Buy Cheap Diamond Springs, CA Auto Insurance (2021)

Diamond Springs, CA auto insurance rates average $285 a month. Minimum auto insurance requirements in Diamond Springs, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Diamond Springs, CA, compare Diamond Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Diamond Springs, CA are $285/month
  • The most expensive auto insurance company in Diamond Springs is Farmers
  • Average auto insurance rates in Diamond Springs, CA after a DUI are $4,793/year

Finding affordable Diamond Springs, California auto insurance can be challenging, but everything you need to know to buy cheap Diamond Springs, CA auto insurance with confidence is right here. Auto insurance rates in Diamond Springs are affected by local factors as well as personal ones like your driving record.

See how Diamond Springs, CA car insurance rates compare to Anaheim auto insurance rates, Bakersfield auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Diamond Springs.

Don’t buy Diamond Springs, CA auto insurance until you’ve compared rates. Get free Diamond Springs, California auto insurance quotes when you enter your ZIP code above.

Diamond Springs, CA Minimum Auto Insurance Requirements

The required auto insurance in Diamond Springs, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Diamond Springs, California is outlined here.

Minimum Required Auto Insurance Coverage in Diamond Springs, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Diamond Springs, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Diamond Springs, California auto insurance rates? Find out how car insurance rates in Diamond Springs, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Diamond Springs, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,473 $2,480 $1,804 $1,827 $6,796 $8,555 $3,177 $3,509
Farmers $2,472 $2,472 $2,228 $2,228 $7,880 $12,919 $2,929 $3,261
GEICO $1,721 $1,723 $1,620 $1,620 $5,204 $5,296 $2,468 $2,527
Liberty Mutual $2,251 $2,135 $2,081 $2,018 $4,870 $5,176 $2,541 $2,561
Nationwide $2,979 $2,846 $2,617 $2,469 $7,493 $8,297 $3,541 $3,496
Progressive $1,730 $1,779 $1,501 $1,767 $4,692 $5,627 $2,519 $2,706
State Farm $3,096 $3,096 $2,766 $2,766 $5,663 $7,019 $3,425 $3,533
Travelers $2,289 $2,220 $2,021 $2,000 $4,664 $5,330 $2,959 $2,904
USAA $1,919 $1,820 $1,866 $1,875 $4,419 $4,424 $2,640 $2,498

Buy Cheap Diamond Springs, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Diamond Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Diamond Springs, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Diamond Springs, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,796 $8,555
Farmers $7,880 $12,919
GEICO $5,204 $5,296
Liberty Mutual $4,870 $5,176
Nationwide $7,493 $8,297
Progressive $4,692 $5,627
State Farm $5,663 $7,019
Travelers $4,664 $5,330
USAA $4,419 $4,424

Buy Cheap Diamond Springs, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Diamond Springs, California by comparing Diamond Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Diamond Springs, CA here.

Annual Auto Insurance Rates for Senior Drivers in Diamond Springs, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,804 $1,827
Farmers $2,228 $2,228
GEICO $1,620 $1,620
Liberty Mutual $2,081 $2,018
Nationwide $2,617 $2,469
Progressive $1,501 $1,767
State Farm $2,766 $2,766
Travelers $2,021 $2,000
USAA $1,866 $1,875

Find Cheap Auto Insurance Rates in Diamond Springs, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Diamond Springs, California auto insurance. Compare Diamond Springs, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Diamond Springs, California

Insurance Company Low Medium High
Allstate $3,633 $3,860 $3,991
Farmers $4,239 $4,583 $4,824
GEICO $2,502 $2,804 $3,012
Liberty Mutual $2,761 $2,979 $3,123
Nationwide $3,751 $4,292 $4,609
Progressive $2,441 $2,884 $3,046
State Farm $3,570 $3,978 $4,213
Travelers $2,669 $3,128 $3,348
USAA $2,404 $2,739 $2,904

Find Cheap Diamond Springs, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Diamond Springs. Compare auto insurance rates in Diamond Springs, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Diamond Springs, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,454 $4,201
Farmers $4,127 $4,970
GEICO $2,518 $3,026
Liberty Mutual $2,712 $3,196
Nationwide $3,729 $4,706
Progressive $2,534 $3,047
State Farm $3,778 $4,062
Travelers $2,745 $3,351
USAA $2,469 $2,896

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Find Cheap Diamond Springs, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Diamond Springs, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Diamond Springs, CA, take a look at the average cost for various violations versus rates for a clean driving record in Diamond Springs.

Annual Diamond Springs, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,310 $3,886 $6,087 $3,028
Farmers $3,363 $4,579 $5,705 $4,548
GEICO $1,941 $2,984 $3,757 $2,407
Liberty Mutual $2,563 $3,437 $3,101 $2,716
Nationwide $2,943 $3,775 $6,376 $3,775
Progressive $1,817 $3,110 $3,614 $2,620
State Farm $2,794 $3,335 $6,308 $3,245
Travelers $2,050 $3,306 $3,845 $2,992
USAA $1,781 $2,652 $4,346 $1,951

Find Cheap Diamond Springs, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Diamond Springs, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Diamond Springs for less when you shop around and compare rates from multiple Diamond Springs, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Diamond Springs, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,087
Farmers $5,705
GEICO $3,757
Liberty Mutual $3,101
Nationwide $6,376
Progressive $3,614
State Farm $6,308
Travelers $3,845
USAA $4,346

Winners by Category: Where to Buy Cheap Auto Insurance in Diamond Springs, CA

Compare rates from the cheapest auto insurance companies in Diamond Springs, CA for your needs. Take a look at how Diamond Springs, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Diamond Springs, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Diamond Springs, California Auto Insurance Companies

If you’re looking for the cheapest Diamond Springs, CA auto insurance companies overall, you can compare them here. Find the best price for Diamond Springs, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Diamond Springs, California

Insurance Company Average Annual Rates
Allstate $3,828
Farmers $4,549
GEICO $2,772
Liberty Mutual $2,954
Nationwide $4,217
Progressive $2,790
State Farm $3,920
Travelers $3,048
USAA $2,683

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What affects Diamond Springs, California auto insurance rates?

Local factors affect auto insurance rates in Diamond Springs, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Diamond Springs auto insurance rates.

Commute Times in Diamond Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Diamond Springs, CA is 27.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Diamond Springs, CA

You can buy cheap Diamond Springs, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Diamond Springs, California auto insurance quotes from top companies.

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