Buy Cheap Dougherty, IA Auto Insurance (2021)

Dougherty, IA auto insurance rates average $239 a month. Minimum auto insurance requirements in Dougherty, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Dougherty, IA, compare Dougherty auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Dougherty after a DUI is Travelers
  • Average auto insurance rates in Dougherty, IA after a DUI are $3,445/year
  • Average auto insurance rates in Dougherty, IA for teens drivers are $5,443/year

Finding affordable Dougherty, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Dougherty, IA auto insurance with confidence is right here. Auto insurance rates in Dougherty are affected by local factors as well as personal ones like your driving record.

See how Dougherty, IA car insurance rates compare to West Des Moines auto insurance rates, Cedar Rapids auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Dougherty.

Don’t buy Dougherty, IA auto insurance until you’ve compared rates. Get free Dougherty, Iowa auto insurance quotes when you enter your ZIP code above.

Dougherty, IA Minimum Auto Insurance Requirements

The required auto insurance in Dougherty, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Dougherty, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Dougherty, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Dougherty, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Dougherty, IA. Take a look at Dougherty, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Dougherty, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,685 $2,709 $2,278
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $2,848 $2,233 $1,959
Progressive $2,811 $2,269 $2,055
State Farm $3,113 $1,926 $1,519
Travelers $5,880 $5,017 $4,780
USAA $2,504 $1,720 $1,490

Buy Cheap Dougherty, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Dougherty, Iowa auto insurance rates? Find out how car insurance rates in Dougherty, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dougherty, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,863 $1,863 $1,667 $1,667 $4,980 $6,977 $1,863 $2,242
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,633 $1,676 $1,458 $1,554 $3,749 $4,846 $1,849 $2,009
Progressive $1,673 $1,612 $1,377 $1,429 $4,102 $4,634 $2,014 $2,186
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,380 $2,432 $2,296 $2,308 $10,402 $16,568 $2,473 $2,944
USAA $1,271 $1,286 $1,166 $1,188 $3,450 $3,663 $1,527 $1,687

Buy Cheap Dougherty, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Dougherty can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dougherty, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Dougherty, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,980 $6,977
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,036 $11,288
Nationwide $3,749 $4,846
Progressive $4,102 $4,634
State Farm $3,825 $4,856
Travelers $10,402 $16,568
USAA $3,450 $3,663

Buy Cheap Dougherty, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Dougherty, Iowa by comparing Dougherty senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dougherty, IA here.

Annual Auto Insurance Rates for Senior Drivers in Dougherty, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,667 $1,667
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,800 $2,185
Nationwide $1,458 $1,554
Progressive $1,377 $1,429
State Farm $1,254 $1,254
Travelers $2,296 $2,308
USAA $1,166 $1,188

Find Cheap Auto Insurance Rates in Dougherty, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Dougherty, Iowa auto insurance. Compare Dougherty, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dougherty, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,899 $3,051 $2,721
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,441 $2,337 $2,262
Progressive $2,252 $2,385 $2,498
State Farm $2,083 $2,198 $2,277
Travelers $4,944 $5,302 $5,430
USAA $1,809 $1,911 $1,995

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Find Cheap Dougherty, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Dougherty. Compare auto insurance rates in Dougherty, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Dougherty, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,857 $2,924
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,306 $4,306
Nationwide $2,347 $2,347
Progressive $2,378 $2,378
State Farm $2,133 $2,239
Travelers $5,225 $5,225
USAA $1,835 $1,974

Find Cheap Dougherty, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Dougherty, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dougherty, IA, take a look at the average cost for various violations versus rates for a clean driving record in Dougherty.

Annual Dougherty, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,086 $3,061 $3,963 $2,452
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,702 $2,440 $3,321 $1,924
Progressive $1,912 $3,133 $2,073 $2,395
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,822 $5,080 $6,785 $5,214
USAA $1,454 $1,954 $2,541 $1,670

Find Cheap Dougherty, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Dougherty, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Dougherty for less when you shop around and compare rates from multiple Dougherty, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Dougherty, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,113
American Family $3,963
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,690
Nationwide $3,321
Progressive $2,073
State Farm $2,186
Travelers $6,785
USAA $2,541

Winners by Category: Where to Buy Cheap Auto Insurance in Dougherty, IA

Compare rates from the cheapest auto insurance companies in Dougherty, IA for your needs. Take a look at how Dougherty, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Dougherty, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Dougherty, Iowa Auto Insurance Companies

If you’re looking for the cheapest Dougherty, IA auto insurance companies overall, you can compare them here. Find the best price for Dougherty, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Dougherty, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,890
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,306
Nationwide $2,347
Progressive $2,378
State Farm $2,186
Travelers $5,225
USAA $1,905

What affects Dougherty, Iowa auto insurance rates?

Local factors affect auto insurance rates in Dougherty, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Dougherty auto insurance rates.

Commute Times in Dougherty

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Dougherty, IA is 22.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Dougherty, IA

You can buy cheap Dougherty, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dougherty, Iowa auto insurance quotes from top companies.

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