Buy Cheap Dumas, TX Auto Insurance (2021)

Dumas, TX auto insurance rates average $333 a month. Minimum auto insurance requirements in Dumas, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Dumas, TX, compare Dumas auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Dumas, TX after a DUI are $4,520/year
  • The most expensive auto insurance company in Dumas is American Family
  • The most expensive auto insurance company in Dumas after a DUI is Allstate

Finding affordable Dumas, Texas auto insurance can be challenging, but everything you need to know to buy cheap Dumas, TX auto insurance with confidence is right here. Auto insurance rates in Dumas are affected by local factors as well as personal ones like your driving record.

See how Dumas, TX car insurance rates compare to Plano auto insurance rates, Dallas auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Dumas.

Don’t buy Dumas, TX auto insurance until you’ve compared rates. Get free Dumas, Texas auto insurance quotes when you enter your ZIP code above.

Dumas, TX Minimum Auto Insurance Requirements

The required auto insurance in Dumas, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Dumas, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Dumas, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Dumas, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Dumas, TX. Take a look at Dumas, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Dumas, Texas

Insurance Company Poor Fair Good
Allstate $6,775 $4,962 $4,239
American Family $7,819 $4,595 $3,986
GEICO $5,208 $2,945 $1,962
Nationwide $5,100 $4,065 $3,531
Progressive $5,312 $4,519 $4,162
State Farm $3,550 $2,207 $1,758
USAA $3,624 $2,022 $1,606

Buy Cheap Dumas, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Dumas, Texas auto insurance rates? Find out how car insurance rates in Dumas, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dumas, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,482 $3,536 $3,440 $3,440 $8,940 $10,875 $4,333 $4,559
American Family $3,759 $4,101 $3,174 $3,571 $7,881 $10,515 $5,023 $5,711
GEICO $2,595 $2,736 $2,374 $2,592 $5,356 $5,639 $2,811 $2,871
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,599 $2,513 $2,278 $2,340 $10,068 $11,233 $3,103 $3,183
State Farm $1,792 $1,792 $1,585 $1,585 $4,121 $5,224 $1,937 $2,005
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Buy Cheap Dumas, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Dumas can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dumas, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Dumas, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,940 $10,875
American Family $7,881 $10,515
GEICO $5,356 $5,639
Nationwide $7,453 $9,632
Progressive $10,068 $11,233
State Farm $4,121 $5,224
USAA $4,047 $4,518

Buy Cheap Dumas, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Dumas, Texas by comparing Dumas senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dumas, TX here.

Annual Auto Insurance Rates for Senior Drivers in Dumas, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,440
American Family $3,174 $3,571
GEICO $2,374 $2,592
Nationwide $2,351 $2,503
Progressive $2,278 $2,340
State Farm $1,585 $1,585
USAA $1,497 $1,531

Find Cheap Auto Insurance Rates in Dumas, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Dumas, Texas auto insurance. Compare Dumas, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dumas, Texas

Insurance Company Low Medium High
Allstate $5,241 $5,294 $5,441
American Family $5,230 $5,348 $5,823
GEICO $3,254 $3,343 $3,518
Nationwide $4,596 $4,046 $4,054
Progressive $4,481 $4,646 $4,867
State Farm $2,398 $2,499 $2,618
USAA $2,364 $2,412 $2,475

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Find Cheap Dumas, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Dumas. Compare auto insurance rates in Dumas, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Dumas, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,206 $5,445
American Family $5,467 $5,467
GEICO $3,296 $3,447
Nationwide $4,232 $4,232
Progressive $4,665 $4,665
State Farm $2,505 $2,505
USAA $2,385 $2,449

Find Cheap Dumas, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Dumas, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dumas, TX, take a look at the average cost for various violations versus rates for a clean driving record in Dumas.

Annual Dumas, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $6,306 $6,571 $4,212
American Family $5,037 $6,271 $5,522 $5,037
GEICO $2,860 $3,678 $3,228 $3,721
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $4,074 $5,193 $4,777 $4,614
State Farm $2,245 $2,550 $2,980 $2,245
USAA $1,833 $2,638 $3,094 $2,103

Find Cheap Dumas, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Dumas, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Dumas for less when you shop around and compare rates from multiple Dumas, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Dumas, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,571
American Family $5,522
GEICO $3,228
Nationwide $5,466
Progressive $4,777
State Farm $2,980
USAA $3,094

Winners by Category: Where to Buy Cheap Auto Insurance in Dumas, TX

Compare rates from the cheapest auto insurance companies in Dumas, TX for your needs. Take a look at how Dumas, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Dumas, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Dumas, Texas Auto Insurance Companies

If you’re looking for the cheapest Dumas, TX auto insurance companies overall, you can compare them here. Find the best price for Dumas, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Dumas, Texas

Insurance Company Average Annual Rates
Allstate $5,325
American Family $5,467
GEICO $3,372
Nationwide $4,232
Progressive $4,665
State Farm $2,505
USAA $2,417

What affects Dumas, Texas auto insurance rates?

Local factors affect auto insurance rates in Dumas, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Dumas auto insurance rates.

Auto Theft in Dumas

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Dumas, TX auto theft show a total of 31 vehicle thefts annually.

Commute Times in Dumas

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Dumas, TX is 18.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Dumas, TX

You can buy cheap Dumas, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dumas, Texas auto insurance quotes from top companies.

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