Buy Cheap Durhamville, NY Auto Insurance (2021)

Durhamville, NY auto insurance rates average $268 a month. Minimum auto insurance requirements in Durhamville, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Durhamville, NY, compare Durhamville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Durhamville is Liberty Mutual
  • The most expensive auto insurance company in Durhamville after a DUI is Liberty Mutual
  • Average auto insurance rates in Durhamville, NY for teens drivers are $5,574/year

Finding affordable Durhamville, New York auto insurance can be challenging, but everything you need to know to buy cheap Durhamville, NY auto insurance with confidence is right here. Auto insurance rates in Durhamville are affected by local factors as well as personal ones like your driving record.

See how Durhamville, NY car insurance rates compare to Utica auto insurance rates, New York auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Durhamville.

Don’t buy Durhamville, NY auto insurance until you’ve compared rates. Get free Durhamville, New York auto insurance quotes when you enter your ZIP code above.

Durhamville, NY Minimum Auto Insurance Requirements

The required auto insurance in Durhamville, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Durhamville, New York is outlined here.

Minimum Required Auto Insurance Coverage in Durhamville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Durhamville, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Durhamville, NY. Take a look at Durhamville, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Durhamville, New York

Insurance Company Poor Fair Good
Allstate $5,292 $3,140 $2,728
GEICO $2,300 $1,690 $1,517
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,935 $2,935 $2,935
Progressive $4,250 $2,205 $1,618
State Farm $5,136 $3,219 $2,555
Travelers $4,619 $2,944 $2,567
USAA $4,420 $2,234 $1,978

Buy Cheap Durhamville, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Durhamville, New York auto insurance rates? Find out how car insurance rates in Durhamville, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Durhamville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,347 $2,320 $2,365 $7,333 $7,936 $2,475 $2,508
GEICO $1,340 $1,292 $1,306 $1,287 $2,837 $4,173 $1,207 $1,244
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,219 $2,219 $2,095 $2,095 $3,940 $5,867 $2,219 $2,827
Progressive $1,623 $1,520 $1,303 $1,324 $5,493 $6,120 $2,097 $2,048
State Farm $2,286 $2,286 $1,992 $1,992 $6,715 $8,652 $2,513 $2,657
Travelers $2,400 $2,421 $2,204 $2,363 $5,662 $6,745 $2,555 $2,663
USAA $1,503 $1,475 $1,365 $1,363 $6,066 $7,220 $1,916 $2,111

Buy Cheap Durhamville, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Durhamville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Durhamville, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Durhamville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,936
GEICO $2,837 $4,173
Liberty Mutual $6,550 $10,619
Nationwide $3,940 $5,867
Progressive $5,493 $6,120
State Farm $6,715 $8,652
Travelers $5,662 $6,745
USAA $6,066 $7,220

Buy Cheap Durhamville, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Durhamville, New York by comparing Durhamville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Durhamville, NY here.

Annual Auto Insurance Rates for Senior Drivers in Durhamville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,365
GEICO $1,306 $1,287
Liberty Mutual $3,142 $3,142
Nationwide $2,095 $2,095
Progressive $1,303 $1,324
State Farm $1,992 $1,992
Travelers $2,204 $2,363
USAA $1,365 $1,363

Find Cheap Auto Insurance Rates in Durhamville, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Durhamville, New York auto insurance. Compare Durhamville, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Durhamville, New York

Insurance Company Low Medium High
Allstate $3,553 $3,710 $3,898
GEICO $1,739 $1,832 $1,937
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,774 $2,914 $3,117
Progressive $2,560 $2,677 $2,836
State Farm $3,466 $3,656 $3,788
Travelers $3,222 $3,351 $3,557
USAA $2,795 $2,864 $2,972

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Find Cheap Durhamville, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Durhamville. Compare auto insurance rates in Durhamville, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Durhamville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,670 $3,770
GEICO $1,781 $1,890
Liberty Mutual $4,514 $4,774
Nationwide $2,935 $2,935
Progressive $2,691 $2,691
State Farm $3,509 $3,765
Travelers $3,377 $3,377
USAA $2,849 $2,906

Find Cheap Durhamville, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Durhamville, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Durhamville, NY, take a look at the average cost for various violations versus rates for a clean driving record in Durhamville.

Annual Durhamville, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,149 $4,607 $3,976
GEICO $1,438 $1,567 $2,900 $1,438
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,245 $2,245 $4,955 $2,296
Progressive $2,618 $2,618 $2,895 $2,633
State Farm $3,465 $3,465 $3,809 $3,809
Travelers $2,880 $3,607 $3,660 $3,360
USAA $2,552 $2,594 $3,769 $2,594

Find Cheap Durhamville, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Durhamville, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Durhamville for less when you shop around and compare rates from multiple Durhamville, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Durhamville, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,607
GEICO $2,900
Liberty Mutual $7,405
Nationwide $4,955
Progressive $2,895
State Farm $3,809
Travelers $3,660
USAA $3,769

Winners by Category: Where to Buy Cheap Auto Insurance in Durhamville, NY

Compare rates from the cheapest auto insurance companies in Durhamville, NY for your needs. Take a look at how Durhamville, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Durhamville, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Durhamville, New York Auto Insurance Companies

If you’re looking for the cheapest Durhamville, NY auto insurance companies overall, you can compare them here. Find the best price for Durhamville, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Durhamville, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $1,836
Liberty Mutual $4,644
Nationwide $2,935
Progressive $2,691
State Farm $3,637
Travelers $3,377
USAA $2,877

What affects Durhamville, New York auto insurance rates?

Local factors affect auto insurance rates in Durhamville, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Durhamville auto insurance rates.

Commute Times in Durhamville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Durhamville, NY is 19.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Durhamville, NY

You can buy cheap Durhamville, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Durhamville, New York auto insurance quotes from top companies.

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