Buy Cheap Detroit, AL Auto Insurance (2021)

Detroit, AL auto insurance rates average $284 a month. Minimum auto insurance requirements in Detroit, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Detroit, AL, compare Detroit auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Detroit is Liberty Mutual
  • The most expensive auto insurance company in Detroit after a DUI is Liberty Mutual
  • Average auto insurance rates in Detroit, AL are $284/month

Finding affordable Detroit, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Detroit, AL auto insurance with confidence is right here. Auto insurance rates in Detroit are affected by local factors as well as personal ones like your driving record.

See how Detroit, AL car insurance rates compare to Dothan auto insurance rates, Auburn auto insurance rates, and Mobile auto insurance rates before you read more about the cost of auto insurance in Detroit.

Don’t buy Detroit, AL auto insurance until you’ve compared rates. Get free Detroit, Alabama auto insurance quotes when you enter your ZIP code above.

Detroit, AL Minimum Auto Insurance Requirements

The required auto insurance in Detroit, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Detroit, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Detroit, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Detroit, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Detroit, AL. Take a look at Detroit, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Detroit, Alabama

Insurance Company Poor Fair Good
Allstate $3,846 $3,014 $2,466
Farmers $4,419 $3,796 $3,599
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,027 $4,296 $3,379
Nationwide $3,015 $2,347 $2,121
Progressive $4,640 $3,946 $3,673
State Farm $6,751 $3,421 $2,326
Travelers $3,568 $3,089 $3,146
USAA $2,744 $1,780 $1,588

Buy Cheap Detroit, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Detroit, Alabama auto insurance rates? Find out how car insurance rates in Detroit, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Detroit, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,897 $1,813 $1,711 $1,745 $6,452 $6,928 $2,135 $2,188
Farmers $2,302 $2,286 $2,062 $2,174 $8,518 $8,774 $2,628 $2,760
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,916 $3,154 $2,397 $2,681 $10,233 $11,382 $3,115 $3,327
Nationwide $1,658 $1,685 $1,507 $1,567 $4,197 $5,450 $1,834 $2,056
Progressive $2,263 $2,147 $1,852 $1,961 $8,929 $10,010 $2,666 $2,861
State Farm $2,656 $2,656 $2,363 $2,363 $7,474 $9,404 $2,987 $3,426
Travelers $1,364 $1,387 $1,273 $1,271 $7,037 $11,016 $1,296 $1,499
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

Buy Cheap Detroit, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Detroit can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Detroit, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Detroit, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,452 $6,928
Farmers $8,518 $8,774
GEICO $4,918 $4,831
Liberty Mutual $10,233 $11,382
Nationwide $4,197 $5,450
Progressive $8,929 $10,010
State Farm $7,474 $9,404
Travelers $7,037 $11,016
USAA $3,761 $4,171

Buy Cheap Detroit, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Detroit, Alabama by comparing Detroit senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Detroit, AL here.

Annual Auto Insurance Rates for Senior Drivers in Detroit, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,711 $1,745
Farmers $2,062 $2,174
GEICO $1,804 $1,850
Liberty Mutual $2,397 $2,681
Nationwide $1,507 $1,567
Progressive $1,852 $1,961
State Farm $2,363 $2,363
Travelers $1,273 $1,271
USAA $1,187 $1,164

Find Cheap Auto Insurance Rates in Detroit, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Detroit, Alabama auto insurance. Compare Detroit, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Detroit, Alabama

Insurance Company Low Medium High
Allstate $3,009 $3,104 $3,214
Farmers $3,763 $3,899 $4,152
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,689 $4,879 $5,134
Nationwide $2,497 $2,467 $2,519
Progressive $3,733 $4,067 $4,458
State Farm $3,974 $4,159 $4,365
Travelers $3,113 $3,333 $3,357
USAA $1,967 $2,027 $2,117

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Find Cheap Detroit, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Detroit. Compare auto insurance rates in Detroit, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Detroit, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,109 $3,109
Farmers $3,938 $3,938
GEICO $2,587 $2,686
Liberty Mutual $4,901 $4,901
Nationwide $2,494 $2,494
Progressive $4,086 $4,086
State Farm $4,068 $4,264
Travelers $3,268 $3,268
USAA $1,944 $2,130

Find Cheap Detroit, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Detroit, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Detroit, AL, take a look at the average cost for various violations versus rates for a clean driving record in Detroit.

Annual Detroit, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,653 $3,116 $3,677 $2,988
Farmers $3,316 $4,275 $4,168 $3,994
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,849 $5,339 $5,240 $5,174
Nationwide $2,180 $2,180 $3,181 $2,436
Progressive $3,709 $4,622 $3,940 $4,073
State Farm $3,799 $4,615 $4,125 $4,125
Travelers $2,726 $2,862 $4,162 $3,321
USAA $1,568 $1,965 $2,921 $1,696

Find Cheap Detroit, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Detroit, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Detroit for less when you shop around and compare rates from multiple Detroit, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Detroit, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,677
Farmers $4,168
GEICO $3,504
Liberty Mutual $5,240
Nationwide $3,181
Progressive $3,940
State Farm $4,125
Travelers $4,162
USAA $2,921

Winners by Category: Where to Buy Cheap Auto Insurance in Detroit, AL

Compare rates from the cheapest auto insurance companies in Detroit, AL for your needs. Take a look at how Detroit, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Detroit, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Detroit, Alabama Auto Insurance Companies

If you’re looking for the cheapest Detroit, AL auto insurance companies overall, you can compare them here. Find the best price for Detroit, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Detroit, Alabama

Insurance Company Average Annual Rates
Allstate $3,109
Farmers $3,938
GEICO $2,637
Liberty Mutual $4,901
Nationwide $2,494
Progressive $4,086
State Farm $4,166
Travelers $3,268
USAA $2,037

What affects Detroit, Alabama auto insurance rates?

Local factors affect auto insurance rates in Detroit, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Detroit auto insurance rates.

Commute Times in Detroit

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Detroit, AL is 28.1 minutes according to City-Data.

Traffic in Detroit

How is traffic in Detroit, Alabama? Inrix data shows that Detroit, AL traffic makes it the 408th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Detroit, AL

You can buy cheap Detroit, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Detroit, Alabama auto insurance quotes from top companies.

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