Buy Cheap Denton, TX Auto Insurance (2021)

Denton, TX auto insurance rates average $302 a month. Minimum auto insurance requirements in Denton, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Denton, TX, compare Denton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Denton after a DUI is Allstate
  • The most expensive auto insurance company in Denton is Allstate
  • Average auto insurance rates in Denton, TX are $302/month

Finding affordable Denton, Texas auto insurance can be challenging, but everything you need to know to buy cheap Denton, TX auto insurance with confidence is right here. Auto insurance rates in Denton are affected by local factors as well as personal ones like your driving record.

See how Denton, TX car insurance rates compare to Corpus Christi auto insurance rates, El Paso auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Denton.

Don’t buy Denton, TX auto insurance until you’ve compared rates. Get free Denton, Texas auto insurance quotes when you enter your ZIP code above.

Denton, TX Minimum Auto Insurance Requirements

The required auto insurance in Denton, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Denton, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Denton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Denton, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Denton, TX. Take a look at Denton, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Denton, Texas

Insurance Company Poor Fair Good
Allstate $6,330 $4,646 $3,981
American Family $6,150 $3,932 $3,430
GEICO $4,992 $2,827 $1,887
Nationwide $3,984 $3,212 $2,795
Progressive $4,411 $3,821 $3,545
State Farm $4,241 $2,642 $2,106
USAA $3,489 $2,035 $1,643

Buy Cheap Denton, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Denton, Texas auto insurance rates? Find out how car insurance rates in Denton, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Denton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,211 $3,233 $3,169 $3,169 $8,623 $10,385 $3,969 $4,123
American Family $2,659 $2,971 $2,515 $2,891 $7,262 $9,475 $3,860 $4,399
GEICO $2,394 $2,587 $2,309 $2,624 $5,291 $5,491 $2,595 $2,590
Nationwide $2,093 $2,123 $1,855 $1,958 $5,924 $7,579 $2,459 $2,654
Progressive $2,094 $1,997 $1,871 $1,904 $8,758 $9,770 $2,484 $2,528
State Farm $2,060 $2,060 $1,843 $1,843 $5,088 $6,509 $2,251 $2,315
USAA $1,513 $1,511 $1,452 $1,429 $4,356 $4,711 $2,010 $2,131

Buy Cheap Denton, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Denton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Denton, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Denton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,623 $10,385
American Family $7,262 $9,475
GEICO $5,291 $5,491
Nationwide $5,924 $7,579
Progressive $8,758 $9,770
State Farm $5,088 $6,509
USAA $4,356 $4,711

Buy Cheap Denton, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Denton, Texas by comparing Denton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Denton, TX here.

Annual Auto Insurance Rates for Senior Drivers in Denton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,169 $3,169
American Family $2,515 $2,891
GEICO $2,309 $2,624
Nationwide $1,855 $1,958
Progressive $1,871 $1,904
State Farm $1,843 $1,843
USAA $1,452 $1,429

Find Cheap Auto Insurance Rates in Denton, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Denton, Texas auto insurance. Compare Denton, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Denton, Texas

Insurance Company Low Medium High
Allstate $4,866 $4,941 $5,150
American Family $4,190 $4,339 $4,983
GEICO $3,067 $3,198 $3,441
Nationwide $3,577 $3,193 $3,222
Progressive $3,756 $3,910 $4,111
State Farm $2,830 $2,989 $3,169
USAA $2,301 $2,379 $2,487

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Find Cheap Denton, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Denton. Compare auto insurance rates in Denton, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Denton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,865 $5,106
American Family $4,504 $4,504
GEICO $3,176 $3,295
Nationwide $3,330 $3,330
Progressive $3,926 $3,926
State Farm $2,996 $2,996
USAA $2,359 $2,419

Find Cheap Denton, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Denton, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Denton, TX to see how much where you live in Denton affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Denton, Texas

ZIP Code Average Annual Rates
76201 $5,316
76205 $5,253
76207 $5,516
76208 $5,407
76209 $5,271
76210 $5,481

Find Cheap Denton, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Denton, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Denton, TX, take a look at the average cost for various violations versus rates for a clean driving record in Denton.

Annual Denton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,842 $5,992 $6,266 $3,842
American Family $4,096 $5,238 $4,586 $4,096
GEICO $2,746 $3,637 $3,026 $3,532
Nationwide $2,896 $2,896 $4,266 $3,264
Progressive $3,429 $4,423 $3,995 $3,856
State Farm $2,646 $3,056 $3,637 $2,646
USAA $1,774 $2,633 $3,115 $2,035

Find Cheap Denton, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Denton, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Denton for less when you shop around and compare rates from multiple Denton, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Denton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,266
American Family $4,586
GEICO $3,026
Nationwide $4,266
Progressive $3,995
State Farm $3,637
USAA $3,115

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Winners by Category: Where to Buy Cheap Auto Insurance in Denton, TX

Compare rates from the cheapest auto insurance companies in Denton, TX for your needs. Take a look at how Denton, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Denton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Denton, Texas Auto Insurance Companies

If you’re looking for the cheapest Denton, TX auto insurance companies overall, you can compare them here. Find the best price for Denton, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Denton, Texas

Insurance Company Average Annual Rates
Allstate $4,985
American Family $4,504
GEICO $3,235
Nationwide $3,331
Progressive $3,926
State Farm $2,996
USAA $2,389

What affects Denton, Texas auto insurance rates?

Local factors affect auto insurance rates in Denton, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Denton auto insurance rates.

Auto Theft in Denton

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Denton, TX auto theft show a total of 224 vehicle thefts annually.

Commute Times in Denton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Denton, TX is 24.5 minutes according to City-Data.

Traffic in Denton

How is traffic in Denton, Texas? Inrix data shows that Denton, TX traffic makes it the 347th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Denton, TX

You can buy cheap Denton, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Denton, Texas auto insurance quotes from top companies.

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