Buy Cheap Denver, IA Auto Insurance (2021)

Denver, IA auto insurance rates average $246 a month. Minimum auto insurance requirements in Denver, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Denver, IA, compare Denver auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Denver, IA after a DUI are $3,554/year
  • Average auto insurance rates in Denver, IA for teens drivers are $5,602/year
  • The most expensive auto insurance company in Denver after a DUI is Travelers

Finding affordable Denver, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Denver, IA auto insurance with confidence is right here. Auto insurance rates in Denver are affected by local factors as well as personal ones like your driving record.

See how Denver, IA car insurance rates compare to Waterloo auto insurance rates, Iowa City auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Denver.

Don’t buy Denver, IA auto insurance until you’ve compared rates. Get free Denver, Iowa auto insurance quotes when you enter your ZIP code above.

Denver, IA Minimum Auto Insurance Requirements

The required auto insurance in Denver, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Denver, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Denver, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Denver, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Denver, IA. Take a look at Denver, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Denver, Iowa

Insurance Company Poor Fair Good
Allstate $3,310 $2,630 $2,370
American Family $3,846 $2,827 $2,376
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,500 $4,009 $3,152
Nationwide $3,076 $2,399 $2,107
Progressive $2,836 $2,283 $2,063
State Farm $3,161 $1,956 $1,542
Travelers $6,033 $5,144 $4,898
USAA $2,541 $1,747 $1,514

Buy Cheap Denver, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Denver, Iowa auto insurance rates? Find out how car insurance rates in Denver, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Denver, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,828 $1,754 $1,627 $1,654 $5,294 $5,969 $1,987 $2,047
American Family $1,945 $1,945 $1,740 $1,740 $5,193 $7,282 $1,945 $2,343
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,169 $2,353 $1,903 $2,309 $10,599 $11,918 $2,459 $2,717
Nationwide $1,773 $1,824 $1,578 $1,690 $3,990 $5,189 $1,997 $2,178
Progressive $1,703 $1,647 $1,409 $1,454 $4,073 $4,599 $2,053 $2,214
State Farm $1,441 $1,441 $1,267 $1,267 $3,914 $4,965 $1,620 $1,842
Travelers $2,448 $2,500 $2,367 $2,375 $10,659 $16,949 $2,542 $3,027
USAA $1,284 $1,296 $1,179 $1,198 $3,531 $3,742 $1,541 $1,701

Buy Cheap Denver, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Denver can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Denver, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Denver, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,294 $5,969
American Family $5,193 $7,282
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,599 $11,918
Nationwide $3,990 $5,189
Progressive $4,073 $4,599
State Farm $3,914 $4,965
Travelers $10,659 $16,949
USAA $3,531 $3,742

Buy Cheap Denver, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Denver, Iowa by comparing Denver senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Denver, IA here.

Annual Auto Insurance Rates for Senior Drivers in Denver, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,627 $1,654
American Family $1,740 $1,740
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,903 $2,309
Nationwide $1,578 $1,690
Progressive $1,409 $1,454
State Farm $1,267 $1,267
Travelers $2,367 $2,375
USAA $1,179 $1,198

Find Cheap Auto Insurance Rates in Denver, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Denver, Iowa auto insurance. Compare Denver, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Denver, Iowa

Insurance Company Low Medium High
Allstate $2,676 $2,773 $2,861
American Family $3,033 $3,184 $2,833
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,386 $4,546 $4,728
Nationwide $2,636 $2,513 $2,433
Progressive $2,270 $2,404 $2,507
State Farm $2,107 $2,233 $2,319
Travelers $5,061 $5,438 $5,576
USAA $1,838 $1,940 $2,024

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Find Cheap Denver, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Denver. Compare auto insurance rates in Denver, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Denver, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,704 $2,836
American Family $2,981 $3,052
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,553 $4,553
Nationwide $2,527 $2,527
Progressive $2,394 $2,394
State Farm $2,166 $2,274
Travelers $5,358 $5,358
USAA $1,863 $2,005

Find Cheap Denver, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Denver, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Denver, IA, take a look at the average cost for various violations versus rates for a clean driving record in Denver.

Annual Denver, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,352 $2,847 $3,248 $2,633
American Family $2,178 $3,189 $4,139 $2,560
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,934 $4,865 $4,961 $4,453
Nationwide $1,820 $2,629 $3,597 $2,064
Progressive $1,928 $3,144 $2,090 $2,413
State Farm $2,054 $2,385 $2,220 $2,220
Travelers $3,914 $5,204 $6,961 $5,355
USAA $1,474 $1,984 $2,583 $1,694

Find Cheap Denver, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Denver, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Denver for less when you shop around and compare rates from multiple Denver, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Denver, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,248
American Family $4,139
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,961
Nationwide $3,597
Progressive $2,090
State Farm $2,220
Travelers $6,961
USAA $2,583

Winners by Category: Where to Buy Cheap Auto Insurance in Denver, IA

Compare rates from the cheapest auto insurance companies in Denver, IA for your needs. Take a look at how Denver, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Denver, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Denver, Iowa Auto Insurance Companies

If you’re looking for the cheapest Denver, IA auto insurance companies overall, you can compare them here. Find the best price for Denver, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Denver, Iowa

Insurance Company Average Annual Rates
Allstate $2,770
American Family $3,017
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,553
Nationwide $2,527
Progressive $2,394
State Farm $2,220
Travelers $5,358
USAA $1,934

What affects Denver, Iowa auto insurance rates?

Local factors affect auto insurance rates in Denver, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Denver auto insurance rates.

Commute Times in Denver

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Denver, IA is 21.9 minutes according to City-Data.

Traffic in Denver

How is traffic in Denver, Iowa? Inrix data shows that Denver, IA traffic makes it the 144th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Denver, IA

You can buy cheap Denver, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Denver, Iowa auto insurance quotes from top companies.

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