Buy Cheap Durand, MI Auto Insurance (2022)

Durand, MI auto insurance rates average $771 a month. Minimum auto insurance requirements in Durand, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Durand, MI, compare Durand auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Durand is Allstate
  • Average auto insurance rates in Durand, MI for teens drivers are $17,407/year
  • Average auto insurance rates in Durand, MI after a DUI are $15,318/year

Finding affordable Durand, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Durand, MI auto insurance with confidence is right here. Auto insurance rates in Durand are affected by local factors as well as personal ones like your driving record.

See how Durand, MI car insurance rates compare to Troy auto insurance rates, Grand Rapids auto insurance rates, and Warren auto insurance rates before you read more about the cost of auto insurance in Durand.

Don’t buy Durand, MI auto insurance until you’ve compared rates. Get free Durand, Michigan auto insurance quotes when you enter your ZIP code above.

Durand, MI Minimum Auto Insurance Requirements

The required auto insurance in Durand, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Durand, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Durand, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Durand, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Durand, MI. Take a look at Durand, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Durand, Michigan

Insurance Company Poor Fair Good
Allstate $31,166 $17,274 $13,283
Farmers $7,299 $4,822 $4,452
GEICO $7,387 $5,431 $4,419
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $6,889 $5,147 $4,369
Progressive $5,846 $4,913 $4,423
State Farm $17,936 $9,080 $6,170
Travelers $6,813 $6,608 $6,525
USAA $5,615 $3,189 $2,430

Buy Cheap Durand, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Durand, Michigan auto insurance rates? Find out how car insurance rates in Durand, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Durand, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,959 $14,959 $13,856 $13,856 $37,713 $37,713 $15,770 $15,770
Farmers $4,207 $4,207 $3,926 $3,926 $9,238 $9,238 $4,726 $4,726
GEICO $3,942 $3,942 $4,029 $4,029 $11,238 $11,238 $3,773 $3,773
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $4,005 $4,005 $3,584 $3,584 $9,927 $9,927 $4,357 $4,357
Progressive $3,002 $2,794 $2,651 $2,960 $10,829 $11,522 $3,494 $3,231
State Farm $6,791 $6,791 $6,261 $6,261 $23,241 $23,241 $7,955 $7,955
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,717 $2,583 $2,551 $2,414 $6,728 $6,426 $3,329 $3,209

Buy Cheap Durand, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Durand can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Durand, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Durand, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,713 $37,713
Farmers $9,238 $9,238
GEICO $11,238 $11,238
Liberty Mutual $34,357 $34,357
Nationwide $9,927 $9,927
Progressive $10,829 $11,522
State Farm $23,241 $23,241
Travelers $13,395 $13,395
USAA $6,728 $6,426

Buy Cheap Durand, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Durand, Michigan by comparing Durand senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Durand, MI here.

Annual Auto Insurance Rates for Senior Drivers in Durand, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,856 $13,856
Farmers $3,926 $3,926
GEICO $4,029 $4,029
Liberty Mutual $14,355 $14,355
Nationwide $3,584 $3,584
Progressive $2,651 $2,960
State Farm $6,261 $6,261
Travelers $3,858 $3,858
USAA $2,551 $2,414

Find Cheap Auto Insurance Rates in Durand, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Durand, Michigan auto insurance. Compare Durand, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Durand, Michigan

Insurance Company Low Medium High
Allstate $20,064 $20,620 $21,040
Farmers $5,405 $5,515 $5,653
GEICO $5,410 $5,700 $6,126
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $5,754 $5,370 $5,282
Progressive $4,902 $5,067 $5,211
State Farm $10,532 $11,127 $11,526
Travelers $6,575 $6,656 $6,715
USAA $3,641 $3,753 $3,839

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Find Cheap Durand, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Durand. Compare auto insurance rates in Durand, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Durand, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,574 $20,574
Farmers $5,524 $5,524
GEICO $5,616 $5,875
Liberty Mutual $18,753 $20,103
Nationwide $5,468 $5,468
Progressive $5,060 $5,060
State Farm $10,765 $11,359
Travelers $6,611 $6,686
USAA $3,702 $3,787

Find Cheap Durand, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Durand, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Durand, MI, take a look at the average cost for various violations versus rates for a clean driving record in Durand.

Annual Durand, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,037 $13,374 $44,845 $14,042
Farmers $4,645 $5,910 $5,836 $5,706
GEICO $2,004 $4,275 $12,975 $3,728
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $4,672 $6,251 $5,684 $5,267
Progressive $4,289 $5,631 $5,069 $5,252
State Farm $7,159 $8,516 $18,020 $10,553
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,010 $3,757 $4,929 $3,283

Find Cheap Durand, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Durand, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Durand for less when you shop around and compare rates from multiple Durand, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Durand, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,845
Farmers $5,836
GEICO $12,975
Liberty Mutual $30,178
Nationwide $5,684
Progressive $5,069
State Farm $18,020
Travelers $10,331
USAA $4,929

Winners by Category: Where to Buy Cheap Auto Insurance in Durand, MI

Compare rates from the cheapest auto insurance companies in Durand, MI for your needs. Take a look at how Durand, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Durand, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Durand, Michigan Auto Insurance Companies

If you’re looking for the cheapest Durand, MI auto insurance companies overall, you can compare them here. Find the best price for Durand, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Durand, Michigan

Insurance Company Average Annual Rates
Allstate $20,574
Farmers $5,524
GEICO $5,745
Liberty Mutual $19,428
Nationwide $5,468
Progressive $5,060
State Farm $11,062
Travelers $6,649
USAA $3,744

What affects Durand, Michigan auto insurance rates?

Local factors affect auto insurance rates in Durand, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Durand auto insurance rates.

Auto Theft in Durand

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Durand, MI auto theft show a total of 7 vehicle thefts annually.

Commute Times in Durand

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Durand, MI is 24.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Durand, MI

You can buy cheap Durand, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Durand, Michigan auto insurance quotes from top companies.

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