Buy Cheap Durango, IA Auto Insurance (2021)

Durango, IA auto insurance rates average $242 a month. Minimum auto insurance requirements in Durango, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Durango, IA, compare Durango auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Durango, IA for teens drivers are $5,574/year
  • Average auto insurance rates in Durango, IA after a DUI are $3,495/year
  • Average auto insurance rates in Durango, IA are $242/month

Finding affordable Durango, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Durango, IA auto insurance with confidence is right here. Auto insurance rates in Durango are affected by local factors as well as personal ones like your driving record.

See how Durango, IA car insurance rates compare to Sioux City auto insurance rates, Ames auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Durango.

Don’t buy Durango, IA auto insurance until you’ve compared rates. Get free Durango, Iowa auto insurance quotes when you enter your ZIP code above.

Durango, IA Minimum Auto Insurance Requirements

The required auto insurance in Durango, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Durango, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Durango, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Durango, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Durango, IA. Take a look at Durango, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Durango, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,736 $2,746 $2,312
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,677 $4,150 $3,259
Nationwide $3,095 $2,430 $2,126
Progressive $2,785 $2,256 $2,046
State Farm $3,182 $1,968 $1,552
Travelers $5,665 $4,840 $4,612
USAA $2,410 $1,661 $1,440

Buy Cheap Durango, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Durango, Iowa auto insurance rates? Find out how car insurance rates in Durango, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Durango, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,884 $1,884 $1,688 $1,688 $5,071 $7,086 $1,884 $2,266
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,164 $2,342 $1,917 $2,330 $11,135 $12,524 $2,453 $2,699
Nationwide $1,760 $1,805 $1,570 $1,672 $4,115 $5,309 $2,000 $2,171
Progressive $1,648 $1,583 $1,361 $1,411 $4,116 $4,643 $1,985 $2,149
State Farm $1,455 $1,455 $1,278 $1,278 $3,928 $4,983 $1,635 $1,861
Travelers $2,275 $2,320 $2,215 $2,219 $10,093 $16,022 $2,372 $2,795
USAA $1,219 $1,228 $1,121 $1,137 $3,363 $3,558 $1,460 $1,609

Buy Cheap Durango, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Durango can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Durango, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Durango, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,071 $7,086
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $11,135 $12,524
Nationwide $4,115 $5,309
Progressive $4,116 $4,643
State Farm $3,928 $4,983
Travelers $10,093 $16,022
USAA $3,363 $3,558

Buy Cheap Durango, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Durango, Iowa by comparing Durango senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Durango, IA here.

Annual Auto Insurance Rates for Senior Drivers in Durango, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,688 $1,688
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,917 $2,330
Nationwide $1,570 $1,672
Progressive $1,361 $1,411
State Farm $1,278 $1,278
Travelers $2,215 $2,219
USAA $1,121 $1,137

Find Cheap Auto Insurance Rates in Durango, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Durango, Iowa auto insurance. Compare Durango, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Durango, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $2,937 $3,095 $2,763
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,500 $4,687 $4,899
Nationwide $2,662 $2,538 $2,450
Progressive $2,234 $2,372 $2,480
State Farm $2,125 $2,247 $2,330
Travelers $4,761 $5,113 $5,242
USAA $1,745 $1,843 $1,923

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Find Cheap Durango, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Durango. Compare auto insurance rates in Durango, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Durango, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $2,897 $2,965
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,696 $4,696
Nationwide $2,550 $2,550
Progressive $2,362 $2,362
State Farm $2,180 $2,288
Travelers $5,039 $5,039
USAA $1,770 $1,904

Find Cheap Durango, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Durango, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Durango, IA, take a look at the average cost for various violations versus rates for a clean driving record in Durango.

Annual Durango, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,116 $3,102 $4,020 $2,487
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $4,048 $5,032 $5,107 $4,595
Nationwide $1,851 $2,651 $3,607 $2,091
Progressive $1,897 $3,119 $2,058 $2,374
State Farm $2,069 $2,399 $2,234 $2,234
Travelers $3,672 $4,902 $6,555 $5,027
USAA $1,401 $1,885 $2,452 $1,610

Find Cheap Durango, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Durango, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Durango for less when you shop around and compare rates from multiple Durango, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Durango, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,288
American Family $4,020
Farmers $2,458
GEICO $3,170
Liberty Mutual $5,107
Nationwide $3,607
Progressive $2,058
State Farm $2,234
Travelers $6,555
USAA $2,452

Winners by Category: Where to Buy Cheap Auto Insurance in Durango, IA

Compare rates from the cheapest auto insurance companies in Durango, IA for your needs. Take a look at how Durango, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Durango, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Durango, Iowa Auto Insurance Companies

If you’re looking for the cheapest Durango, IA auto insurance companies overall, you can compare them here. Find the best price for Durango, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Durango, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $2,931
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,696
Nationwide $2,550
Progressive $2,362
State Farm $2,234
Travelers $5,039
USAA $1,837

Compare Auto Insurance Quotes in Durango, IA

You can buy cheap Durango, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Durango, Iowa auto insurance quotes from top companies.

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