Buy Cheap Derby, CT Auto Insurance (2021)

Derby, CT auto insurance rates average $412 a month. Minimum auto insurance requirements in Derby, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Derby, CT, compare Derby auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Derby, CT are $412/month
  • Average auto insurance rates in Derby, CT after a DUI are $6,023/year
  • Average auto insurance rates in Derby, CT for teens drivers are $10,319/year

Finding affordable Derby, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Derby, CT auto insurance with confidence is right here. Auto insurance rates in Derby are affected by local factors as well as personal ones like your driving record.

See how Derby, CT car insurance rates compare to New Haven auto insurance rates, Bridgeport auto insurance rates, and Norwalk auto insurance rates before you read more about the cost of auto insurance in Derby.

Don’t buy Derby, CT auto insurance until you’ve compared rates. Get free Derby, Connecticut auto insurance quotes when you enter your ZIP code above.

Derby, CT Minimum Auto Insurance Requirements

The required auto insurance in Derby, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Derby, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Derby, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Derby, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Derby, CT. Take a look at Derby, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Derby, Connecticut

Insurance Company Poor Fair Good
Allstate $8,797 $6,645 $5,264
GEICO $4,946 $2,981 $2,269
Liberty Mutual $10,681 $6,645 $5,219
Nationwide $4,969 $3,348 $2,965
Progressive $5,484 $4,917 $4,709
State Farm $4,602 $2,938 $2,361
Travelers $7,026 $5,865 $5,701
USAA $4,507 $3,048 $2,681

Buy Cheap Derby, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Derby, Connecticut auto insurance rates? Find out how car insurance rates in Derby, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Derby, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,330 $4,261 $3,998 $4,289 $13,357 $15,779 $4,506 $4,697
GEICO $2,499 $2,506 $2,318 $2,337 $5,853 $6,925 $2,412 $2,338
Liberty Mutual $3,626 $3,950 $2,791 $3,447 $18,159 $20,484 $3,662 $4,000
Nationwide $2,393 $2,418 $2,151 $2,255 $6,660 $8,442 $2,779 $2,987
Progressive $2,712 $2,524 $2,309 $2,409 $11,283 $12,507 $3,091 $3,457
State Farm $1,999 $1,999 $1,840 $1,840 $6,148 $7,738 $2,251 $2,587
Travelers $1,839 $1,865 $1,842 $1,837 $14,459 $23,506 $2,002 $2,228
USAA $2,086 $2,061 $1,951 $1,922 $6,637 $6,949 $2,798 $2,892

Buy Cheap Derby, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Derby can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Derby, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Derby, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,357 $15,779
GEICO $5,853 $6,925
Liberty Mutual $18,159 $20,484
Nationwide $6,660 $8,442
Progressive $11,283 $12,507
State Farm $6,148 $7,738
Travelers $14,459 $23,506
USAA $6,637 $6,949

Buy Cheap Derby, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Derby, Connecticut by comparing Derby senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Derby, CT here.

Annual Auto Insurance Rates for Senior Drivers in Derby, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,998 $4,289
GEICO $2,318 $2,337
Liberty Mutual $2,791 $3,447
Nationwide $2,151 $2,255
Progressive $2,309 $2,409
State Farm $1,840 $1,840
Travelers $1,842 $1,837
USAA $1,951 $1,922

Find Cheap Auto Insurance Rates in Derby, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Derby, Connecticut auto insurance. Compare Derby, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Derby, Connecticut

Insurance Company Low Medium High
Allstate $6,428 $6,892 $7,387
GEICO $3,124 $3,352 $3,720
Liberty Mutual $7,204 $7,453 $7,888
Nationwide $3,794 $3,792 $3,695
Progressive $4,669 $4,990 $5,451
State Farm $3,091 $3,307 $3,503
Travelers $5,683 $6,150 $6,760
USAA $3,174 $3,416 $3,646

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Find Cheap Derby, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Derby. Compare auto insurance rates in Derby, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Derby, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,902 $6,902
GEICO $3,346 $3,451
Liberty Mutual $7,515 $7,515
Nationwide $3,761 $3,761
Progressive $5,036 $5,036
State Farm $3,218 $3,383
Travelers $6,197 $6,197
USAA $3,371 $3,453

Find Cheap Derby, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Derby, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Derby, CT, take a look at the average cost for various violations versus rates for a clean driving record in Derby.

Annual Derby, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,856 $7,282 $8,614 $5,856
GEICO $2,146 $2,816 $5,996 $2,635
Liberty Mutual $6,579 $8,241 $8,162 $7,078
Nationwide $3,064 $3,998 $4,574 $3,407
Progressive $4,295 $6,235 $4,521 $5,095
State Farm $3,069 $3,377 $3,377 $3,377
Travelers $4,990 $5,405 $7,868 $6,526
USAA $2,631 $3,311 $5,075 $2,631

Find Cheap Derby, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Derby, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Derby for less when you shop around and compare rates from multiple Derby, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Derby, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,614
GEICO $5,996
Liberty Mutual $8,162
Nationwide $4,574
Progressive $4,521
State Farm $3,377
Travelers $7,868
USAA $5,075

Winners by Category: Where to Buy Cheap Auto Insurance in Derby, CT

Compare rates from the cheapest auto insurance companies in Derby, CT for your needs. Take a look at how Derby, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Derby, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Derby, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Derby, CT auto insurance companies overall, you can compare them here. Find the best price for Derby, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Derby, Connecticut

Insurance Company Average Annual Rates
Allstate $6,902
GEICO $3,398
Liberty Mutual $7,515
Nationwide $3,761
Progressive $5,036
State Farm $3,300
Travelers $6,197
USAA $3,412

What affects Derby, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Derby, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Derby auto insurance rates.

Commute Times in Derby

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Derby, CT is 27.4 minutes according to City-Data.

Traffic in Derby

How is traffic in Derby, Connecticut? Inrix data shows that Derby, CT traffic makes it the 186th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Derby, CT

You can buy cheap Derby, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Derby, Connecticut auto insurance quotes from top companies.

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