Buy Cheap Dunkirk, OH Auto Insurance (2021)

Dunkirk, OH auto insurance rates average $209 a month. Minimum auto insurance requirements in Dunkirk, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Dunkirk, OH, compare Dunkirk auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Dunkirk, OH for teens drivers are $5,111/year
  • Average auto insurance rates in Dunkirk, OH are $209/month
  • The most expensive auto insurance company in Dunkirk is Liberty Mutual

Finding affordable Dunkirk, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Dunkirk, OH auto insurance with confidence is right here. Auto insurance rates in Dunkirk are affected by local factors as well as personal ones like your driving record.

See how Dunkirk, OH car insurance rates compare to Lorain auto insurance rates, Cleveland auto insurance rates, and Toledo auto insurance rates before you read more about the cost of auto insurance in Dunkirk.

Don’t buy Dunkirk, OH auto insurance until you’ve compared rates. Get free Dunkirk, Ohio auto insurance quotes when you enter your ZIP code above.

Dunkirk, OH Minimum Auto Insurance Requirements

The required auto insurance in Dunkirk, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Dunkirk, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Dunkirk, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Dunkirk, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Dunkirk, OH. Take a look at Dunkirk, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Dunkirk, Ohio

Insurance Company Poor Fair Good
Allstate $3,505 $2,557 $2,143
American Family $1,825 $1,254 $1,064
Farmers $3,551 $2,998 $2,855
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,855 $3,106 $2,623
Progressive $3,438 $2,958 $2,758
State Farm $3,427 $2,118 $1,669
Travelers $3,045 $2,653 $2,480
USAA $1,762 $1,247 $1,063

Buy Cheap Dunkirk, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Dunkirk, Ohio auto insurance rates? Find out how car insurance rates in Dunkirk, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dunkirk, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,840 $1,836 $1,656 $1,769 $5,016 $5,745 $1,940 $2,077
American Family $891 $925 $806 $811 $2,577 $2,797 $1,092 $1,149
Farmers $1,666 $1,663 $1,468 $1,546 $7,311 $7,597 $1,870 $1,958
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $1,599 $1,514 $1,333 $1,373 $6,913 $7,787 $1,914 $1,974
State Farm $1,448 $1,448 $1,295 $1,295 $4,495 $5,653 $1,681 $1,923
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $826 $833 $785 $785 $2,525 $2,812 $1,102 $1,191

Buy Cheap Dunkirk, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Dunkirk can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dunkirk, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Dunkirk, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,016 $5,745
American Family $2,577 $2,797
Farmers $7,311 $7,597
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,448 $7,025
Progressive $6,913 $7,787
State Farm $4,495 $5,653
Travelers $5,411 $8,570
USAA $2,525 $2,812

Buy Cheap Dunkirk, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Dunkirk, Ohio by comparing Dunkirk senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dunkirk, OH here.

Annual Auto Insurance Rates for Senior Drivers in Dunkirk, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,656 $1,769
American Family $806 $811
Farmers $1,468 $1,546
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,925 $1,939
Progressive $1,333 $1,373
State Farm $1,295 $1,295
Travelers $1,247 $1,242
USAA $785 $785

Find Cheap Auto Insurance Rates in Dunkirk, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Dunkirk, Ohio auto insurance. Compare Dunkirk, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dunkirk, Ohio

Insurance Company Low Medium High
Allstate $2,660 $2,730 $2,815
American Family $1,361 $1,391 $1,391
Farmers $2,977 $3,089 $3,339
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,541 $3,096 $2,948
Progressive $2,937 $3,026 $3,191
State Farm $2,285 $2,412 $2,517
Travelers $2,646 $2,762 $2,768
USAA $1,300 $1,356 $1,416

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Find Cheap Dunkirk, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Dunkirk. Compare auto insurance rates in Dunkirk, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Dunkirk, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,735 $2,735
American Family $1,365 $1,397
Farmers $3,135 $3,135
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $3,195 $3,195
Progressive $3,051 $3,051
State Farm $2,345 $2,465
Travelers $2,726 $2,726
USAA $1,306 $1,409

Find Cheap Dunkirk, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Dunkirk, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dunkirk, OH, take a look at the average cost for various violations versus rates for a clean driving record in Dunkirk.

Annual Dunkirk, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,310 $2,778 $3,248 $2,604
American Family $1,325 $1,400 $1,400 $1,400
Farmers $2,586 $3,328 $3,245 $3,381
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $2,635 $3,565 $2,805 $3,199
State Farm $2,193 $2,617 $2,405 $2,405
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,045 $1,398 $1,829 $1,157

Find Cheap Dunkirk, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Dunkirk, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Dunkirk for less when you shop around and compare rates from multiple Dunkirk, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Dunkirk, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,248
American Family $1,400
Farmers $3,245
GEICO $2,408
Liberty Mutual $3,696
Nationwide $4,131
Progressive $2,805
State Farm $2,405
Travelers $3,940
USAA $1,829

Winners by Category: Where to Buy Cheap Auto Insurance in Dunkirk, OH

Compare rates from the cheapest auto insurance companies in Dunkirk, OH for your needs. Take a look at how Dunkirk, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Dunkirk, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Dunkirk, Ohio Auto Insurance Companies

If you’re looking for the cheapest Dunkirk, OH auto insurance companies overall, you can compare them here. Find the best price for Dunkirk, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Dunkirk, Ohio

Insurance Company Average Annual Rates
Allstate $2,735
American Family $1,381
Farmers $3,135
GEICO $1,699
Liberty Mutual $3,357
Nationwide $3,195
Progressive $3,051
State Farm $2,405
Travelers $2,726
USAA $1,357

What affects Dunkirk, Ohio auto insurance rates?

Local factors affect auto insurance rates in Dunkirk, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Dunkirk auto insurance rates.

Commute Times in Dunkirk

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Dunkirk, OH is 34.3 minutes according to City-Data.

Traffic in Dunkirk

How is traffic in Dunkirk, Ohio? Inrix data shows that Dunkirk, OH traffic makes it the 654th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Dunkirk, OH

You can buy cheap Dunkirk, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dunkirk, Ohio auto insurance quotes from top companies.

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