Buy Cheap Duncombe, IA Auto Insurance (2021)

Duncombe, IA auto insurance rates average $245 a month. Minimum auto insurance requirements in Duncombe, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Duncombe, IA, compare Duncombe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Duncombe, IA after a DUI are $3,539/year
  • The most expensive auto insurance company in Duncombe is Travelers
  • The most expensive auto insurance company in Duncombe after a DUI is Travelers

Finding affordable Duncombe, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Duncombe, IA auto insurance with confidence is right here. Auto insurance rates in Duncombe are affected by local factors as well as personal ones like your driving record.

See how Duncombe, IA car insurance rates compare to Council Bluffs auto insurance rates, Davenport auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Duncombe.

Don’t buy Duncombe, IA auto insurance until you’ve compared rates. Get free Duncombe, Iowa auto insurance quotes when you enter your ZIP code above.

Duncombe, IA Minimum Auto Insurance Requirements

The required auto insurance in Duncombe, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Duncombe, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Duncombe, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Duncombe, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Duncombe, IA. Take a look at Duncombe, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Duncombe, Iowa

Insurance Company Poor Fair Good
Allstate $3,681 $2,925 $2,636
American Family $3,918 $2,879 $2,420
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,777 $2,241 $2,028
State Farm $3,129 $1,936 $1,527
Travelers $6,132 $5,243 $4,998
USAA $2,307 $1,584 $1,372

Buy Cheap Duncombe, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Duncombe, Iowa auto insurance rates? Find out how car insurance rates in Duncombe, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Duncombe, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,978 $1,882 $1,774 $1,801 $6,048 $6,859 $2,127 $2,178
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,658 $1,597 $1,367 $1,419 $4,041 $4,561 $1,993 $2,152
State Farm $1,417 $1,417 $1,249 $1,249 $3,900 $4,936 $1,594 $1,819
Travelers $2,435 $2,484 $2,373 $2,378 $10,967 $17,503 $2,537 $2,986
USAA $1,181 $1,196 $1,084 $1,108 $3,143 $3,342 $1,417 $1,566

Buy Cheap Duncombe, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Duncombe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Duncombe, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Duncombe, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,048 $6,859
American Family $5,305 $7,426
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $4,041 $4,561
State Farm $3,900 $4,936
Travelers $10,967 $17,503
USAA $3,143 $3,342

Buy Cheap Duncombe, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Duncombe, Iowa by comparing Duncombe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Duncombe, IA here.

Annual Auto Insurance Rates for Senior Drivers in Duncombe, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,774 $1,801
American Family $1,770 $1,770
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,367 $1,419
State Farm $1,249 $1,249
Travelers $2,373 $2,378
USAA $1,084 $1,108

Find Cheap Auto Insurance Rates in Duncombe, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Duncombe, Iowa auto insurance. Compare Duncombe, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Duncombe, Iowa

Insurance Company Low Medium High
Allstate $2,950 $3,086 $3,207
American Family $3,086 $3,243 $2,888
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,215 $2,357 $2,474
State Farm $2,087 $2,210 $2,295
Travelers $5,135 $5,540 $5,699
USAA $1,660 $1,760 $1,843

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Find Cheap Duncombe, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Duncombe. Compare auto insurance rates in Duncombe, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Duncombe, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,007 $3,155
American Family $3,037 $3,108
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,348 $2,348
State Farm $2,144 $2,250
Travelers $5,458 $5,458
USAA $1,691 $1,818

Find Cheap Duncombe, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Duncombe, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Duncombe, IA, take a look at the average cost for various violations versus rates for a clean driving record in Duncombe.

Annual Duncombe, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,590 $3,167 $3,646 $2,921
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,889 $3,090 $2,050 $2,365
State Farm $2,030 $2,365 $2,197 $2,197
Travelers $3,972 $5,308 $7,111 $5,441
USAA $1,342 $1,799 $2,337 $1,540

Find Cheap Duncombe, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Duncombe, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Duncombe for less when you shop around and compare rates from multiple Duncombe, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Duncombe, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,646
American Family $4,217
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,816
Nationwide $3,265
Progressive $2,050
State Farm $2,197
Travelers $7,111
USAA $2,337

Winners by Category: Where to Buy Cheap Auto Insurance in Duncombe, IA

Compare rates from the cheapest auto insurance companies in Duncombe, IA for your needs. Take a look at how Duncombe, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Duncombe, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Duncombe, Iowa Auto Insurance Companies

If you’re looking for the cheapest Duncombe, IA auto insurance companies overall, you can compare them here. Find the best price for Duncombe, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Duncombe, Iowa

Insurance Company Average Annual Rates
Allstate $3,081
American Family $3,073
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,348
State Farm $2,197
Travelers $5,458
USAA $1,755

What affects Duncombe, Iowa auto insurance rates?

Local factors affect auto insurance rates in Duncombe, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Duncombe auto insurance rates.

Commute Times in Duncombe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Duncombe, IA is 19.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Duncombe, IA

You can buy cheap Duncombe, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Duncombe, Iowa auto insurance quotes from top companies.

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