Buy Cheap Desert Hot Springs, CA Auto Insurance (2021)

Desert Hot Springs, CA auto insurance rates average $319 a month. Minimum auto insurance requirements in Desert Hot Springs, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Desert Hot Springs, CA, compare Desert Hot Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Desert Hot Springs, CA for teens drivers are $6,390/year
  • The most expensive auto insurance company in Desert Hot Springs is Farmers
  • Average auto insurance rates in Desert Hot Springs, CA are $319/month

Finding affordable Desert Hot Springs, California auto insurance can be challenging, but everything you need to know to buy cheap Desert Hot Springs, CA auto insurance with confidence is right here. Auto insurance rates in Desert Hot Springs are affected by local factors as well as personal ones like your driving record.

See how Desert Hot Springs, CA car insurance rates compare to San Francisco auto insurance rates, Sacramento auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Desert Hot Springs.

Don’t buy Desert Hot Springs, CA auto insurance until you’ve compared rates. Get free Desert Hot Springs, California auto insurance quotes when you enter your ZIP code above.

Desert Hot Springs, CA Minimum Auto Insurance Requirements

The required auto insurance in Desert Hot Springs, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Desert Hot Springs, California is outlined here.

Minimum Required Auto Insurance Coverage in Desert Hot Springs, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Desert Hot Springs, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Desert Hot Springs, California auto insurance rates? Find out how car insurance rates in Desert Hot Springs, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Desert Hot Springs, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,946 $2,971 $2,120 $2,168 $7,928 $10,017 $3,841 $4,308
Farmers $2,908 $2,908 $2,605 $2,605 $9,239 $15,187 $3,439 $3,821
GEICO $1,937 $1,940 $1,824 $1,824 $5,814 $5,928 $2,772 $2,849
Liberty Mutual $2,140 $2,022 $1,983 $1,922 $4,570 $4,887 $2,405 $2,436
Nationwide $3,484 $3,338 $3,028 $2,866 $8,642 $9,590 $4,143 $4,111
Progressive $1,907 $1,959 $1,627 $1,926 $5,045 $6,071 $2,764 $2,967
State Farm $3,698 $3,698 $3,291 $3,291 $6,692 $8,336 $4,082 $4,203
Travelers $2,468 $2,395 $2,167 $2,146 $5,023 $5,728 $3,183 $3,135
USAA $2,018 $1,914 $1,968 $1,980 $4,559 $4,582 $2,786 $2,636

Buy Cheap Desert Hot Springs, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Desert Hot Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Desert Hot Springs, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Desert Hot Springs, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,928 $10,017
Farmers $9,239 $15,187
GEICO $5,814 $5,928
Liberty Mutual $4,570 $4,887
Nationwide $8,642 $9,590
Progressive $5,045 $6,071
State Farm $6,692 $8,336
Travelers $5,023 $5,728
USAA $4,559 $4,582

Buy Cheap Desert Hot Springs, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Desert Hot Springs, California by comparing Desert Hot Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Desert Hot Springs, CA here.

Annual Auto Insurance Rates for Senior Drivers in Desert Hot Springs, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,120 $2,168
Farmers $2,605 $2,605
GEICO $1,824 $1,824
Liberty Mutual $1,983 $1,922
Nationwide $3,028 $2,866
Progressive $1,627 $1,926
State Farm $3,291 $3,291
Travelers $2,167 $2,146
USAA $1,968 $1,980

Find Cheap Auto Insurance Rates in Desert Hot Springs, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Desert Hot Springs, California auto insurance. Compare Desert Hot Springs, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Desert Hot Springs, California

Insurance Company Low Medium High
Allstate $4,320 $4,572 $4,720
Farmers $4,987 $5,378 $5,652
GEICO $2,800 $3,144 $3,389
Liberty Mutual $2,594 $2,819 $2,973
Nationwide $4,407 $4,978 $5,315
Progressive $2,698 $3,124 $3,278
State Farm $4,221 $4,738 $5,025
Travelers $2,864 $3,366 $3,611
USAA $2,545 $2,860 $3,012

Find Cheap Desert Hot Springs, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Desert Hot Springs. Compare auto insurance rates in Desert Hot Springs, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Desert Hot Springs, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,090 $4,985
Farmers $4,845 $5,833
GEICO $2,827 $3,396
Liberty Mutual $2,565 $3,026
Nationwide $4,334 $5,466
Progressive $2,754 $3,312
State Farm $4,489 $4,834
Travelers $2,952 $3,609
USAA $2,585 $3,025

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Find Cheap Desert Hot Springs, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Desert Hot Springs, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Desert Hot Springs, CA, take a look at the average cost for various violations versus rates for a clean driving record in Desert Hot Springs.

Annual Desert Hot Springs, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,713 $4,624 $7,238 $3,575
Farmers $3,947 $5,373 $6,699 $5,337
GEICO $2,181 $3,337 $4,221 $2,706
Liberty Mutual $2,425 $3,250 $2,936 $2,571
Nationwide $3,413 $4,380 $7,428 $4,380
Progressive $1,981 $3,372 $3,923 $2,857
State Farm $3,317 $3,962 $7,511 $3,855
Travelers $2,202 $3,558 $4,142 $3,220
USAA $1,863 $2,769 $4,548 $2,042

Find Cheap Desert Hot Springs, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Desert Hot Springs, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Desert Hot Springs for less when you shop around and compare rates from multiple Desert Hot Springs, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Desert Hot Springs, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,238
Farmers $6,699
GEICO $4,221
Liberty Mutual $2,936
Nationwide $7,428
Progressive $3,923
State Farm $7,511
Travelers $4,142
USAA $4,548

Winners by Category: Where to Buy Cheap Auto Insurance in Desert Hot Springs, CA

Compare rates from the cheapest auto insurance companies in Desert Hot Springs, CA for your needs. Take a look at how Desert Hot Springs, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Desert Hot Springs, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Desert Hot Springs, California Auto Insurance Companies

If you’re looking for the cheapest Desert Hot Springs, CA auto insurance companies overall, you can compare them here. Find the best price for Desert Hot Springs, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Desert Hot Springs, California

Insurance Company Average Annual Rates
Allstate $4,537
Farmers $5,339
GEICO $3,111
Liberty Mutual $2,796
Nationwide $4,900
Progressive $3,033
State Farm $4,661
Travelers $3,280
USAA $2,805

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What affects Desert Hot Springs, California auto insurance rates?

Local factors affect auto insurance rates in Desert Hot Springs, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Desert Hot Springs auto insurance rates.

Auto Theft in Desert Hot Springs

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Desert Hot Springs, CA auto theft show a total of 167 vehicle thefts annually.

Commute Times in Desert Hot Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Desert Hot Springs, CA is 27.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Desert Hot Springs, CA

You can buy cheap Desert Hot Springs, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Desert Hot Springs, California auto insurance quotes from top companies.

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