Buy Cheap Denver, IN Auto Insurance (2022)

Denver, IN auto insurance rates average $276 a month. Minimum auto insurance requirements in Denver, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Denver, IN, compare Denver auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Denver, IN for teens drivers are $6,487/year
  • Average auto insurance rates in Denver, IN are $276/month
  • The most expensive auto insurance company in Denver after a DUI is Liberty Mutual

Finding affordable Denver, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Denver, IN auto insurance with confidence is right here. Auto insurance rates in Denver are affected by local factors as well as personal ones like your driving record.

See how Denver, IN car insurance rates compare to Bloomington auto insurance rates, Indianapolis auto insurance rates, and Fishers auto insurance rates before you read more about the cost of auto insurance in Denver.

Don’t buy Denver, IN auto insurance until you’ve compared rates. Get free Denver, Indiana auto insurance quotes when you enter your ZIP code above.

Denver, IN Minimum Auto Insurance Requirements

The required auto insurance in Denver, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Denver, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Denver, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Denver, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Denver, IN. Take a look at Denver, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Denver, Indiana

Insurance Company Poor Fair Good
Allstate $5,214 $3,861 $3,503
American Family $4,820 $3,129 $2,619
Farmers $4,021 $3,277 $3,034
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,010 $2,544 $2,379
Progressive $4,113 $3,634 $3,423
State Farm $3,280 $1,957 $1,517
Travelers $4,189 $3,551 $3,549
USAA $2,079 $1,372 $1,175

Buy Cheap Denver, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Denver, Indiana auto insurance rates? Find out how car insurance rates in Denver, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Denver, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,630 $2,704 $2,293 $2,511 $7,878 $9,891 $2,696 $2,937
American Family $2,207 $2,207 $1,982 $1,982 $6,087 $8,808 $2,207 $2,702
Farmers $1,576 $1,557 $1,348 $1,509 $8,355 $8,890 $2,070 $2,247
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,630 $1,668 $1,428 $1,526 $4,739 $6,162 $1,910 $2,091
Progressive $1,604 $1,520 $1,451 $1,463 $9,271 $10,426 $2,005 $2,046
State Farm $1,397 $1,397 $1,238 $1,238 $4,154 $5,329 $1,541 $1,716
Travelers $1,343 $1,366 $1,261 $1,260 $8,447 $13,361 $1,424 $1,644
USAA $986 $973 $916 $926 $2,721 $3,047 $1,335 $1,432

Buy Cheap Denver, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Denver can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Denver, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Denver, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,878 $9,891
American Family $6,087 $8,808
Farmers $8,355 $8,890
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $4,739 $6,162
Progressive $9,271 $10,426
State Farm $4,154 $5,329
Travelers $8,447 $13,361
USAA $2,721 $3,047

Buy Cheap Denver, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Denver, Indiana by comparing Denver senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Denver, IN here.

Annual Auto Insurance Rates for Senior Drivers in Denver, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,293 $2,511
American Family $1,982 $1,982
Farmers $1,348 $1,509
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,428 $1,526
Progressive $1,451 $1,463
State Farm $1,238 $1,238
Travelers $1,261 $1,260
USAA $916 $926

Find Cheap Auto Insurance Rates in Denver, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Denver, Indiana auto insurance. Compare Denver, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Denver, Indiana

Insurance Company Low Medium High
Allstate $4,017 $4,179 $4,382
American Family $3,477 $3,639 $3,452
Farmers $3,333 $3,438 $3,560
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,690 $2,623 $2,619
Progressive $3,510 $3,663 $3,996
State Farm $2,152 $2,250 $2,352
Travelers $3,691 $3,798 $3,801
USAA $1,488 $1,538 $1,600

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Find Cheap Denver, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Denver. Compare auto insurance rates in Denver, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Denver, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,193 $4,193
American Family $3,480 $3,566
Farmers $3,444 $3,444
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,644 $2,644
Progressive $3,723 $3,723
State Farm $2,187 $2,315
Travelers $3,763 $3,763
USAA $1,521 $1,563

Find Cheap Denver, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Denver, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Denver, IN, take a look at the average cost for various violations versus rates for a clean driving record in Denver.

Annual Denver, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,355 $4,907 $4,523 $3,985
American Family $2,427 $3,874 $4,898 $2,891
Farmers $3,080 $3,597 $3,698 $3,401
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,273 $2,932 $2,811 $2,561
Progressive $2,794 $4,882 $3,332 $3,885
State Farm $2,200 $2,406 $2,200 $2,200
Travelers $3,196 $3,951 $4,478 $3,428
USAA $1,166 $1,656 $1,899 $1,446

Find Cheap Denver, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Denver, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Denver for less when you shop around and compare rates from multiple Denver, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Denver, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,523
American Family $4,898
Farmers $3,698
GEICO $3,115
Liberty Mutual $8,386
Nationwide $2,811
Progressive $3,332
State Farm $2,200
Travelers $4,478
USAA $1,899

Winners by Category: Where to Buy Cheap Auto Insurance in Denver, IN

Compare rates from the cheapest auto insurance companies in Denver, IN for your needs. Take a look at how Denver, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Denver, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Denver, Indiana Auto Insurance Companies

If you’re looking for the cheapest Denver, IN auto insurance companies overall, you can compare them here. Find the best price for Denver, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Denver, Indiana

Insurance Company Average Annual Rates
Allstate $4,193
American Family $3,523
Farmers $3,444
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,644
Progressive $3,723
State Farm $2,251
Travelers $3,763
USAA $1,542

What affects Denver, Indiana auto insurance rates?

Local factors affect auto insurance rates in Denver, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Denver auto insurance rates.

Commute Times in Denver

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Denver, IN is 33.9 minutes according to City-Data.

Traffic in Denver

How is traffic in Denver, Indiana? Inrix data shows that Denver, IN traffic makes it the 144th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Denver, IN

You can buy cheap Denver, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Denver, Indiana auto insurance quotes from top companies.

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