Buy Cheap Denison, IA Auto Insurance (2021)

Denison, IA auto insurance rates average $248 a month. Minimum auto insurance requirements in Denison, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Denison, IA, compare Denison auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Denison after a DUI is Travelers
  • Average auto insurance rates in Denison, IA are $248/month
  • Average auto insurance rates in Denison, IA for teens drivers are $5,641/year

Finding affordable Denison, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Denison, IA auto insurance with confidence is right here. Auto insurance rates in Denison are affected by local factors as well as personal ones like your driving record.

See how Denison, IA car insurance rates compare to Council Bluffs auto insurance rates, Davenport auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Denison.

Don’t buy Denison, IA auto insurance until you’ve compared rates. Get free Denison, Iowa auto insurance quotes when you enter your ZIP code above.

Denison, IA Minimum Auto Insurance Requirements

The required auto insurance in Denison, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Denison, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Denison, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Denison, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Denison, IA. Take a look at Denison, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Denison, Iowa

Insurance Company Poor Fair Good
Allstate $3,765 $2,985 $2,681
American Family $3,893 $2,860 $2,405
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,327 $3,894 $3,068
Nationwide $2,957 $2,317 $2,030
Progressive $2,883 $2,341 $2,126
State Farm $2,974 $1,840 $1,452
Travelers $6,190 $5,281 $5,031
USAA $2,547 $1,745 $1,510

Buy Cheap Denison, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Denison, Iowa auto insurance rates? Find out how car insurance rates in Denison, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Denison, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,086 $2,005 $1,848 $1,882 $5,978 $6,727 $2,277 $2,347
American Family $1,968 $1,968 $1,760 $1,760 $5,256 $7,372 $1,968 $2,369
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,157 $2,346 $1,893 $2,303 $10,156 $11,442 $2,443 $2,697
Nationwide $1,692 $1,737 $1,508 $1,610 $3,895 $5,038 $1,916 $2,083
Progressive $1,698 $1,627 $1,399 $1,455 $4,306 $4,857 $2,042 $2,216
State Farm $1,362 $1,362 $1,194 $1,194 $3,669 $4,649 $1,530 $1,747
Travelers $2,490 $2,543 $2,410 $2,420 $10,971 $17,518 $2,587 $3,068
USAA $1,300 $1,319 $1,188 $1,218 $3,461 $3,687 $1,565 $1,732

Buy Cheap Denison, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Denison can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Denison, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Denison, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,978 $6,727
American Family $5,256 $7,372
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,156 $11,442
Nationwide $3,895 $5,038
Progressive $4,306 $4,857
State Farm $3,669 $4,649
Travelers $10,971 $17,518
USAA $3,461 $3,687

Buy Cheap Denison, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Denison, Iowa by comparing Denison senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Denison, IA here.

Annual Auto Insurance Rates for Senior Drivers in Denison, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,882
American Family $1,760 $1,760
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,893 $2,303
Nationwide $1,508 $1,610
Progressive $1,399 $1,455
State Farm $1,194 $1,194
Travelers $2,410 $2,420
USAA $1,188 $1,218

Find Cheap Auto Insurance Rates in Denison, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Denison, Iowa auto insurance. Compare Denison, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Denison, Iowa

Insurance Company Low Medium High
Allstate $3,018 $3,147 $3,266
American Family $3,064 $3,222 $2,872
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,247 $4,420 $4,622
Nationwide $2,544 $2,422 $2,339
Progressive $2,306 $2,458 $2,586
State Farm $1,994 $2,099 $2,173
Travelers $5,170 $5,585 $5,748
USAA $1,835 $1,940 $2,026

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Find Cheap Denison, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Denison. Compare auto insurance rates in Denison, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Denison, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,219
American Family $3,017 $3,088
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,430 $4,430
Nationwide $2,435 $2,435
Progressive $2,450 $2,450
State Farm $2,039 $2,138
Travelers $5,501 $5,501
USAA $1,863 $2,004

Find Cheap Denison, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Denison, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Denison, IA, take a look at the average cost for various violations versus rates for a clean driving record in Denison.

Annual Denison, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,675 $3,238 $3,674 $2,988
American Family $2,204 $3,226 $4,189 $2,591
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,828 $4,728 $4,832 $4,330
Nationwide $1,763 $2,531 $3,450 $1,995
Progressive $1,965 $3,242 $2,133 $2,460
State Farm $1,935 $2,243 $2,089 $2,089
Travelers $4,017 $5,344 $7,150 $5,492
USAA $1,478 $1,982 $2,578 $1,696

Find Cheap Denison, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Denison, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Denison for less when you shop around and compare rates from multiple Denison, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Denison, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,674
American Family $4,189
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,832
Nationwide $3,450
Progressive $2,133
State Farm $2,089
Travelers $7,150
USAA $2,578

Winners by Category: Where to Buy Cheap Auto Insurance in Denison, IA

Compare rates from the cheapest auto insurance companies in Denison, IA for your needs. Take a look at how Denison, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Denison, Iowa

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Denison, Iowa Auto Insurance Companies

If you’re looking for the cheapest Denison, IA auto insurance companies overall, you can compare them here. Find the best price for Denison, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Denison, Iowa

Insurance Company Average Annual Rates
Allstate $3,144
American Family $3,053
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,430
Nationwide $2,435
Progressive $2,450
State Farm $2,089
Travelers $5,501
USAA $1,934

What affects Denison, Iowa auto insurance rates?

Local factors affect auto insurance rates in Denison, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Denison auto insurance rates.

Commute Times in Denison

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Denison, IA is 13.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Denison, IA

You can buy cheap Denison, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Denison, Iowa auto insurance quotes from top companies.

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