Buy Cheap Discovery Bay, CA Auto Insurance (2021)

Discovery Bay, CA auto insurance rates average $306 a month. Minimum auto insurance requirements in Discovery Bay, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Discovery Bay, CA, compare Discovery Bay auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Discovery Bay, CA are $306/month
  • Average auto insurance rates in Discovery Bay, CA for teens drivers are $6,195/year
  • Average auto insurance rates in Discovery Bay, CA after a DUI are $5,155/year

Finding affordable Discovery Bay, California auto insurance can be challenging, but everything you need to know to buy cheap Discovery Bay, CA auto insurance with confidence is right here. Auto insurance rates in Discovery Bay are affected by local factors as well as personal ones like your driving record.

See how Discovery Bay, CA car insurance rates compare to San Jose auto insurance rates, Long Beach auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in Discovery Bay.

Don’t buy Discovery Bay, CA auto insurance until you’ve compared rates. Get free Discovery Bay, California auto insurance quotes when you enter your ZIP code above.

Discovery Bay, CA Minimum Auto Insurance Requirements

The required auto insurance in Discovery Bay, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Discovery Bay, California is outlined here.

Minimum Required Auto Insurance Coverage in Discovery Bay, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Discovery Bay, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Discovery Bay, California auto insurance rates? Find out how car insurance rates in Discovery Bay, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Discovery Bay, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,736 $2,742 $1,997 $2,020 $7,601 $9,574 $3,516 $3,877
Farmers $2,637 $2,637 $2,380 $2,380 $8,421 $13,794 $3,126 $3,482
GEICO $1,849 $1,850 $1,739 $1,739 $5,623 $5,721 $2,656 $2,717
Liberty Mutual $2,235 $2,122 $2,067 $2,008 $4,870 $5,167 $2,526 $2,542
Nationwide $3,389 $3,234 $2,970 $2,798 $8,650 $9,550 $4,051 $3,998
Progressive $1,953 $2,008 $1,682 $1,986 $5,299 $6,351 $2,833 $3,041
State Farm $3,239 $3,239 $2,894 $2,894 $5,962 $7,392 $3,587 $3,699
Travelers $2,374 $2,299 $2,099 $2,076 $4,882 $5,588 $3,081 $3,019
USAA $1,946 $1,842 $1,897 $1,904 $4,451 $4,474 $2,691 $2,543

Buy Cheap Discovery Bay, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Discovery Bay can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Discovery Bay, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Discovery Bay, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,601 $9,574
Farmers $8,421 $13,794
GEICO $5,623 $5,721
Liberty Mutual $4,870 $5,167
Nationwide $8,650 $9,550
Progressive $5,299 $6,351
State Farm $5,962 $7,392
Travelers $4,882 $5,588
USAA $4,451 $4,474

Buy Cheap Discovery Bay, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Discovery Bay, California by comparing Discovery Bay senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Discovery Bay, CA here.

Annual Auto Insurance Rates for Senior Drivers in Discovery Bay, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,997 $2,020
Farmers $2,380 $2,380
GEICO $1,739 $1,739
Liberty Mutual $2,067 $2,008
Nationwide $2,970 $2,798
Progressive $1,682 $1,986
State Farm $2,894 $2,894
Travelers $2,099 $2,076
USAA $1,897 $1,904

Find Cheap Auto Insurance Rates in Discovery Bay, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Discovery Bay, California auto insurance. Compare Discovery Bay, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Discovery Bay, California

Insurance Company Low Medium High
Allstate $4,047 $4,292 $4,434
Farmers $4,522 $4,895 $5,154
GEICO $2,709 $3,020 $3,232
Liberty Mutual $2,751 $2,968 $3,108
Nationwide $4,322 $4,917 $5,250
Progressive $2,763 $3,254 $3,416
State Farm $3,723 $4,182 $4,436
Travelers $2,785 $3,263 $3,483
USAA $2,462 $2,772 $2,922

Find Cheap Discovery Bay, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Discovery Bay. Compare auto insurance rates in Discovery Bay, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Discovery Bay, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,842 $4,673
Farmers $4,407 $5,307
GEICO $2,713 $3,260
Liberty Mutual $2,702 $3,182
Nationwide $4,264 $5,396
Progressive $2,850 $3,439
State Farm $3,965 $4,262
Travelers $2,859 $3,496
USAA $2,505 $2,932

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Discovery Bay, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Discovery Bay, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Discovery Bay, CA, take a look at the average cost for various violations versus rates for a clean driving record in Discovery Bay.

Annual Discovery Bay, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,566 $4,324 $6,774 $3,368
Farmers $3,592 $4,890 $6,090 $4,856
GEICO $2,089 $3,223 $4,045 $2,591
Liberty Mutual $2,553 $3,423 $3,087 $2,705
Nationwide $3,369 $4,320 $7,310 $4,320
Progressive $2,050 $3,508 $4,058 $2,961
State Farm $2,935 $3,501 $6,612 $3,406
Travelers $2,129 $3,446 $4,013 $3,120
USAA $1,806 $2,689 $4,401 $1,978

Find Cheap Discovery Bay, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Discovery Bay, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Discovery Bay for less when you shop around and compare rates from multiple Discovery Bay, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Discovery Bay, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,774
Farmers $6,090
GEICO $4,045
Liberty Mutual $3,087
Nationwide $7,310
Progressive $4,058
State Farm $6,612
Travelers $4,013
USAA $4,401

Winners by Category: Where to Buy Cheap Auto Insurance in Discovery Bay, CA

Compare rates from the cheapest auto insurance companies in Discovery Bay, CA for your needs. Take a look at how Discovery Bay, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Discovery Bay, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Discovery Bay, California Auto Insurance Companies

If you’re looking for the cheapest Discovery Bay, CA auto insurance companies overall, you can compare them here. Find the best price for Discovery Bay, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Discovery Bay, California

Insurance Company Average Annual Rates
Allstate $4,258
Farmers $4,857
GEICO $2,987
Liberty Mutual $2,942
Nationwide $4,830
Progressive $3,144
State Farm $4,114
Travelers $3,177
USAA $2,719

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Discovery Bay, California auto insurance rates?

Local factors affect auto insurance rates in Discovery Bay, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Discovery Bay auto insurance rates.

Commute Times in Discovery Bay

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Discovery Bay, CA is 47.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Discovery Bay, CA

You can buy cheap Discovery Bay, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Discovery Bay, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption