Buy Cheap Earlville, IA Auto Insurance (2021)

Earlville, IA auto insurance rates average $246 a month. Minimum auto insurance requirements in Earlville, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Earlville, IA, compare Earlville auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Earlville, IA for teens drivers are $5,583/year
  • The most expensive auto insurance company in Earlville after a DUI is Travelers
  • The most expensive auto insurance company in Earlville is Travelers

Finding affordable Earlville, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Earlville, IA auto insurance with confidence is right here. Auto insurance rates in Earlville are affected by local factors as well as personal ones like your driving record.

See how Earlville, IA car insurance rates compare to Ames auto insurance rates, Des Moines auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Earlville.

Don’t buy Earlville, IA auto insurance until you’ve compared rates. Get free Earlville, Iowa auto insurance quotes when you enter your ZIP code above.

Earlville, IA Minimum Auto Insurance Requirements

The required auto insurance in Earlville, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Earlville, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Earlville, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Earlville, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Earlville, IA. Take a look at Earlville, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Earlville, Iowa

Insurance Company Poor Fair Good
Allstate $3,184 $2,535 $2,283
American Family $4,048 $2,975 $2,496
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,287 $2,567 $2,250
Progressive $2,791 $2,252 $2,038
State Farm $3,167 $1,959 $1,545
Travelers $6,153 $5,252 $5,004
USAA $2,529 $1,738 $1,505

Buy Cheap Earlville, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Earlville, Iowa auto insurance rates? Find out how car insurance rates in Earlville, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Earlville, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,764 $1,694 $1,572 $1,599 $5,092 $5,733 $1,916 $1,969
American Family $2,051 $2,051 $1,832 $1,832 $5,438 $7,652 $2,051 $2,474
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,881 $1,934 $1,674 $1,791 $4,304 $5,585 $2,127 $2,317
Progressive $1,666 $1,607 $1,373 $1,423 $4,055 $4,584 $2,005 $2,173
State Farm $1,464 $1,464 $1,280 $1,280 $3,870 $4,921 $1,644 $1,866
Travelers $2,475 $2,528 $2,394 $2,404 $10,915 $17,416 $2,572 $3,054
USAA $1,279 $1,292 $1,174 $1,194 $3,504 $3,716 $1,536 $1,696

Buy Cheap Earlville, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Earlville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Earlville, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Earlville, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,092 $5,733
American Family $5,438 $7,652
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,304 $5,585
Progressive $4,055 $4,584
State Farm $3,870 $4,921
Travelers $10,915 $17,416
USAA $3,504 $3,716

Buy Cheap Earlville, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Earlville, Iowa by comparing Earlville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Earlville, IA here.

Annual Auto Insurance Rates for Senior Drivers in Earlville, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,572 $1,599
American Family $1,832 $1,832
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,373 $1,423
State Farm $1,280 $1,280
Travelers $2,394 $2,404
USAA $1,174 $1,194

Find Cheap Auto Insurance Rates in Earlville, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Earlville, Iowa auto insurance. Compare Earlville, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Earlville, Iowa

Insurance Company Low Medium High
Allstate $2,573 $2,670 $2,758
American Family $3,197 $3,348 $2,973
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,824 $2,686 $2,595
Progressive $2,225 $2,366 $2,490
State Farm $2,120 $2,236 $2,316
Travelers $5,158 $5,551 $5,699
USAA $1,831 $1,930 $2,011

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Find Cheap Earlville, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Earlville. Compare auto insurance rates in Earlville, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Earlville, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,604 $2,730
American Family $3,136 $3,210
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,702 $2,702
Progressive $2,361 $2,361
State Farm $2,170 $2,277
Travelers $5,470 $5,470
USAA $1,854 $1,994

Find Cheap Earlville, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Earlville, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Earlville, IA, take a look at the average cost for various violations versus rates for a clean driving record in Earlville.

Annual Earlville, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,268 $2,743 $3,122 $2,536
American Family $2,291 $3,348 $4,357 $2,695
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,948 $2,810 $3,841 $2,208
Progressive $1,899 $3,107 $2,059 $2,378
State Farm $2,065 $2,383 $2,224 $2,224
Travelers $3,994 $5,316 $7,111 $5,458
USAA $1,468 $1,973 $2,568 $1,686

Find Cheap Earlville, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Earlville, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Earlville for less when you shop around and compare rates from multiple Earlville, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Earlville, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,122
American Family $4,357
Farmers $2,458
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,841
Progressive $2,059
State Farm $2,224
Travelers $7,111
USAA $2,568

Winners by Category: Where to Buy Cheap Auto Insurance in Earlville, IA

Compare rates from the cheapest auto insurance companies in Earlville, IA for your needs. Take a look at how Earlville, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Earlville, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Earlville, Iowa Auto Insurance Companies

If you’re looking for the cheapest Earlville, IA auto insurance companies overall, you can compare them here. Find the best price for Earlville, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Earlville, Iowa

Insurance Company Average Annual Rates
Allstate $2,667
American Family $3,173
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,702
Progressive $2,361
State Farm $2,224
Travelers $5,470
USAA $1,924

What affects Earlville, Iowa auto insurance rates?

Local factors affect auto insurance rates in Earlville, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Earlville auto insurance rates.

Commute Times in Earlville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Earlville, IA is 27.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Earlville, IA

You can buy cheap Earlville, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Earlville, Iowa auto insurance quotes from top companies.

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