Buy Cheap Durango, CO Auto Insurance (2021)

Durango, CO auto insurance rates average $308 a month. Minimum auto insurance requirements in Durango, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Durango, CO, compare Durango auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Durango, CO after a DUI are $4,382/year
  • The most expensive auto insurance company in Durango after a DUI is Allstate
  • The most expensive auto insurance company in Durango is Allstate

Finding affordable Durango, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Durango, CO auto insurance with confidence is right here. Auto insurance rates in Durango are affected by local factors as well as personal ones like your driving record.

See how Durango, CO car insurance rates compare to Lakewood auto insurance rates, Pueblo auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Durango.

Don’t buy Durango, CO auto insurance until you’ve compared rates. Get free Durango, Colorado auto insurance quotes when you enter your ZIP code above.

Durango, CO Minimum Auto Insurance Requirements

The required auto insurance in Durango, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Durango, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Durango, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Durango, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Durango, CO. Take a look at Durango, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Durango, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,610 $3,271 $2,742
Farmers $5,537 $4,488 $4,265
GEICO $3,396 $2,827 $2,257
Liberty Mutual $4,200 $2,552 $2,037
Nationwide $4,057 $3,198 $2,795
Progressive $4,591 $3,907 $3,583
State Farm $4,172 $2,679 $2,158
USAA $5,000 $2,831 $2,262

Buy Cheap Durango, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Durango, Colorado auto insurance rates? Find out how car insurance rates in Durango, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Durango, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $2,815 $2,792 $2,552 $2,745 $10,444 $10,521 $3,096 $3,141
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $2,018 $1,991 $1,707 $1,873 $5,616 $6,124 $2,037 $2,071
Nationwide $2,261 $2,310 $2,019 $2,144 $5,547 $7,138 $2,582 $2,798
Progressive $2,506 $2,348 $2,147 $2,149 $8,240 $9,226 $2,836 $2,766
State Farm $1,912 $1,912 $1,705 $1,705 $5,344 $6,789 $2,134 $2,526
USAA $2,277 $2,292 $2,153 $2,182 $5,513 $6,341 $2,936 $3,222

Buy Cheap Durango, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Durango can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Durango, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Durango, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,867 $7,848
Farmers $10,444 $10,521
GEICO $5,555 $5,909
Liberty Mutual $5,616 $6,124
Nationwide $5,547 $7,138
Progressive $8,240 $9,226
State Farm $5,344 $6,789
USAA $5,513 $6,341

Buy Cheap Durango, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Durango, Colorado by comparing Durango senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Durango, CO here.

Annual Auto Insurance Rates for Senior Drivers in Durango, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,184 $2,184
Farmers $2,552 $2,745
GEICO $1,866 $2,072
Liberty Mutual $1,707 $1,873
Nationwide $2,019 $2,144
Progressive $2,147 $2,149
State Farm $1,705 $1,705
USAA $2,153 $2,182

Find Cheap Auto Insurance Rates in Durango, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Durango, Colorado auto insurance. Compare Durango, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Durango, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,372 $3,615 $3,636
Farmers $4,203 $4,699 $5,388
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,775 $2,920 $3,095
Nationwide $3,375 $3,348 $3,326
Progressive $3,785 $4,037 $4,259
State Farm $2,825 $3,004 $3,181
USAA $3,231 $3,364 $3,498

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Find Cheap Durango, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Durango. Compare auto insurance rates in Durango, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Durango, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,466 $3,616
Farmers $4,763 $4,763
GEICO $2,763 $2,890
Liberty Mutual $2,930 $2,930
Nationwide $3,350 $3,350
Progressive $4,027 $4,027
State Farm $2,930 $3,076
USAA $3,268 $3,461

Find Cheap Durango, CO Auto Insurance Rates by ZIP Code

Auto insurance rates in Durango, Colorado can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Durango, CO to see how much where you live in Durango affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Durango, Colorado

ZIP Code Average Annual Rates
81301 $3,388
81303 $3,400

Find Cheap Durango, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Durango, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Durango, CO, take a look at the average cost for various violations versus rates for a clean driving record in Durango.

Annual Durango, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,026 $5,165 $5,096 $4,767
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,553 $3,002 $3,135 $3,029
Nationwide $2,567 $3,521 $4,482 $2,830
Progressive $3,501 $4,822 $3,695 $4,090
State Farm $2,775 $3,231 $3,003 $3,003
USAA $2,475 $2,997 $5,192 $2,794

Find Cheap Durango, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Durango, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Durango for less when you shop around and compare rates from multiple Durango, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Durango, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,468
American Family $4,854
Farmers $5,096
GEICO $3,517
Liberty Mutual $3,135
Nationwide $4,482
Progressive $3,695
State Farm $3,003
USAA $5,192

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Winners by Category: Where to Buy Cheap Auto Insurance in Durango, CO

Compare rates from the cheapest auto insurance companies in Durango, CO for your needs. Take a look at how Durango, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Durango, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Durango, Colorado Auto Insurance Companies

If you’re looking for the cheapest Durango, CO auto insurance companies overall, you can compare them here. Find the best price for Durango, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Durango, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,541
Farmers $4,763
GEICO $2,827
Liberty Mutual $2,930
Nationwide $3,350
Progressive $4,027
State Farm $3,003
USAA $3,364

What affects Durango, Colorado auto insurance rates?

Local factors affect auto insurance rates in Durango, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Durango auto insurance rates.

Commute Times in Durango

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Durango, CO is 15.6 minutes according to City-Data.

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Compare Auto Insurance Quotes in Durango, CO

You can buy cheap Durango, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Durango, Colorado auto insurance quotes from top companies.

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