Buy Cheap Desert Hills, AZ Auto Insurance (2021)

Desert Hills, AZ auto insurance rates average $241 a month. Minimum auto insurance requirements in Desert Hills, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Desert Hills, AZ, compare Desert Hills auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Desert Hills after a DUI is American Family
  • Average auto insurance rates in Desert Hills, AZ after a DUI are $3,404/year
  • Average auto insurance rates in Desert Hills, AZ are $241/month

Finding affordable Desert Hills, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Desert Hills, AZ auto insurance with confidence is right here. Auto insurance rates in Desert Hills are affected by local factors as well as personal ones like your driving record.

See how Desert Hills, AZ car insurance rates compare to Peoria auto insurance rates, Tempe auto insurance rates, and Surprise auto insurance rates before you read more about the cost of auto insurance in Desert Hills.

Don’t buy Desert Hills, AZ auto insurance until you’ve compared rates. Get free Desert Hills, Arizona auto insurance quotes when you enter your ZIP code above.

Desert Hills, AZ Minimum Auto Insurance Requirements

The required auto insurance in Desert Hills, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Desert Hills, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Desert Hills, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Desert Hills, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Desert Hills, AZ. Take a look at Desert Hills, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Desert Hills, Arizona

Insurance Company Poor Fair Good
Allstate $4,494 $3,208 $2,854
American Family $3,959 $2,959 $2,557
Farmers $4,258 $3,568 $3,395
GEICO $2,504 $1,651 $1,332
Nationwide $2,793 $2,247 $1,980
Progressive $3,104 $2,718 $2,543
State Farm $6,462 $2,503 $1,568
Travelers $2,606 $2,137 $1,704
USAA $3,986 $2,789 $2,323

Buy Cheap Desert Hills, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Desert Hills, Arizona auto insurance rates? Find out how car insurance rates in Desert Hills, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Desert Hills, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,501 $2,501 $2,439 $2,439 $5,418 $7,014 $2,798 $3,040
American Family $2,096 $2,096 $1,929 $1,929 $5,502 $7,160 $2,096 $2,457
Farmers $2,034 $2,027 $1,810 $1,916 $8,545 $8,865 $2,314 $2,411
GEICO $1,260 $1,404 $1,070 $1,351 $3,534 $3,728 $1,149 $1,134
Nationwide $1,610 $1,637 $1,452 $1,530 $3,817 $4,852 $1,842 $1,980
Progressive $1,543 $1,359 $1,393 $1,324 $6,318 $7,048 $1,663 $1,661
State Farm $2,126 $2,126 $1,865 $1,865 $6,615 $8,293 $2,290 $2,908
Travelers $1,377 $1,444 $1,282 $1,357 $3,898 $4,865 $1,450 $1,521
USAA $1,659 $1,663 $1,549 $1,567 $6,210 $7,097 $2,183 $2,335

Buy Cheap Desert Hills, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Desert Hills can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Desert Hills, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Desert Hills, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,418 $7,014
American Family $5,502 $7,160
Farmers $8,545 $8,865
GEICO $3,534 $3,728
Nationwide $3,817 $4,852
Progressive $6,318 $7,048
State Farm $6,615 $8,293
Travelers $3,898 $4,865
USAA $6,210 $7,097

Buy Cheap Desert Hills, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Desert Hills, Arizona by comparing Desert Hills senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Desert Hills, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Desert Hills, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,439 $2,439
American Family $1,929 $1,929
Farmers $1,810 $1,916
GEICO $1,070 $1,351
Nationwide $1,452 $1,530
Progressive $1,393 $1,324
State Farm $1,865 $1,865
Travelers $1,282 $1,357
USAA $1,549 $1,567

Find Cheap Auto Insurance Rates in Desert Hills, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Desert Hills, Arizona auto insurance. Compare Desert Hills, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Desert Hills, Arizona

Insurance Company Low Medium High
Allstate $3,277 $3,536 $3,743
American Family $3,021 $3,258 $3,195
Farmers $3,280 $3,777 $4,165
GEICO $1,542 $1,852 $2,092
Nationwide $2,250 $2,362 $2,408
Progressive $2,497 $2,835 $3,034
State Farm $3,180 $3,571 $3,782
Travelers $1,942 $2,180 $2,325
USAA $2,785 $3,077 $3,237

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Find Cheap Desert Hills, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Desert Hills. Compare auto insurance rates in Desert Hills, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Desert Hills, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,519 $3,519
American Family $3,128 $3,188
Farmers $3,740 $3,740
GEICO $1,798 $1,859
Nationwide $2,340 $2,340
Progressive $2,789 $2,789
State Farm $3,424 $3,598
Travelers $2,149 $2,149
USAA $3,000 $3,066

Find Cheap Desert Hills, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Desert Hills, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Desert Hills, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Desert Hills.

Annual Desert Hills, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,829 $3,560 $4,039 $3,647
American Family $2,220 $3,563 $4,273 $2,577
Farmers $3,158 $4,071 $3,970 $3,761
GEICO $1,425 $1,914 $2,550 $1,425
Nationwide $1,998 $2,095 $3,045 $2,221
Progressive $2,468 $3,230 $2,601 $2,855
State Farm $3,193 $3,830 $3,511 $3,511
Travelers $1,732 $2,242 $2,478 $2,145
USAA $2,206 $3,160 $4,170 $2,596

Find Cheap Desert Hills, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Desert Hills, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Desert Hills for less when you shop around and compare rates from multiple Desert Hills, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Desert Hills, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,039
American Family $4,273
Farmers $3,970
GEICO $2,550
Nationwide $3,045
Progressive $2,601
State Farm $3,511
Travelers $2,478
USAA $4,170

Winners by Category: Where to Buy Cheap Auto Insurance in Desert Hills, AZ

Compare rates from the cheapest auto insurance companies in Desert Hills, AZ for your needs. Take a look at how Desert Hills, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Desert Hills, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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Find Cheap Desert Hills, Arizona Auto Insurance Companies

If you’re looking for the cheapest Desert Hills, AZ auto insurance companies overall, you can compare them here. Find the best price for Desert Hills, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Desert Hills, Arizona

Insurance Company Average Annual Rates
Allstate $3,519
American Family $3,158
Farmers $3,740
GEICO $1,829
Nationwide $2,340
Progressive $2,789
State Farm $3,511
Travelers $2,149
USAA $3,033

What affects Desert Hills, Arizona auto insurance rates?

Local factors affect auto insurance rates in Desert Hills, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Desert Hills auto insurance rates.

Commute Times in Desert Hills

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Desert Hills, AZ is 17.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Desert Hills, AZ

You can buy cheap Desert Hills, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Desert Hills, Arizona auto insurance quotes from top companies.

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