Buy Cheap Earlham, IA Auto Insurance (2021)

Earlham, IA auto insurance rates average $250 a month. Minimum auto insurance requirements in Earlham, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Earlham, IA, compare Earlham auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Earlham after a DUI is Travelers
  • Average auto insurance rates in Earlham, IA after a DUI are $3,616/year
  • Average auto insurance rates in Earlham, IA for teens drivers are $5,690/year

Finding affordable Earlham, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Earlham, IA auto insurance with confidence is right here. Auto insurance rates in Earlham are affected by local factors as well as personal ones like your driving record.

See how Earlham, IA car insurance rates compare to Ankeny auto insurance rates, Cedar Rapids auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Earlham.

Don’t buy Earlham, IA auto insurance until you’ve compared rates. Get free Earlham, Iowa auto insurance quotes when you enter your ZIP code above.

Earlham, IA Minimum Auto Insurance Requirements

The required auto insurance in Earlham, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Earlham, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Earlham, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Earlham, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Earlham, IA. Take a look at Earlham, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Earlham, Iowa

Insurance Company Poor Fair Good
Allstate $3,713 $2,953 $2,661
American Family $3,762 $2,767 $2,325
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $3,286 $2,558 $2,244
Progressive $2,897 $2,342 $2,122
State Farm $3,324 $2,056 $1,621
Travelers $6,063 $5,174 $4,927
USAA $2,447 $1,671 $1,444

Buy Cheap Earlham, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Earlham, Iowa auto insurance rates? Find out how car insurance rates in Earlham, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Earlham, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,992 $1,895 $1,787 $1,815 $6,115 $6,935 $2,141 $2,191
American Family $1,903 $1,903 $1,703 $1,703 $5,081 $7,123 $1,903 $2,292
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,723 $1,658 $1,422 $1,475 $4,247 $4,792 $2,073 $2,240
State Farm $1,536 $1,536 $1,343 $1,343 $4,062 $5,166 $1,725 $1,957
Travelers $2,441 $2,491 $2,374 $2,378 $10,766 $17,111 $2,539 $3,006
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

Buy Cheap Earlham, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Earlham can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Earlham, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Earlham, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,115 $6,935
American Family $5,081 $7,123
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,064 $11,330
Nationwide $4,257 $5,545
Progressive $4,247 $4,792
State Farm $4,062 $5,166
Travelers $10,766 $17,111
USAA $3,268 $3,494

Buy Cheap Earlham, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Earlham, Iowa by comparing Earlham senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Earlham, IA here.

Annual Auto Insurance Rates for Senior Drivers in Earlham, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,787 $1,815
American Family $1,703 $1,703
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,831 $2,225
Nationwide $1,678 $1,800
Progressive $1,422 $1,475
State Farm $1,343 $1,343
Travelers $2,374 $2,378
USAA $1,148 $1,184

Find Cheap Auto Insurance Rates in Earlham, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Earlham, Iowa auto insurance. Compare Earlham, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Earlham, Iowa

Insurance Company Low Medium High
Allstate $2,979 $3,114 $3,233
American Family $2,967 $3,115 $2,772
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,832 $2,676 $2,580
Progressive $2,314 $2,463 $2,584
State Farm $2,224 $2,346 $2,430
Travelers $5,079 $5,469 $5,617
USAA $1,764 $1,860 $1,939

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Find Cheap Earlham, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Earlham. Compare auto insurance rates in Earlham, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Earlham, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,035 $3,183
American Family $2,917 $2,986
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,343 $4,343
Nationwide $2,696 $2,696
Progressive $2,454 $2,454
State Farm $2,277 $2,390
Travelers $5,388 $5,388
USAA $1,786 $1,922

Find Cheap Earlham, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Earlham, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Earlham, IA, take a look at the average cost for various violations versus rates for a clean driving record in Earlham.

Annual Earlham, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,612 $3,195 $3,681 $2,948
American Family $2,130 $3,123 $4,048 $2,504
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $1,972 $3,235 $2,140 $2,469
State Farm $2,167 $2,501 $2,334 $2,334
Travelers $3,925 $5,233 $7,011 $5,384
USAA $1,423 $1,897 $2,467 $1,631

Find Cheap Earlham, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Earlham, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Earlham for less when you shop around and compare rates from multiple Earlham, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Earlham, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,681
American Family $4,048
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,732
Nationwide $3,844
Progressive $2,140
State Farm $2,334
Travelers $7,011
USAA $2,467

Winners by Category: Where to Buy Cheap Auto Insurance in Earlham, IA

Compare rates from the cheapest auto insurance companies in Earlham, IA for your needs. Take a look at how Earlham, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Earlham, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Earlham, Iowa Auto Insurance Companies

If you’re looking for the cheapest Earlham, IA auto insurance companies overall, you can compare them here. Find the best price for Earlham, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Earlham, Iowa

Insurance Company Average Annual Rates
Allstate $3,109
American Family $2,951
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,343
Nationwide $2,696
Progressive $2,454
State Farm $2,334
Travelers $5,388
USAA $1,854

What affects Earlham, Iowa auto insurance rates?

Local factors affect auto insurance rates in Earlham, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Earlham auto insurance rates.

Commute Times in Earlham

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Earlham, IA is 24.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Earlham, IA

You can buy cheap Earlham, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Earlham, Iowa auto insurance quotes from top companies.

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