Buy Cheap Desert Palms, CA Auto Insurance (2021)

Desert Palms, CA auto insurance rates average $279 a month. Minimum auto insurance requirements in Desert Palms, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Desert Palms, CA, compare Desert Palms auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Desert Palms, CA for teens drivers are $5,624/year
  • Average auto insurance rates in Desert Palms, CA are $279/month
  • The most expensive auto insurance company in Desert Palms is Farmers

Finding affordable Desert Palms, California auto insurance can be challenging, but everything you need to know to buy cheap Desert Palms, CA auto insurance with confidence is right here. Auto insurance rates in Desert Palms are affected by local factors as well as personal ones like your driving record.

See how Desert Palms, CA car insurance rates compare to San Jose auto insurance rates, Anaheim auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Desert Palms.

Don’t buy Desert Palms, CA auto insurance until you’ve compared rates. Get free Desert Palms, California auto insurance quotes when you enter your ZIP code above.

Desert Palms, CA Minimum Auto Insurance Requirements

The required auto insurance in Desert Palms, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Desert Palms, California is outlined here.

Minimum Required Auto Insurance Coverage in Desert Palms, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Desert Palms, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Desert Palms, California auto insurance rates? Find out how car insurance rates in Desert Palms, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Desert Palms, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,794 $2,823 $2,014 $2,065 $7,523 $9,522 $3,666 $4,132
Farmers $2,608 $2,608 $2,348 $2,348 $8,273 $13,541 $3,085 $3,431
GEICO $1,743 $1,744 $1,639 $1,639 $5,297 $5,391 $2,503 $2,561
Liberty Mutual $1,891 $1,789 $1,754 $1,700 $4,050 $4,319 $2,127 $2,151
Nationwide $2,876 $2,749 $2,515 $2,375 $7,234 $7,997 $3,421 $3,385
Progressive $1,568 $1,610 $1,358 $1,597 $4,199 $5,026 $2,274 $2,438
State Farm $2,891 $2,891 $2,582 $2,582 $5,338 $6,646 $3,197 $3,293
Travelers $2,254 $2,185 $1,990 $1,970 $4,598 $5,235 $2,906 $2,855
USAA $1,808 $1,714 $1,765 $1,773 $4,105 $4,126 $2,499 $2,362

Buy Cheap Desert Palms, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Desert Palms can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Desert Palms, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Desert Palms, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,523 $9,522
Farmers $8,273 $13,541
GEICO $5,297 $5,391
Liberty Mutual $4,050 $4,319
Nationwide $7,234 $7,997
Progressive $4,199 $5,026
State Farm $5,338 $6,646
Travelers $4,598 $5,235
USAA $4,105 $4,126

Buy Cheap Desert Palms, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Desert Palms, California by comparing Desert Palms senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Desert Palms, CA here.

Annual Auto Insurance Rates for Senior Drivers in Desert Palms, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,014 $2,065
Farmers $2,348 $2,348
GEICO $1,639 $1,639
Liberty Mutual $1,754 $1,700
Nationwide $2,515 $2,375
Progressive $1,358 $1,597
State Farm $2,582 $2,582
Travelers $1,990 $1,970
USAA $1,765 $1,773

Find Cheap Auto Insurance Rates in Desert Palms, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Desert Palms, California auto insurance. Compare Desert Palms, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Desert Palms, California

Insurance Company Low Medium High
Allstate $4,139 $4,347 $4,466
Farmers $4,446 $4,816 $5,079
GEICO $2,553 $2,846 $3,045
Liberty Mutual $2,299 $2,493 $2,626
Nationwide $3,646 $4,136 $4,425
Progressive $2,196 $2,593 $2,737
State Farm $3,266 $3,750 $4,017
Travelers $2,615 $3,081 $3,302
USAA $2,286 $2,567 $2,703

Find Cheap Desert Palms, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Desert Palms. Compare auto insurance rates in Desert Palms, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Desert Palms, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,897 $4,738
Farmers $4,337 $5,223
GEICO $2,557 $3,072
Liberty Mutual $2,270 $2,675
Nationwide $3,596 $4,542
Progressive $2,278 $2,739
State Farm $3,541 $3,813
Travelers $2,702 $3,296
USAA $2,321 $2,716

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Find Cheap Desert Palms, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Desert Palms, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Desert Palms, CA, take a look at the average cost for various violations versus rates for a clean driving record in Desert Palms.

Annual Desert Palms, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,580 $4,411 $6,876 $3,403
Farmers $3,536 $4,813 $5,994 $4,778
GEICO $1,968 $3,037 $3,811 $2,442
Liberty Mutual $2,145 $2,875 $2,597 $2,274
Nationwide $2,841 $3,641 $6,152 $3,641
Progressive $1,638 $2,795 $3,242 $2,360
State Farm $2,625 $3,130 $5,908 $3,046
Travelers $2,019 $3,253 $3,779 $2,946
USAA $1,675 $2,489 $4,077 $1,834

Find Cheap Desert Palms, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Desert Palms, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Desert Palms for less when you shop around and compare rates from multiple Desert Palms, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Desert Palms, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,876
Farmers $5,994
GEICO $3,811
Liberty Mutual $2,597
Nationwide $6,152
Progressive $3,242
State Farm $5,908
Travelers $3,779
USAA $4,077

Winners by Category: Where to Buy Cheap Auto Insurance in Desert Palms, CA

Compare rates from the cheapest auto insurance companies in Desert Palms, CA for your needs. Take a look at how Desert Palms, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Desert Palms, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Desert Palms, California Auto Insurance Companies

If you’re looking for the cheapest Desert Palms, CA auto insurance companies overall, you can compare them here. Find the best price for Desert Palms, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Desert Palms, California

Insurance Company Average Annual Rates
Allstate $4,317
Farmers $4,780
GEICO $2,815
Liberty Mutual $2,473
Nationwide $4,069
Progressive $2,509
State Farm $3,677
Travelers $2,999
USAA $2,519

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What affects Desert Palms, California auto insurance rates?

Local factors affect auto insurance rates in Desert Palms, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Desert Palms auto insurance rates.

Commute Times in Desert Palms

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Desert Palms, CA is 46.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Desert Palms, CA

You can buy cheap Desert Palms, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Desert Palms, California auto insurance quotes from top companies.

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