Buy Cheap Dover, OH Auto Insurance (2021)

Dover, OH auto insurance rates average $219 a month. Minimum auto insurance requirements in Dover, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Dover, OH, compare Dover auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Dover, OH for teens drivers are $5,347/year
  • Average auto insurance rates in Dover, OH after a DUI are $3,066/year
  • The most expensive auto insurance company in Dover after a DUI is Liberty Mutual

Finding affordable Dover, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Dover, OH auto insurance with confidence is right here. Auto insurance rates in Dover are affected by local factors as well as personal ones like your driving record.

See how Dover, OH car insurance rates compare to Canton auto insurance rates, Columbus auto insurance rates, and Dayton auto insurance rates before you read more about the cost of auto insurance in Dover.

Don’t buy Dover, OH auto insurance until you’ve compared rates. Get free Dover, Ohio auto insurance quotes when you enter your ZIP code above.

Dover, OH Minimum Auto Insurance Requirements

The required auto insurance in Dover, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Dover, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Dover, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Dover, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Dover, OH. Take a look at Dover, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Dover, Ohio

Insurance Company Poor Fair Good
Allstate $3,951 $2,870 $2,404
American Family $1,881 $1,285 $1,087
Farmers $3,369 $2,839 $2,704
GEICO $2,258 $1,883 $1,508
Liberty Mutual $5,970 $3,644 $2,860
Nationwide $3,783 $3,049 $2,575
Progressive $3,268 $2,812 $2,623
State Farm $3,178 $1,965 $1,549
Travelers $3,457 $3,003 $2,803
USAA $1,792 $1,268 $1,081

Buy Cheap Dover, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Dover, Ohio auto insurance rates? Find out how car insurance rates in Dover, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dover, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,072 $2,072 $1,858 $1,988 $5,621 $6,440 $2,194 $2,355
American Family $906 $942 $818 $824 $2,661 $2,897 $1,117 $1,177
Farmers $1,604 $1,597 $1,415 $1,489 $6,868 $7,117 $1,795 $1,880
GEICO $1,370 $1,326 $1,266 $1,267 $3,627 $3,381 $1,526 $1,303
Liberty Mutual $1,978 $2,163 $1,524 $1,854 $10,001 $11,312 $2,115 $2,317
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,516 $1,436 $1,262 $1,299 $6,582 $7,413 $1,822 $1,877
State Farm $1,358 $1,358 $1,209 $1,209 $4,135 $5,204 $1,573 $1,799
Travelers $1,441 $1,463 $1,429 $1,420 $6,113 $9,612 $1,500 $1,723
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Dover, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Dover can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dover, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Dover, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,621 $6,440
American Family $2,661 $2,897
Farmers $6,868 $7,117
GEICO $3,627 $3,381
Liberty Mutual $10,001 $11,312
Nationwide $5,290 $6,843
Progressive $6,582 $7,413
State Farm $4,135 $5,204
Travelers $6,113 $9,612
USAA $2,571 $2,863

Buy Cheap Dover, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Dover, Ohio by comparing Dover senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dover, OH here.

Annual Auto Insurance Rates for Senior Drivers in Dover, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,858 $1,988
American Family $818 $824
Farmers $1,415 $1,489
GEICO $1,266 $1,267
Liberty Mutual $1,524 $1,854
Nationwide $1,900 $1,918
Progressive $1,262 $1,299
State Farm $1,209 $1,209
Travelers $1,429 $1,420
USAA $798 $797

Find Cheap Auto Insurance Rates in Dover, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Dover, Ohio auto insurance. Compare Dover, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dover, Ohio

Insurance Company Low Medium High
Allstate $2,990 $3,070 $3,165
American Family $1,400 $1,428 $1,424
Farmers $2,829 $2,931 $3,151
GEICO $1,831 $1,876 $1,942
Liberty Mutual $4,009 $4,178 $4,287
Nationwide $3,466 $3,040 $2,901
Progressive $2,808 $2,880 $3,015
State Farm $2,126 $2,237 $2,330
Travelers $3,010 $3,128 $3,125
USAA $1,323 $1,379 $1,440

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Find Cheap Dover, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Dover. Compare auto insurance rates in Dover, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Dover, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,075 $3,075
American Family $1,401 $1,435
Farmers $2,970 $2,970
GEICO $1,849 $1,918
Liberty Mutual $4,158 $4,158
Nationwide $3,136 $3,136
Progressive $2,901 $2,901
State Farm $2,176 $2,286
Travelers $3,088 $3,088
USAA $1,328 $1,433

Find Cheap Dover, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Dover, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dover, OH, take a look at the average cost for various violations versus rates for a clean driving record in Dover.

Annual Dover, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,600 $3,128 $3,644 $2,928
American Family $1,359 $1,437 $1,437 $1,437
Farmers $2,452 $3,152 $3,073 $3,205
GEICO $1,288 $1,845 $2,640 $1,760
Liberty Mutual $3,500 $4,474 $4,584 $4,074
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,505 $3,391 $2,665 $3,043
State Farm $2,039 $2,423 $2,231 $2,231
Travelers $2,275 $2,962 $4,466 $2,647
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Dover, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Dover, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Dover for less when you shop around and compare rates from multiple Dover, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Dover, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,644
American Family $1,437
Farmers $3,073
GEICO $2,640
Liberty Mutual $4,584
Nationwide $4,062
Progressive $2,665
State Farm $2,231
Travelers $4,466
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Dover, OH

Compare rates from the cheapest auto insurance companies in Dover, OH for your needs. Take a look at how Dover, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Dover, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Dover, Ohio Auto Insurance Companies

If you’re looking for the cheapest Dover, OH auto insurance companies overall, you can compare them here. Find the best price for Dover, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Dover, Ohio

Insurance Company Average Annual Rates
Allstate $3,075
American Family $1,418
Farmers $2,971
GEICO $1,883
Liberty Mutual $4,158
Nationwide $3,136
Progressive $2,901
State Farm $2,231
Travelers $3,088
USAA $1,380

What affects Dover, Ohio auto insurance rates?

Local factors affect auto insurance rates in Dover, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Dover auto insurance rates.

Auto Theft in Dover

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Dover, OH auto theft show a total of 7 vehicle thefts annually.

Commute Times in Dover

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Dover, OH is 20.5 minutes according to City-Data.

Traffic in Dover

How is traffic in Dover, Ohio? Inrix data shows that Dover, OH traffic makes it the 836th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Dover, OH

You can buy cheap Dover, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dover, Ohio auto insurance quotes from top companies.

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