Buy Cheap Dorchester, IA Auto Insurance (2021)

Dorchester, IA auto insurance rates average $252 a month. Minimum auto insurance requirements in Dorchester, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Dorchester, IA, compare Dorchester auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Dorchester, IA are $252/month
  • Average auto insurance rates in Dorchester, IA after a DUI are $3,642/year
  • The most expensive auto insurance company in Dorchester is Travelers

Finding affordable Dorchester, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Dorchester, IA auto insurance with confidence is right here. Auto insurance rates in Dorchester are affected by local factors as well as personal ones like your driving record.

See how Dorchester, IA car insurance rates compare to Ankeny auto insurance rates, Council Bluffs auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Dorchester.

Don’t buy Dorchester, IA auto insurance until you’ve compared rates. Get free Dorchester, Iowa auto insurance quotes when you enter your ZIP code above.

Dorchester, IA Minimum Auto Insurance Requirements

The required auto insurance in Dorchester, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Dorchester, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Dorchester, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Dorchester, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Dorchester, IA. Take a look at Dorchester, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Dorchester, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $4,048 $2,975 $2,496
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $3,213 $2,574 $2,324
State Farm $3,376 $2,088 $1,646
Travelers $6,151 $5,240 $4,988
USAA $2,445 $1,677 $1,452

Buy Cheap Dorchester, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Dorchester, Iowa auto insurance rates? Find out how car insurance rates in Dorchester, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dorchester, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $2,051 $2,051 $1,832 $1,832 $5,438 $7,652 $2,051 $2,474
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,936 $1,878 $1,591 $1,649 $4,553 $5,154 $2,335 $2,531
State Farm $1,579 $1,579 $1,373 $1,373 $4,081 $5,196 $1,770 $2,009
Travelers $2,510 $2,565 $2,418 $2,428 $10,824 $17,213 $2,603 $3,114
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Buy Cheap Dorchester, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Dorchester can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dorchester, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Dorchester, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $5,438 $7,652
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,553 $5,154
State Farm $4,081 $5,196
Travelers $10,824 $17,213
USAA $3,352 $3,562

Buy Cheap Dorchester, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Dorchester, Iowa by comparing Dorchester senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dorchester, IA here.

Annual Auto Insurance Rates for Senior Drivers in Dorchester, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,832 $1,832
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,591 $1,649
State Farm $1,373 $1,373
Travelers $2,418 $2,428
USAA $1,139 $1,163

Find Cheap Auto Insurance Rates in Dorchester, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Dorchester, Iowa auto insurance. Compare Dorchester, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dorchester, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $3,197 $3,348 $2,973
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,577 $2,709 $2,824
State Farm $2,272 $2,381 $2,457
Travelers $5,164 $5,540 $5,674
USAA $1,768 $1,863 $1,942

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Find Cheap Dorchester, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Dorchester. Compare auto insurance rates in Dorchester, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Dorchester, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,952
American Family $3,136 $3,210
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,703 $2,703
State Farm $2,314 $2,426
Travelers $5,459 $5,459
USAA $1,790 $1,925

Find Cheap Dorchester, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Dorchester, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dorchester, IA, take a look at the average cost for various violations versus rates for a clean driving record in Dorchester.

Annual Dorchester, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $2,291 $3,348 $4,357 $2,695
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,179 $3,544 $2,359 $2,732
State Farm $2,207 $2,533 $2,370 $2,370
Travelers $3,994 $5,300 $7,086 $5,458
USAA $1,420 $1,903 $2,478 $1,630

Find Cheap Dorchester, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Dorchester, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Dorchester for less when you shop around and compare rates from multiple Dorchester, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Dorchester, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,359
American Family $4,357
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,359
State Farm $2,370
Travelers $7,086
USAA $2,478

Winners by Category: Where to Buy Cheap Auto Insurance in Dorchester, IA

Compare rates from the cheapest auto insurance companies in Dorchester, IA for your needs. Take a look at how Dorchester, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Dorchester, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Dorchester, Iowa Auto Insurance Companies

If you’re looking for the cheapest Dorchester, IA auto insurance companies overall, you can compare them here. Find the best price for Dorchester, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Dorchester, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $3,173
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,703
State Farm $2,370
Travelers $5,459
USAA $1,858

Compare Auto Insurance Quotes in Dorchester, IA

You can buy cheap Dorchester, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dorchester, Iowa auto insurance quotes from top companies.

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