Buy Cheap Delta, IA Auto Insurance (2021)

Delta, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Delta, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Delta, IA, compare Delta auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Delta is Travelers
  • Average auto insurance rates in Delta, IA after a DUI are $3,568/year
  • The most expensive auto insurance company in Delta after a DUI is Travelers

Finding affordable Delta, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Delta, IA auto insurance with confidence is right here. Auto insurance rates in Delta are affected by local factors as well as personal ones like your driving record.

See how Delta, IA car insurance rates compare to Ames auto insurance rates, Davenport auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Delta.

Don’t buy Delta, IA auto insurance until you’ve compared rates. Get free Delta, Iowa auto insurance quotes when you enter your ZIP code above.

Delta, IA Minimum Auto Insurance Requirements

The required auto insurance in Delta, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Delta, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Delta, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Delta, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Delta, IA. Take a look at Delta, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Delta, Iowa

Insurance Company Poor Fair Good
Allstate $3,465 $2,759 $2,474
American Family $3,846 $2,827 $2,374
Farmers $2,754 $2,281 $2,160
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,837 $2,287 $2,070
State Farm $3,183 $1,969 $1,553
Travelers $6,033 $5,144 $4,898
USAA $2,479 $1,703 $1,474

Buy Cheap Delta, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Delta, Iowa auto insurance rates? Find out how car insurance rates in Delta, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Delta, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,944 $1,875 $1,720 $1,754 $5,461 $6,119 $2,130 $2,193
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,491 $1,519 $1,337 $1,458 $4,460 $4,750 $2,014 $2,155
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,696 $1,636 $1,397 $1,449 $4,111 $4,646 $2,040 $2,209
State Farm $1,473 $1,473 $1,287 $1,287 $3,886 $4,942 $1,653 $1,876
Travelers $2,448 $2,500 $2,367 $2,375 $10,659 $16,949 $2,542 $3,027
USAA $1,260 $1,274 $1,155 $1,178 $3,409 $3,621 $1,513 $1,671

Buy Cheap Delta, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Delta can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Delta, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Delta, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,461 $6,119
American Family $5,177 $7,274
Farmers $4,460 $4,750
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $4,111 $4,646
State Farm $3,886 $4,942
Travelers $10,659 $16,949
USAA $3,409 $3,621

Buy Cheap Delta, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Delta, Iowa by comparing Delta senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Delta, IA here.

Annual Auto Insurance Rates for Senior Drivers in Delta, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,720 $1,754
American Family $1,741 $1,741
Farmers $1,337 $1,458
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,397 $1,449
State Farm $1,287 $1,287
Travelers $2,367 $2,375
USAA $1,155 $1,178

Find Cheap Auto Insurance Rates in Delta, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Delta, Iowa auto insurance. Compare Delta, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Delta, Iowa

Insurance Company Low Medium High
Allstate $2,780 $2,904 $3,014
American Family $3,033 $3,183 $2,831
Farmers $2,295 $2,405 $2,494
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,262 $2,404 $2,528
State Farm $2,131 $2,247 $2,327
Travelers $5,061 $5,438 $5,576
USAA $1,792 $1,891 $1,973

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Find Cheap Delta, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Delta. Compare auto insurance rates in Delta, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Delta, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,831 $2,968
American Family $2,981 $3,051
Farmers $2,398 $2,398
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,398 $2,398
State Farm $2,181 $2,289
Travelers $5,358 $5,358
USAA $1,816 $1,954

Find Cheap Delta, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Delta, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Delta, IA, take a look at the average cost for various violations versus rates for a clean driving record in Delta.

Annual Delta, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $2,992 $3,367 $2,759
American Family $2,177 $3,189 $4,138 $2,560
Farmers $2,042 $2,535 $2,574 $2,442
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,929 $3,154 $2,093 $2,416
State Farm $2,076 $2,394 $2,235 $2,235
Travelers $3,914 $5,204 $6,961 $5,355
USAA $1,440 $1,933 $2,515 $1,654

Find Cheap Delta, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Delta, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Delta for less when you shop around and compare rates from multiple Delta, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Delta, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,367
American Family $4,138
Farmers $2,574
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $2,093
State Farm $2,235
Travelers $6,961
USAA $2,515

Winners by Category: Where to Buy Cheap Auto Insurance in Delta, IA

Compare rates from the cheapest auto insurance companies in Delta, IA for your needs. Take a look at how Delta, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Delta, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Delta, Iowa Auto Insurance Companies

If you’re looking for the cheapest Delta, IA auto insurance companies overall, you can compare them here. Find the best price for Delta, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Delta, Iowa

Insurance Company Average Annual Rates
Allstate $2,899
American Family $3,016
Farmers $2,398
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,398
State Farm $2,235
Travelers $5,358
USAA $1,885

What affects Delta, Iowa auto insurance rates?

Local factors affect auto insurance rates in Delta, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Delta auto insurance rates.

Commute Times in Delta

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Delta, IA is 27.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Delta, IA

You can buy cheap Delta, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Delta, Iowa auto insurance quotes from top companies.

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