Buy Cheap Denver City, TX Auto Insurance (2021)

Denver City, TX auto insurance rates average $294 a month. Minimum auto insurance requirements in Denver City, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Denver City, TX, compare Denver City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Denver City, TX for teens drivers are $6,157/year
  • The most expensive auto insurance company in Denver City after a DUI is Allstate
  • Average auto insurance rates in Denver City, TX after a DUI are $4,027/year

Finding affordable Denver City, Texas auto insurance can be challenging, but everything you need to know to buy cheap Denver City, TX auto insurance with confidence is right here. Auto insurance rates in Denver City are affected by local factors as well as personal ones like your driving record.

See how Denver City, TX car insurance rates compare to Austin auto insurance rates, El Paso auto insurance rates, and Laredo auto insurance rates before you read more about the cost of auto insurance in Denver City.

Don’t buy Denver City, TX auto insurance until you’ve compared rates. Get free Denver City, Texas auto insurance quotes when you enter your ZIP code above.

Denver City, TX Minimum Auto Insurance Requirements

The required auto insurance in Denver City, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Denver City, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Denver City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Denver City, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Denver City, TX. Take a look at Denver City, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Denver City, Texas

Insurance Company Poor Fair Good
Allstate $6,840 $4,996 $4,267
American Family $5,473 $3,373 $2,954
GEICO $4,313 $2,456 $1,648
Nationwide $4,547 $3,631 $3,162
Progressive $4,570 $3,931 $3,636
State Farm $3,408 $2,122 $1,691
USAA $3,528 $1,968 $1,564

Buy Cheap Denver City, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Denver City, Texas auto insurance rates? Find out how car insurance rates in Denver City, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Denver City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,491 $3,541 $3,451 $3,451 $9,072 $11,025 $4,348 $4,563
American Family $2,458 $2,713 $2,247 $2,551 $6,096 $8,032 $3,444 $3,926
GEICO $2,117 $2,261 $2,000 $2,223 $4,502 $4,732 $2,291 $2,320
Nationwide $2,392 $2,446 $2,104 $2,244 $6,634 $8,591 $2,793 $3,038
Progressive $2,193 $2,105 $1,945 $1,985 $8,903 $9,948 $2,611 $2,675
State Farm $1,708 $1,708 $1,515 $1,515 $3,985 $5,062 $1,850 $1,912
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Buy Cheap Denver City, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Denver City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Denver City, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Denver City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,072 $11,025
American Family $6,096 $8,032
GEICO $4,502 $4,732
Nationwide $6,634 $8,591
Progressive $8,903 $9,948
State Farm $3,985 $5,062
USAA $3,909 $4,372

Buy Cheap Denver City, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Denver City, Texas by comparing Denver City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Denver City, TX here.

Annual Auto Insurance Rates for Senior Drivers in Denver City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,451 $3,451
American Family $2,247 $2,551
GEICO $2,000 $2,223
Nationwide $2,104 $2,244
Progressive $1,945 $1,985
State Farm $1,515 $1,515
USAA $1,464 $1,501

Find Cheap Auto Insurance Rates in Denver City, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Denver City, Texas auto insurance. Compare Denver City, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Denver City, Texas

Insurance Company Low Medium High
Allstate $5,275 $5,333 $5,496
American Family $3,696 $3,809 $4,295
GEICO $2,691 $2,779 $2,947
Nationwide $4,106 $3,613 $3,621
Progressive $3,891 $4,030 $4,216
State Farm $2,295 $2,401 $2,525
USAA $2,300 $2,347 $2,412

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Find Cheap Denver City, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Denver City. Compare auto insurance rates in Denver City, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Denver City, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,245 $5,491
American Family $3,933 $3,933
GEICO $2,751 $2,860
Nationwide $3,780 $3,780
Progressive $4,046 $4,046
State Farm $2,407 $2,407
USAA $2,322 $2,384

Find Cheap Denver City, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Denver City, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Denver City, TX, take a look at the average cost for various violations versus rates for a clean driving record in Denver City.

Annual Denver City, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,219 $6,389 $6,645 $4,219
American Family $3,600 $4,541 $3,993 $3,600
GEICO $2,387 $3,115 $2,650 $3,070
Nationwide $3,265 $3,265 $4,889 $3,702
Progressive $3,535 $4,536 $4,128 $3,983
State Farm $2,150 $2,451 $2,875 $2,150
USAA $1,787 $2,568 $3,006 $2,051

Find Cheap Denver City, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Denver City, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Denver City for less when you shop around and compare rates from multiple Denver City, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Denver City, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,645
American Family $3,993
GEICO $2,650
Nationwide $4,889
Progressive $4,128
State Farm $2,875
USAA $3,006

Winners by Category: Where to Buy Cheap Auto Insurance in Denver City, TX

Compare rates from the cheapest auto insurance companies in Denver City, TX for your needs. Take a look at how Denver City, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Denver City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Denver City, Texas Auto Insurance Companies

If you’re looking for the cheapest Denver City, TX auto insurance companies overall, you can compare them here. Find the best price for Denver City, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Denver City, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $3,933
GEICO $2,806
Nationwide $3,780
Progressive $4,046
State Farm $2,407
USAA $2,353

What affects Denver City, Texas auto insurance rates?

Local factors affect auto insurance rates in Denver City, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Denver City auto insurance rates.

Auto Theft in Denver City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Denver City, TX auto theft show a total of 5 vehicle thefts annually.

Commute Times in Denver City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Denver City, TX is 23.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Denver City, TX

You can buy cheap Denver City, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Denver City, Texas auto insurance quotes from top companies.

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