Buy Cheap Descanso, CA Auto Insurance (2021)

Descanso, CA auto insurance rates average $286 a month. Minimum auto insurance requirements in Descanso, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Descanso, CA, compare Descanso auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Descanso, CA are $286/month
  • The most expensive auto insurance company in Descanso after a DUI is State Farm
  • The most expensive auto insurance company in Descanso is Farmers

Finding affordable Descanso, California auto insurance can be challenging, but everything you need to know to buy cheap Descanso, CA auto insurance with confidence is right here. Auto insurance rates in Descanso are affected by local factors as well as personal ones like your driving record.

See how Descanso, CA car insurance rates compare to Los Angeles auto insurance rates, San Francisco auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Descanso.

Don’t buy Descanso, CA auto insurance until you’ve compared rates. Get free Descanso, California auto insurance quotes when you enter your ZIP code above.

Descanso, CA Minimum Auto Insurance Requirements

The required auto insurance in Descanso, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Descanso, California is outlined here.

Minimum Required Auto Insurance Coverage in Descanso, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Descanso, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Descanso, California auto insurance rates? Find out how car insurance rates in Descanso, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Descanso, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,372 $2,377 $1,737 $1,757 $6,559 $8,257 $3,043 $3,355
Farmers $2,465 $2,465 $2,226 $2,226 $7,862 $12,859 $2,921 $3,253
GEICO $1,827 $1,827 $1,718 $1,718 $5,549 $5,647 $2,623 $2,683
Liberty Mutual $2,151 $2,035 $1,998 $1,937 $4,642 $4,958 $2,420 $2,445
Nationwide $2,892 $2,760 $2,532 $2,387 $7,360 $8,115 $3,453 $3,412
Progressive $1,589 $1,632 $1,381 $1,623 $4,279 $5,123 $2,311 $2,480
State Farm $3,560 $3,560 $3,183 $3,183 $6,571 $8,144 $3,944 $4,068
Travelers $2,385 $2,309 $2,111 $2,089 $4,935 $5,628 $3,097 $3,031
USAA $1,781 $1,687 $1,739 $1,747 $4,047 $4,064 $2,461 $2,326

Buy Cheap Descanso, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Descanso can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Descanso, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Descanso, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,559 $8,257
Farmers $7,862 $12,859
GEICO $5,549 $5,647
Liberty Mutual $4,642 $4,958
Nationwide $7,360 $8,115
Progressive $4,279 $5,123
State Farm $6,571 $8,144
Travelers $4,935 $5,628
USAA $4,047 $4,064

Buy Cheap Descanso, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Descanso, California by comparing Descanso senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Descanso, CA here.

Annual Auto Insurance Rates for Senior Drivers in Descanso, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,737 $1,757
Farmers $2,226 $2,226
GEICO $1,718 $1,718
Liberty Mutual $1,998 $1,937
Nationwide $2,532 $2,387
Progressive $1,381 $1,623
State Farm $3,183 $3,183
Travelers $2,111 $2,089
USAA $1,739 $1,747

Find Cheap Auto Insurance Rates in Descanso, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Descanso, California auto insurance. Compare Descanso, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Descanso, California

Insurance Company Low Medium High
Allstate $3,503 $3,712 $3,832
Farmers $4,215 $4,571 $4,817
GEICO $2,644 $2,981 $3,222
Liberty Mutual $2,623 $2,849 $2,997
Nationwide $3,706 $4,186 $4,449
Progressive $2,227 $2,638 $2,792
State Farm $4,090 $4,604 $4,886
Travelers $2,783 $3,287 $3,525
USAA $2,252 $2,529 $2,663

Find Cheap Descanso, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Descanso. Compare auto insurance rates in Descanso, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Descanso, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,325 $4,039
Farmers $4,114 $4,955
GEICO $2,679 $3,219
Liberty Mutual $2,593 $3,053
Nationwide $3,634 $4,594
Progressive $2,319 $2,785
State Farm $4,363 $4,690
Travelers $2,879 $3,518
USAA $2,286 $2,677

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Find Cheap Descanso, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Descanso, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Descanso, CA, take a look at the average cost for various violations versus rates for a clean driving record in Descanso.

Annual Descanso, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,226 $3,739 $5,848 $2,916
Farmers $3,356 $4,566 $5,684 $4,533
GEICO $2,061 $3,185 $3,993 $2,557
Liberty Mutual $2,450 $3,283 $2,964 $2,596
Nationwide $2,874 $3,681 $6,219 $3,681
Progressive $1,664 $2,843 $3,304 $2,397
State Farm $3,231 $3,853 $7,273 $3,749
Travelers $2,137 $3,477 $4,036 $3,142
USAA $1,650 $2,451 $4,017 $1,807

Find Cheap Descanso, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Descanso, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Descanso for less when you shop around and compare rates from multiple Descanso, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Descanso, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,848
Farmers $5,684
GEICO $3,993
Liberty Mutual $2,964
Nationwide $6,219
Progressive $3,304
State Farm $7,273
Travelers $4,036
USAA $4,017

Winners by Category: Where to Buy Cheap Auto Insurance in Descanso, CA

Compare rates from the cheapest auto insurance companies in Descanso, CA for your needs. Take a look at how Descanso, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Descanso, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Descanso, California Auto Insurance Companies

If you’re looking for the cheapest Descanso, CA auto insurance companies overall, you can compare them here. Find the best price for Descanso, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Descanso, California

Insurance Company Average Annual Rates
Allstate $3,682
Farmers $4,535
GEICO $2,949
Liberty Mutual $2,823
Nationwide $4,114
Progressive $2,552
State Farm $4,527
Travelers $3,198
USAA $2,482

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What affects Descanso, California auto insurance rates?

Local factors affect auto insurance rates in Descanso, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Descanso auto insurance rates.

Commute Times in Descanso

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Descanso, CA is 38.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Descanso, CA

You can buy cheap Descanso, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Descanso, California auto insurance quotes from top companies.

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