Buy Cheap Divide, CO Auto Insurance (2022)

Divide, CO auto insurance rates average $330 a month. Minimum auto insurance requirements in Divide, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Divide, CO, compare Divide auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Divide, CO for teens drivers are $7,654/year
  • The most expensive auto insurance company in Divide after a DUI is Allstate
  • The most expensive auto insurance company in Divide is Allstate

Finding affordable Divide, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Divide, CO auto insurance with confidence is right here. Auto insurance rates in Divide are affected by local factors as well as personal ones like your driving record.

See how Divide, CO car insurance rates compare to Colorado Springs auto insurance rates, Centennial auto insurance rates, and Arvada auto insurance rates before you read more about the cost of auto insurance in Divide.

Don’t buy Divide, CO auto insurance until you’ve compared rates. Get free Divide, Colorado auto insurance quotes when you enter your ZIP code above.

Divide, CO Minimum Auto Insurance Requirements

The required auto insurance in Divide, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Divide, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Divide, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Divide, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Divide, CO. Take a look at Divide, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Divide, Colorado

Insurance Company Poor Fair Good
Allstate $7,063 $5,444 $4,108
American Family $4,920 $3,505 $2,940
Farmers $6,383 $5,184 $4,929
GEICO $3,570 $2,970 $2,370
Liberty Mutual $3,813 $2,332 $1,856
Nationwide $4,179 $3,306 $2,883
Progressive $5,015 $4,276 $3,922
State Farm $4,930 $3,167 $2,553
USAA $5,531 $3,141 $2,512

Buy Cheap Divide, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Divide, Colorado auto insurance rates? Find out how car insurance rates in Divide, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Divide, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,384 $3,167 $3,045 $3,077 $11,773 $12,378 $3,732 $3,751
American Family $2,586 $2,586 $2,332 $2,332 $6,279 $8,437 $2,586 $3,168
Farmers $3,250 $3,227 $2,944 $3,163 $12,053 $12,170 $3,567 $3,618
GEICO $1,889 $2,062 $2,016 $2,295 $5,858 $6,169 $1,725 $1,744
Liberty Mutual $1,750 $1,682 $1,478 $1,626 $5,359 $5,859 $1,774 $1,805
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,675 $2,501 $2,334 $2,324 $9,178 $10,275 $3,015 $2,934
State Farm $2,246 $2,246 $2,011 $2,011 $6,349 $8,063 $2,509 $2,965
USAA $2,483 $2,486 $2,360 $2,371 $6,250 $7,173 $3,205 $3,498

Buy Cheap Divide, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Divide can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Divide, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Divide, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,773 $12,378
American Family $6,279 $8,437
Farmers $12,053 $12,170
GEICO $5,858 $6,169
Liberty Mutual $5,359 $5,859
Nationwide $5,787 $7,409
Progressive $9,178 $10,275
State Farm $6,349 $8,063
USAA $6,250 $7,173

Buy Cheap Divide, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Divide, Colorado by comparing Divide senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Divide, CO here.

Annual Auto Insurance Rates for Senior Drivers in Divide, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,045 $3,077
American Family $2,332 $2,332
Farmers $2,944 $3,163
GEICO $2,016 $2,295
Liberty Mutual $1,478 $1,626
Nationwide $2,070 $2,189
Progressive $2,334 $2,324
State Farm $2,011 $2,011
USAA $2,360 $2,371

Find Cheap Auto Insurance Rates in Divide, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Divide, Colorado auto insurance. Compare Divide, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Divide, Colorado

Insurance Company Low Medium High
Allstate $5,238 $5,520 $5,857
American Family $3,587 $3,866 $3,911
Farmers $4,857 $5,426 $6,214
GEICO $2,627 $2,903 $3,379
Liberty Mutual $2,516 $2,656 $2,828
Nationwide $3,455 $3,454 $3,458
Progressive $4,046 $4,417 $4,750
State Farm $3,319 $3,552 $3,779
USAA $3,572 $3,728 $3,885

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Find Cheap Divide, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Divide. Compare auto insurance rates in Divide, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Divide, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,538 $5,538
American Family $3,706 $3,870
Farmers $5,499 $5,499
GEICO $2,905 $3,034
Liberty Mutual $2,667 $2,667
Nationwide $3,456 $3,456
Progressive $4,404 $4,404
State Farm $3,462 $3,638
USAA $3,621 $3,835

Find Cheap Divide, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Divide, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Divide, CO, take a look at the average cost for various violations versus rates for a clean driving record in Divide.

Annual Divide, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,721 $5,434 $6,647 $5,351
American Family $2,801 $3,971 $5,203 $3,177
Farmers $4,655 $5,965 $5,879 $5,497
GEICO $2,096 $3,268 $3,776 $2,739
Liberty Mutual $2,340 $2,733 $2,836 $2,758
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,808 $5,347 $4,020 $4,442
State Farm $3,275 $3,825 $3,550 $3,550
USAA $2,712 $3,312 $5,826 $3,063

Find Cheap Divide, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Divide, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Divide for less when you shop around and compare rates from multiple Divide, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Divide, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,647
American Family $5,203
Farmers $5,879
GEICO $3,776
Liberty Mutual $2,836
Nationwide $4,607
Progressive $4,020
State Farm $3,550
USAA $5,826

Winners by Category: Where to Buy Cheap Auto Insurance in Divide, CO

Compare rates from the cheapest auto insurance companies in Divide, CO for your needs. Take a look at how Divide, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Divide, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Divide, Colorado Auto Insurance Companies

If you’re looking for the cheapest Divide, CO auto insurance companies overall, you can compare them here. Find the best price for Divide, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Divide, Colorado

Insurance Company Average Annual Rates
Allstate $5,538
American Family $3,788
Farmers $5,499
GEICO $2,970
Liberty Mutual $2,667
Nationwide $3,456
Progressive $4,404
State Farm $3,550
USAA $3,728

Compare Auto Insurance Quotes in Divide, CO

You can buy cheap Divide, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Divide, Colorado auto insurance quotes from top companies.

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