlville, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Earlville, NY, compare Earlville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Earlville, NY after a DUI are $4,163/year
  • The most expensive auto insurance company in Earlville is Liberty Mutual
  • The most expensive auto insurance company in Earlville after a DUI is Liberty Mutual

Finding affordable Earlville, New York auto insurance can be challenging, but everything you need to know to buy cheap Earlville, NY auto insurance with confidence is right here. Auto insurance rates in Earlville are affected by local factors as well as personal ones like your driving record.

See how Earlville, NY car insurance rates compare to New York auto insurance rates, Syracuse auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Earlville.

Don’t buy Earlville, NY auto insurance until you’ve compared rates. Get free Earlville, New York auto insurance quotes when you enter your ZIP code above.

Earlville, NY Minimum Auto Insurance Requirements

The required auto insurance in Earlville, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Earlville, New York is outlined here.

Minimum Required Auto Insurance Coverage in Earlville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Earlville, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Earlville, NY. Take a look at Earlville, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Earlville, New York

Insurance Company Poor Fair Good
Allstate $5,042 $2,986 $2,600
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,870 $2,870 $2,870
Progressive $4,256 $2,200 $1,610
State Farm $4,869 $3,053 $2,423
Travelers $4,510 $2,876 $2,510
USAA $4,512 $2,242 $1,983

Buy Cheap Earlville, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Earlville, New York auto insurance rates? Find out how car insurance rates in Earlville, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Earlville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,414 $2,290 $2,247 $2,285 $6,845 $7,350 $2,438 $2,476
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,660 $1,573 $1,347 $1,363 $5,358 $5,983 $2,134 $2,093
State Farm $2,168 $2,168 $1,888 $1,888 $6,351 $8,218 $2,380 $2,526
Travelers $2,383 $2,419 $2,167 $2,335 $5,448 $6,449 $2,536 $2,656
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

Buy Cheap Earlville, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Earlville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Earlville, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Earlville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,845 $7,350
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,851 $5,729
Progressive $5,358 $5,983
State Farm $6,351 $8,218
Travelers $5,448 $6,449
USAA $6,103 $7,296

Buy Cheap Earlville, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Earlville, New York by comparing Earlville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Earlville, NY here.

Annual Auto Insurance Rates for Senior Drivers in Earlville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,247 $2,285
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $2,051 $2,051
Progressive $1,347 $1,363
State Farm $1,888 $1,888
Travelers $2,167 $2,335
USAA $1,379 $1,382

Find Cheap Auto Insurance Rates in Earlville, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Earlville, New York auto insurance. Compare Earlville, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Earlville, New York

Insurance Company Low Medium High
Allstate $3,376 $3,533 $3,720
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,716 $2,850 $3,045
Progressive $2,573 $2,677 $2,816
State Farm $3,267 $3,469 $3,609
Travelers $3,158 $3,273 $3,466
USAA $2,839 $2,901 $2,997

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Find Cheap Earlville, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Earlville. Compare auto insurance rates in Earlville, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Earlville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,495 $3,591
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,870 $2,870
Progressive $2,689 $2,689
State Farm $3,328 $3,568
Travelers $3,299 $3,299
USAA $2,883 $2,941

Find Cheap Earlville, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Earlville, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Earlville, NY, take a look at the average cost for various violations versus rates for a clean driving record in Earlville.

Annual Earlville, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,025 $3,025 $4,347 $3,775
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,618 $2,618 $2,885 $2,633
State Farm $3,288 $3,288 $3,609 $3,609
Travelers $2,837 $3,513 $3,565 $3,281
USAA $2,589 $2,631 $3,799 $2,631

Find Cheap Earlville, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Earlville, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Earlville for less when you shop around and compare rates from multiple Earlville, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Earlville, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,347
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,839
Progressive $2,885
State Farm $3,609
Travelers $3,565
USAA $3,799

Winners by Category: Where to Buy Cheap Auto Insurance in Earlville, NY

Compare rates from the cheapest auto insurance companies in Earlville, NY for your needs. Take a look at how Earlville, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Earlville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Earlville, New York Auto Insurance Companies

If you’re looking for the cheapest Earlville, NY auto insurance companies overall, you can compare them here. Find the best price for Earlville, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Earlville, New York

Insurance Company Average Annual Rates
Allstate $3,543
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,870
Progressive $2,689
State Farm $3,448
Travelers $3,299
USAA $2,912

What affects Earlville, New York auto insurance rates?

Local factors affect auto insurance rates in Earlville, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Earlville auto insurance rates.

Commute Times in Earlville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Earlville, NY is 21.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Earlville, NY

You can buy cheap Earlville, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Earlville, New York auto insurance quotes from top companies.

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