Buy Cheap Dover, DE Auto Insurance (2021)

Dover, DE auto insurance rates average $444 a month. Minimum auto insurance requirements in Dover, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Dover, DE, compare Dover auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Dover, DE after a DUI are $6,997/year
  • The most expensive auto insurance company in Dover after a DUI is Liberty Mutual
  • Average auto insurance rates in Dover, DE are $444/month

Finding affordable Dover, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Dover, DE auto insurance with confidence is right here. Auto insurance rates in Dover are affected by local factors as well as personal ones like your driving record.

See how Dover, DE car insurance rates compare to Milford auto insurance rates, Laurel auto insurance rates, and Dover auto insurance rates before you read more about the cost of auto insurance in Dover.

Don’t buy Dover, DE auto insurance until you’ve compared rates. Get free Dover, Delaware auto insurance quotes when you enter your ZIP code above.

Dover, DE Minimum Auto Insurance Requirements

The required auto insurance in Dover, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Dover, Delaware is outlined here.

Minimum Required Auto Insurance Coverage in Dover, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Dover, DE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Dover, DE. Take a look at Dover, Delaware auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Dover, Delaware

Insurance Company Poor Fair Good
Allstate $7,466 $5,290 $4,694
GEICO $5,388 $2,990 $2,050
Liberty Mutual $21,763 $14,652 $11,808
Nationwide $4,566 $3,798 $3,461
Progressive $4,343 $3,802 $3,513
State Farm $6,130 $3,376 $2,505
Travelers $3,731 $3,083 $3,223
USAA $3,376 $1,646 $1,193

Buy Cheap Dover, DE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Dover, Delaware auto insurance rates? Find out how car insurance rates in Dover, DE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dover, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,427 $3,364 $3,013 $3,171 $12,083 $14,070 $3,597 $3,808
GEICO $2,451 $2,735 $2,355 $2,759 $6,067 $6,346 $2,586 $2,512
Liberty Mutual $10,750 $10,750 $10,620 $10,620 $23,936 $36,266 $10,750 $14,902
Nationwide $2,761 $2,739 $2,524 $2,513 $6,481 $8,199 $3,055 $3,260
Progressive $1,856 $1,718 $1,635 $1,667 $9,375 $10,364 $2,266 $2,208
State Farm $2,528 $2,528 $2,330 $2,330 $7,208 $9,312 $2,836 $2,957
Travelers $1,329 $1,333 $1,315 $1,280 $7,359 $11,212 $1,416 $1,522
USAA $1,153 $1,133 $1,070 $1,066 $4,203 $4,934 $1,439 $1,577

Buy Cheap Dover, DE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Dover can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dover, DE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Dover, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,083 $14,070
GEICO $6,067 $6,346
Liberty Mutual $23,936 $36,266
Nationwide $6,481 $8,199
Progressive $9,375 $10,364
State Farm $7,208 $9,312
Travelers $7,359 $11,212
USAA $4,203 $4,934

Buy Cheap Dover, DE Auto Insurance for Seniors

You can save on senior auto insurance rates in Dover, Delaware by comparing Dover senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dover, DE here.

Annual Auto Insurance Rates for Senior Drivers in Dover, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,013 $3,171
GEICO $2,355 $2,759
Liberty Mutual $10,620 $10,620
Nationwide $2,524 $2,513
Progressive $1,635 $1,667
State Farm $2,330 $2,330
Travelers $1,315 $1,280
USAA $1,070 $1,066

Find Cheap Auto Insurance Rates in Dover, DE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Dover, Delaware auto insurance. Compare Dover, DE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dover, Delaware

Insurance Company Low Medium High
Allstate $5,286 $5,889 $6,275
GEICO $3,131 $3,529 $3,769
Liberty Mutual $15,290 $15,890 $17,043
Nationwide $3,911 $3,878 $4,036
Progressive $3,400 $3,931 $4,327
State Farm $3,739 $4,013 $4,259
Travelers $3,136 $3,453 $3,448
USAA $1,935 $2,067 $2,213

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Dover, DE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Dover. Compare auto insurance rates in Dover, DE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Dover, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,817 $5,817
GEICO $3,420 $3,532
Liberty Mutual $15,629 $16,520
Nationwide $3,941 $3,941
Progressive $3,886 $3,886
State Farm $3,867 $4,141
Travelers $3,346 $3,346
USAA $2,050 $2,094

Find Cheap Dover, DE Auto Insurance Rates by ZIP Code

Auto insurance rates in Dover, Delaware can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Dover, DE to see how much where you live in Dover affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Dover, Delaware

ZIP Code Average Annual Rates
19904 $5,342
19906 $5,312

Find Cheap Dover, DE Auto Insurance Rates by Driving Record

Auto insurance rates in Dover, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dover, DE, take a look at the average cost for various violations versus rates for a clean driving record in Dover.

Annual Dover, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,929 $5,898 $6,856 $5,584
GEICO $2,659 $3,692 $4,542 $3,012
Liberty Mutual $12,874 $14,791 $23,443 $13,189
Nationwide $3,154 $3,154 $5,741 $3,718
Progressive $3,351 $4,434 $3,813 $3,946
State Farm $3,630 $4,377 $4,004 $4,004
Travelers $2,858 $2,867 $4,662 $2,995
USAA $1,710 $1,710 $2,915 $1,952

Find Cheap Dover, DE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Dover, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Dover for less when you shop around and compare rates from multiple Dover, DE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Dover, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,856
GEICO $4,542
Liberty Mutual $23,443
Nationwide $5,741
Progressive $3,813
State Farm $4,004
Travelers $4,662
USAA $2,915

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Dover, DE

Compare rates from the cheapest auto insurance companies in Dover, DE for your needs. Take a look at how Dover, Delaware auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Dover, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Dover, Delaware Auto Insurance Companies

If you’re looking for the cheapest Dover, DE auto insurance companies overall, you can compare them here. Find the best price for Dover, Delaware car insurance by company.

Average Annual Auto Insurance Rates by Company in Dover, Delaware

Insurance Company Average Annual Rates
Allstate $5,817
GEICO $3,476
Liberty Mutual $16,074
Nationwide $3,941
Progressive $3,886
State Farm $4,004
Travelers $3,346
USAA $2,072

What affects Dover, Delaware auto insurance rates?

Local factors affect auto insurance rates in Dover, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Dover auto insurance rates.

Commute Times in Dover

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Dover, DE is 21.9 minutes according to City-Data.

Traffic in Dover

How is traffic in Dover, Delaware? Inrix data shows that Dover, DE traffic makes it the 836th-most congested city compared to other cities worldwide.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Dover, DE

You can buy cheap Dover, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dover, Delaware auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption