Buy Cheap Denver, NY Auto Insurance (2021)

Denver, NY auto insurance rates average $318 a month. Minimum auto insurance requirements in Denver, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Denver, NY, compare Denver auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Denver, NY are $318/month
  • The most expensive auto insurance company in Denver is Liberty Mutual
  • Average auto insurance rates in Denver, NY after a DUI are $5,039/year

Finding affordable Denver, New York auto insurance can be challenging, but everything you need to know to buy cheap Denver, NY auto insurance with confidence is right here. Auto insurance rates in Denver are affected by local factors as well as personal ones like your driving record.

See how Denver, NY car insurance rates compare to Utica auto insurance rates, Schenectady auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Denver.

Don’t buy Denver, NY auto insurance until you’ve compared rates. Get free Denver, New York auto insurance quotes when you enter your ZIP code above.

Denver, NY Minimum Auto Insurance Requirements

The required auto insurance in Denver, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Denver, New York is outlined here.

Minimum Required Auto Insurance Coverage in Denver, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Denver, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Denver, NY. Take a look at Denver, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Denver, New York

Insurance Company Poor Fair Good
Allstate $7,716 $4,445 $3,811
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,966 $2,966 $2,966
Progressive $6,138 $3,092 $2,239
State Farm $5,143 $3,224 $2,558
Travelers $4,670 $2,968 $2,587
USAA $5,185 $2,565 $2,265

Buy Cheap Denver, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Denver, New York auto insurance rates? Find out how car insurance rates in Denver, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Denver, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,345 $3,379 $3,419 $10,567 $11,266 $3,505 $3,516
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,260 $2,260 $2,133 $2,133 $3,937 $5,868 $2,260 $2,873
Progressive $2,333 $2,166 $1,843 $1,885 $7,816 $8,646 $2,995 $2,901
State Farm $2,301 $2,301 $2,001 $2,001 $6,689 $8,644 $2,524 $2,674
Travelers $2,454 $2,489 $2,236 $2,406 $5,645 $6,695 $2,611 $2,731
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Buy Cheap Denver, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Denver can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Denver, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Denver, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,567 $11,266
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,937 $5,868
Progressive $7,816 $8,646
State Farm $6,689 $8,644
Travelers $5,645 $6,695
USAA $6,993 $8,362

Buy Cheap Denver, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Denver, New York by comparing Denver senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Denver, NY here.

Annual Auto Insurance Rates for Senior Drivers in Denver, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,379 $3,419
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,133 $2,133
Progressive $1,843 $1,885
State Farm $2,001 $2,001
Travelers $2,236 $2,406
USAA $1,576 $1,583

Find Cheap Auto Insurance Rates in Denver, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Denver, New York auto insurance. Compare Denver, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Denver, New York

Insurance Company Low Medium High
Allstate $4,950 $5,300 $5,722
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,822 $2,945 $3,129
Progressive $3,611 $3,793 $4,065
State Farm $3,473 $3,661 $3,792
Travelers $3,253 $3,379 $3,593
USAA $3,250 $3,324 $3,442

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Find Cheap Denver, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Denver. Compare auto insurance rates in Denver, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Denver, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,249 $5,399
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,966 $2,966
Progressive $3,823 $3,823
State Farm $3,514 $3,769
Travelers $3,408 $3,408
USAA $3,305 $3,372

Find Cheap Denver, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Denver, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Denver, NY, take a look at the average cost for various violations versus rates for a clean driving record in Denver.

Annual Denver, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,496 $4,496 $6,609 $5,694
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,264 $2,264 $5,017 $2,316
Progressive $3,715 $3,715 $4,124 $3,738
State Farm $3,473 $3,473 $3,810 $3,810
Travelers $2,927 $3,632 $3,685 $3,390
USAA $2,972 $3,020 $4,343 $3,020

Find Cheap Denver, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Denver, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Denver for less when you shop around and compare rates from multiple Denver, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Denver, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,609
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,017
Progressive $4,124
State Farm $3,810
Travelers $3,685
USAA $4,343

Winners by Category: Where to Buy Cheap Auto Insurance in Denver, NY

Compare rates from the cheapest auto insurance companies in Denver, NY for your needs. Take a look at how Denver, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Denver, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Denver, New York Auto Insurance Companies

If you’re looking for the cheapest Denver, NY auto insurance companies overall, you can compare them here. Find the best price for Denver, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Denver, New York

Insurance Company Average Annual Rates
Allstate $5,324
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,966
Progressive $3,823
State Farm $3,642
Travelers $3,408
USAA $3,339

What affects Denver, New York auto insurance rates?

Local factors affect auto insurance rates in Denver, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Denver auto insurance rates.

Traffic in Denver

How is traffic in Denver, New York? Inrix data shows that Denver, NY traffic makes it the 144th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Denver, NY

You can buy cheap Denver, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Denver, New York auto insurance quotes from top companies.

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